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Claims Adjuster Average Salary in Morocco 2020

How much money does a Claims Adjuster make in Morocco?


Average Monthly Salary
7,260 MAD
( 87,200 MAD yearly)

LOW
3,560
MAD
AVERAGE
7,260
MAD
HIGH
11,300
MAD

A person working as a Claims Adjuster in Morocco typically earns around 7,260 MAD per month. Salaries range from 3,560 MAD (lowest) to 11,300 MAD (highest).

This is the average monthly salary including housing, transport, and other benefits. Claims Adjuster salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

Claims Adjuster Salary Distribution in Morocco

Median and salary distribution monthly Morocco Claims Adjuster
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The median, the maximum, the minimum, and the range

  • Salary Range

    Claims Adjuster salaries in Morocco range from 3,560 MAD per month (minimum salary) to 11,300 MAD per month (maximum salary).

  • Median Salary

    The median salary is 7,410 MAD per month, which means that half (50%) of people working as Claims Adjuster(s) are earning less than 7,410 MAD while the other half are earning more than 7,410 MAD. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of Claims Adjuster(s) are earning less than 4,940 MAD while 75% of them are earning more than 4,940 MAD. Also from the diagram, 75% of Claims Adjuster(s) are earning less than 9,560 MAD while 25% are earning more than 9,560 MAD.


What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Claims Adjuster Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience monthly Morocco Claims Adjuster
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down Claims Adjuster salaries by experience level and this is what we found.

A Claims Adjuster with less than two years of experience makes approximately 4,220 MAD per month.

While someone with an experience level between two and five years is expected to earn 5,430 MAD per month, 29% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 7,490 MAD per month, 38% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, Claims Adjuster(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 9,270 MAD per month, 24% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 9,930 MAD per month, 7% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 10,600 MAD per month, 7% more than people with fifteen to twenty years of experience.


Claims Adjuster average salary change by experience in Morocco

0 - 2 Years
4,220 MAD
2 - 5 Years+29%
5,430 MAD
5 - 10 Years+38%
7,490 MAD
10 - 15 Years+24%
9,270 MAD
15 - 20 Years+7%
9,930 MAD
20+ Years+7%
10,600 MAD
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Claims Adjuster Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different Claims Adjuster(s) who have the same experience but different education levels.

Salary comparison by education level monthly Morocco Claims Adjuster
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down Claims Adjuster salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of a Claims Adjuster is 5,430 MAD per month.

While someone with a Bachelor's Degree gets a salary of 7,290 MAD per month, 34% more than someone having a Certificate or Diploma degree.

A Master's Degree gets its holder an average salary of 11,200 MAD per month, 53% more than someone with a Bachelor's Degree.


Claims Adjuster average salary difference by education level in Morocco

Certificate or Diploma
5,430 MAD
Bachelor's Degree+34%
7,290 MAD
Master's Degree+53%
11,200 MAD
Percentage increase and decrease are relative to the previous value

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Morocco costs anywhere from 97,100 Moroccan Dirham(s) to 291,000 Moroccan Dirham(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.


Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Claims Adjuster Salary Comparison By Gender

Salary comparison by gender monthly Morocco Claims Adjuster
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male Claims Adjuster employees in Morocco earn 12% more than their female counterparts on average.

Male
7,580 MAD
Female-11%
6,770 MAD
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Morocco for all Careers

Salary comparison by gender monthly Morocco
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Claims Adjuster Average Annual Salary Increment Percentage in Morocco

How much are annual salary increments in Morocco for Claims Adjuster(s)? How often do employees get salary raises?

Claims Adjuster

Claims Adjuster(s) in Morocco are likely to observe a salary increase of approximately 11% every 16 months. The national average annual increment for all professions combined is 9% granted to employees every 17 months.

Annual Salary Increment Rate Morocco Claims Adjuster
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Morocco / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Morocco is 6%.

Annual Increment Rate By Industry 2019

Banking
2%
Energy
4%
Information Technology
6%
Healthcare
8%
Travel
1%
Construction
3%
Education
5%

Listed above are the average annual increase rates for each industry in Morocco for the year 2019. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.


Worldwide Salary Raises: All Countries and All Jobs

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Claims Adjuster Bonus and Incentive Rates in Morocco

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Morocco Claims Adjuster
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A Claims Adjuster is considered to be a low bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

71% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 29% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 0% to 4% of their annual salary.

Received Bonus
29%
No Bonus
71%

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.


What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

Example:
A graphics designer working for a graphics designing company.

Example:
A graphic designer in the marketing department of a hospital.


Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Claims Adjuster Average Hourly Wage in Morocco


42 MAD per hour

The average hourly wage (pay per hour) in Morocco is 42 MAD. This means that the average Claims Adjuster in Morocco earns approximately 42 MAD for every worked hour.


Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Claims Adjuster VS Other Jobs

Salary Comparison Between Claims Adjuster and Insurance monthly Morocco
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The average salary for Claims Adjuster is 63% less than that of Insurance. Also, Insurance salaries are 0% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
Actuarial Analyst25,000 MAD+240%
Actuarial Assistant18,400 MAD+150%
Actuary25,600 MAD+250%
Adjustment Insurance Clerk7,320 MAD+1%
Assistant Broker12,600 MAD+73%
Assistant Claims Manager20,700 MAD+180%
Associate Insurance Representative10,500 MAD+45%
Auditing Insurance Manager27,700 MAD+280%
Broker19,800 MAD+170%
Claim Advocacy Professional20,300 MAD+180%
Claims Adjuster7,260 MAD-0%
Claims Analyst10,600 MAD+46%
Claims Examiner10,100 MAD+39%
Claims Manager28,700 MAD+300%
Claims Processor7,150 MAD-2%
Claims Representative8,440 MAD+16%
Claims Resolution Specialist20,600 MAD+180%
Claims Supervisor20,000 MAD+180%
Complaints Specialist17,400 MAD+140%
Compliance Officer16,500 MAD+130%
Consultant19,200 MAD+160%
Eligibility Specialist19,100 MAD+160%
Insurance Account Manager23,600 MAD+220%
Insurance Accounts Executive21,100 MAD+190%
Insurance Agent11,400 MAD+57%
Insurance Analyst19,500 MAD+170%
Insurance Appraiser19,700 MAD+170%
Insurance Claims Clerk6,890 MAD-5%
Insurance Examiner17,800 MAD+150%
Insurance Investigator19,100 MAD+160%
Insurance Manager33,100 MAD+360%
Insurance Operations Manager34,900 MAD+380%
Insurance Policy Processing Clerk7,160 MAD-1%
Insurance Pricing Assistant15,500 MAD+110%
Insurance Program Manager26,200 MAD+260%
Insurance Project Manager24,500 MAD+240%
Insurance Quality Assurance Agent17,500 MAD+140%
Insurance Sales Agent12,000 MAD+65%
Insurance Sales Director32,000 MAD+340%
Insurance Team Leader20,500 MAD+180%
Insurance Underwriter15,000 MAD+110%
Loss Control Specialist18,100 MAD+150%
Loss Prevention Investigator20,400 MAD+180%
Loss Prevention Manager27,000 MAD+270%
Loss Prevention Specialist20,700 MAD+180%
Marine Underwriter15,000 MAD+110%
Medical Auditor19,500 MAD+170%
Monitoring and Performance Officer13,800 MAD+90%
Payment Services Specialist19,700 MAD+170%
Policy Change Director29,500 MAD+310%
Policy Change Supervisor21,400 MAD+190%
Policy Change Technician9,070 MAD+25%
Risk Analyst20,700 MAD+180%
Risk Management Director37,700 MAD+420%
Risk Management Supervisor25,500 MAD+250%
Risk Manager36,000 MAD+400%
Risk Modeling Manager37,600 MAD+420%
Title Insurance Typist16,500 MAD+130%
Training Manager21,900 MAD+200%

Salary Comparison By City

CityAverage Salary
Agadir6,840 MAD
Casablanca8,330 MAD
Marrakech7,590 MAD
Rabat6,680 MAD
Tangier7,460 MAD

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Morocco earn 8% more than their private sector counterparts on average across all sectors.

Private Sector
18,500 MAD
Public Sector+8%
20,100 MAD
Percentage increase and decrease are relative to the previous value

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