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Cost of Living Comparison in Ghana 2020

Spending, Expenses and Savings Comparison in Ghana

The average person in Ghana spends around 75% of their income and saves approximatly 25%.
Percentage of Income
Average per month
Monthly Income 2,680 GHS
Monthly Spending 75%
2,010 GHS
Monthly Savings 25%
670 GHS
Breakdown of monthly expenses and spending:
Percentage of Income
Average per month
Groceries / Food 17%
450 GHS
Rent 13%
340 GHS
Healthcare 4%
100 GHS
Water / Electricity 6%
160 GHS
Bank Loans 8%
210 GHS
Transport / Vehicle 10%
260 GHS
Schools / Education 8%
210 GHS
Other Expenses 11%
290 GHS

Marital Status: Single


Cost of living comparison for Single people in Ghana. Comparing monthly spending with monthly money saved.
Percentage of Income
Average per month
Monthly Income 2,250 GHS
Monthly Spending 70%
1,570 GHS
Monthly Savings 30%
670 GHS
Breakdown of monthly expenses and spending:
Percentage of Income
Average per month
Groceries / Food 20%
450 GHS
Rent 14%
320 GHS
Healthcare 3%
77 GHS
Water / Electricity 7%
150 GHS
Bank Loans 1%
19 GHS
Transport / Vehicle 9%
210 GHS
Schools / Education 3%
73 GHS
Other Expenses 12%
280 GHS


Marital Status: Married


Cost of living comparison for Married people in Ghana. Comparing monthly spending with monthly money saved.
Zero
Children
2
Children
3
Children
Percentage of Income
Average per month
Monthly Income 2,850 GHS 5,400 GHS 5,300 GHS
Monthly Spending 84%
2,400 GHS
85%
4,590 GHS
81%
4,310 GHS
Monthly Savings 16%
450 GHS
15%
810 GHS
19%
990 GHS
Breakdown of monthly expenses and spending:
Zero
Children
2
Children
3
Children
Percentage of Income
Average per month
Groceries / Food 14%
400 GHS
15%
800 GHS
4%
200 GHS
Rent 9%
250 GHS
6%
300 GHS
15%
800 GHS
Healthcare 6%
180 GHS
6%
300 GHS
1%
50 GHS
Water / Electricity 6%
180 GHS
5%
250 GHS
4%
210 GHS
Bank Loans 16%
450 GHS
20%
1,090 GHS
25%
1,350 GHS
Transport / Vehicle 7%
200 GHS
12%
650 GHS
11%
600 GHS
Schools / Education 14%
400 GHS
14%
750 GHS
19%
1,000 GHS
Other Expenses 12%
350 GHS
8%
450 GHS
2%
100 GHS

Cost of Living Comparison By City


IncomeSpendingSavings
Percentage of income
Average per month
Accra3,040 GHS74%
2,260 GHS
-74%
780 GHS
Kumasi2,670 GHS74%
1,970 GHS
-74%
700 GHS
Madina4,000 GHS60%
2,400 GHS
-60%
1,600 GHS
Other1,500 GHS89%
1,330 GHS
-89%
170 GHS
Takoradi1,600 GHS86%
1,380 GHS
-86%
230 GHS
Tema1,500 GHS93%
1,400 GHS
-93%
100 GHS

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