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Personal Banker Average Salary in Kenya 2019

How much money does a Personal Banker make in Kenya?

163,292 KES per month
Average Monthly Salary
A person working as a Personal Banker in Kenya typically earns around 163,292 KES per month.
This is the average monthly salary including housing, transport, and other benefits. Personal Banker salaries may differ drasticlty based on experience, skills, gender, or location. Below you will find detialed breakdown based on many different criteria.

Personal Banker Salary Distribution in Kenya

Median and salary distribution monthly Kenya Personal Banker

Abount These Figures: Salary Range, Median and Percentiles

Personal Banker salaries in Kenya range between 76,747 KES per month (minimum salary) to 241,672 KES per month (maximum salary).

The median salary is 160,026 KES per month, which means that half (50%) of people working as Personal Banker are earning less than 160,026 KES while the other half are earning more than 160,026 KES. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of people working as Personal Banker are earning less than 106,548 KES while 75% of them are earning more than 106,548 KES. Also from the diagram, 75% of people working as Personal Banker are earning less than 192,815 KES while 25% are earning more than 192,815 KES.

What is the difference between the median and the average salary? What should you be looking at?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plently of room for improvement. If your wage is in between the average and median, then things can be a bit confusing. We have written a guide to explain all the different senarios. How to compare your salary

Personal Banker Salary Comparison by Years of Experience

0 - 2 Years    =  
88,292 KES
2 - 5 Years    +37%  
121,277 KES
5 - 10 Years    +12%  
136,120 KES
10 - 15 Years    +22%  
165,807 KES
15 - 20 Years    +18%  
195,493 KES
20+ Years    +16%  
226,004 KES
Percentage increase and decrease are relative to the previous value

Experience level is the most important factor in determining your salary. Naturally the more years of experience the higher your wage. We broke down Personal Banker salaries by experience level. A Personal Banker with less than two years of experience makes approximatly 88,292 KES per month. While someone with experience level between two and five years is expected to earn 121,277 KES per month, 37% more than someone with less than two year's experience. Moving forward, an experience level between five and ten years lands a salary of 136,120 KES per month, 12% more than a person with two to five years of experience. Additionally, Personal Banker(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 165,807 KES per month, 22% more than a person with five to ten years of experience. If the experience level is between fifteen and twenty years, then the expected wage is 195,493 KES per month, 18% more than a person with ten to fifteen years of experience. Lastly, employees with more than twenty years of professional experience get a salary of 226,004 KES per month, 16% more than people with fifteen to twenty years of experience.


Salary comparison by years of experience monthly Kenya Personal Banker

Personal Banker Salary Comparison By Education

Certificate or Diploma    =  
111,381 KES
Bachelor's Degree    +47%  
163,333 KES
Master's Degree    +15%  
188,071 KES
Percentage increase and decrease are relative to the previous value

We all know that higher education equals a bigger salary, but how much more money can a degree add into your income? We broke down Personal Banker salaries by education level in order to make a comparison. When the education level is Certificate or Diploma, the average salary of a Personal Banker is 111,381 KES per month. While someone with a Bachelor's Degree gets a salary of 163,333 KES per month, 47% more than someone with Certificate or Diploma. A Master's Degree gets its holder an average salary of 188,071 KES per month, 15% more than someone with Bachelor's Degree.


Salary comparison by education level monthly Kenya Personal Banker


Personal Banker Salary Comparison By Gender

Female    =  
152,678 KES
Male    +16%  
176,355 KES
Percentage increase and decrease are relative to the previous value
Though gender should not have an effect on pay, in reality it does. So who gets paid more: men or women? Male Personal Banker employees in Kenya earn 16% more than their female counterparts.

Salary comparison by gender monthly Kenya Personal Banker

Public / Government vs Private Sector Salary Comparison

Private Sector    =  
144,513 KES
Public Sector    +28%  
184,520 KES
Percentage increase and decrease are relative to the previous value
Where can you get paid more, working for a private company or for the goverment? Public sector Personal Banker employees in Kenya earn 28% more than their private sector counterparts.

Public vs private sector salaries monthly Kenya Personal Banker

Personal Banker Salary Trend and Forecast in Kenya

How are Personal Banker salaries changing over time? Listed below is a chart that shows the average salary in recent years.

Salary trends and forecast monthly Kenya Personal Banker
Average Salary 2016    =  
150,320 KES
Average Salary 2017    +4%  
155,882 KES
Average Salary 2018    +2%  
158,844 KES
Average Salary 2019    +3%  
163,292 KES
Percentage increase and decrease are relative to the previous value
Personal Banker salaries in Kenya are on the rise in the year 2019 based on recent submitted salaries and reports. As displayed in the chart, salaries in 2019 are 3% higher than those of 2018. The trend suggests a slow yet continous increase in pay in 2020 and future years. These numbers differ slightly from industry to another.

Personal Banker Average Hourly Wage in Kenya

942 KES per hour
Average Hourly Wage

The average hourly wage (pay per hour) in Kenya for Personal Banker is 942 KES. This means that the average Personal Banker in Kenya earns approximatly 942 KES for every worked hour.


Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one working hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and annual vacation allowance. The figures mentioned above are good approximation and they are considered to the be the standard.

Personal Banker VS Other Jobs

Salary Comparison Between Personal Banker and Banking monthly KenyaWe compared Kenya salaries for Personal Banker, Banking, and All Jobs and we found that Personal Banker salaries are 2% less than those of Banking. We also found out that Banking salaries are 13% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst198,229 KES+21%
Assistant Bank Branch Manager196,748 KES+20%
Assistant Bank Manager209,621 KES+28%
ATM Manager199,120 KES+22%
ATM Service Technician106,279 KES-35%
Bank Accounts Analyst136,146 KES-17%
Bank Accounts Controller159,877 KES-2%
Bank Accounts Executive175,396 KES+7%
Bank Accounts Manager171,199 KES+5%
Bank Auditing Manager182,875 KES+12%
Bank Branch Manager223,548 KES+37%
Bank Clerk107,359 KES-34%
Bank Compliance Specialist154,251 KES-6%
Bank Manager325,033 KES+99%
Bank Operational Risk Manager241,840 KES+48%
Bank Operations Head254,344 KES+56%
Bank Operations Officer148,982 KES-9%
Bank Operations Specialist202,940 KES+24%
Bank Process Manager153,808 KES-6%
Bank Product Manager 168,313 KES+3%
Bank Programme Manager208,435 KES+28%
Bank Project Manager211,696 KES+30%
Bank Propositions Manager199,923 KES+22%
Bank Quantitative Analyst164,116 KES+1%
Bank Regional Manager238,245 KES+46%
Bank Regional Risk Officer157,857 KES-3%
Bank Relationship Manager198,108 KES+21%
Bank Relationship Officer149,330 KES-9%
Banker138,962 KES-15%
Banking Business Analyst169,204 KES+4%
Banking Business Development Officer138,386 KES-15%
Banking Business Planning Executive203,728 KES+25%
Banking Product Manager205,066 KES+26%
Banking Reference Data Manager176,995 KES+8%
Banking Risk Analyst161,061 KES-1%
Banking Technical Analyst143,820 KES-12%
Bankruptcy Coordinator183,631 KES+12%
Budget Analyst171,282 KES+5%
Cards Marketing Manager194,242 KES+19%
Cash Management Manager219,182 KES+34%
Check Processing Manager210,487 KES+29%
Commercial Vault Associate159,869 KES-2%
Corporate Dealer171,218 KES+5%
Credit Analyst192,510 KES+18%
Credit and Collections Manager208,232 KES+28%
Credit Card Fraud Investigator178,977 KES+10%
Credit Portfolio Manager234,994 KES+44%
Credit Risk Analyst198,297 KES+21%
Credit Risk Associate172,054 KES+5%
Direct Bank Sales Representative162,984 KES-0%
Financial Bank Planning Consultant188,675 KES+16%
Financial Banking Analysis Manager200,543 KES+23%
Financial Banking Assistant137,703 KES-16%
Financial Banking Systems Manager197,568 KES+21%
Foreign Exchange Manager207,359 KES+27%
Fraud Analyst166,390 KES+2%
Fraud Detection Associate173,096 KES+6%
Fraud Detection Manager225,087 KES+38%
Fraud Detection Supervisor176,908 KES+8%
Internal Bank Audit Manager230,363 KES+41%
Internal Bank Auditor154,452 KES-5%
International Banking Manager266,505 KES+63%
Loan Analyst162,875 KES-0%
Loan Area Manager181,433 KES+11%
Loan Audit Team Leader185,121 KES+13%
Loan Branch Manager185,340 KES+14%
Loan Business Development Officer159,009 KES-3%
Loan Clerk120,570 KES-26%
Loan Collection Manager189,604 KES+16%
Loan Collector106,722 KES-35%
Loan Examiner122,931 KES-25%
Loan Processing Manager153,598 KES-6%
Loan Processor144,252 KES-12%
Loan Quality Assurance Auditor166,458 KES+2%
Loan Quality Assurance Manager187,216 KES+15%
Loan Quality Assurance Representative151,034 KES-8%
Loan Review Manager172,023 KES+5%
Loan Team Leader173,878 KES+6%
Mortgage Advisor167,820 KES+3%
Mortgage Collection Manager171,559 KES+5%
Mortgage Collector118,739 KES-27%
Mortgage Credit Analyst138,562 KES-15%
Mortgage Credit Manager158,801 KES-3%
Mortgage Development Manager198,364 KES+21%
Mortgage Document Reviewer127,964 KES-22%
Mortgage Funding Manager206,610 KES+27%
Mortgage Operations Manager215,935 KES+32%
Mortgage Payment Processing Clerk113,845 KES-30%
Mortgage Processing Manager189,308 KES+16%
Mortgage Processor136,106 KES-17%
Mortgage Quality Assurance Auditor164,194 KES+1%
Mortgage Quality Assurance Manager173,632 KES+6%
Mortgage Servicing Clerk97,411 KES-40%
Mortgage Servicing Manager171,519 KES+5%
Mortgage Underwriter121,525 KES-26%
Online Banking Manager224,915 KES+38%
Payment Processing Clerk110,910 KES-32%
Personal Banker163,292 KES=
Personal Banking Advisor 174,911 KES+7%
Phone Banker146,958 KES-10%
Private Banker178,644 KES+9%
Reconciliation and Investigation Specialist156,247 KES-4%
Teller106,006 KES-35%
Trade Officer117,586 KES-28%
Trade Product Manager175,517 KES+7%
Trader141,209 KES-14%
Treasury Operations Officer151,147 KES-7%

Salary Comparison By City

CityAverage Salary
Kisumu150,968 KES
Mombasa170,192 KES
Nairobi172,450 KES
58000 - 2
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