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Insurance Appraiser Average Salary in Norway 2020

How much money does an Insurance Appraiser make in Norway?

Average Yearly Salary
600,000 NOK
( 50,000 NOK monthly)


A person working as an Insurance Appraiser in Norway typically earns around 600,000 NOK per year. Salaries range from 276,000 NOK (lowest) to 954,000 NOK (highest).

This is the average yearly salary including housing, transport, and other benefits. Insurance Appraiser salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

Insurance Appraiser Salary Distribution in Norway

Median and salary distribution yearly Norway Insurance Appraiser
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The median, the maximum, the minimum, and the range

  • Salary Range

    Insurance Appraiser salaries in Norway range from 276,000 NOK per year (minimum salary) to 954,000 NOK per year (maximum salary).

  • Median Salary

    The median salary is 648,000 NOK per year, which means that half (50%) of people working as Insurance Appraiser(s) are earning less than 648,000 NOK while the other half are earning more than 648,000 NOK. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of Insurance Appraiser(s) are earning less than 416,000 NOK while 75% of them are earning more than 416,000 NOK. Also from the diagram, 75% of Insurance Appraiser(s) are earning less than 865,000 NOK while 25% are earning more than 865,000 NOK.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Insurance Appraiser Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience yearly Norway Insurance Appraiser
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down Insurance Appraiser salaries by experience level and this is what we found.

An Insurance Appraiser with less than two years of experience makes approximately 313,000 NOK per year.

While someone with an experience level between two and five years is expected to earn 419,000 NOK per year, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 619,000 NOK per year, 48% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, Insurance Appraiser(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 754,000 NOK per year, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 822,000 NOK per year, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 890,000 NOK per year, 8% more than people with fifteen to twenty years of experience.

Insurance Appraiser average salary change by experience in Norway

0 - 2 Years
313,000 NOK
2 - 5 Years+34%
419,000 NOK
5 - 10 Years+48%
619,000 NOK
10 - 15 Years+22%
754,000 NOK
15 - 20 Years+9%
822,000 NOK
20+ Years+8%
890,000 NOK
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Insurance Appraiser Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different Insurance Appraiser(s) who have the same experience but different education levels.

Salary comparison by education level yearly Norway Insurance Appraiser
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down Insurance Appraiser salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of an Insurance Appraiser is 364,000 NOK per year.

While someone with a Bachelor's Degree gets a salary of 703,000 NOK per year, 93% more than someone having a Certificate or Diploma degree.

Insurance Appraiser average salary difference by education level in Norway

Certificate or Diploma
364,000 NOK
Bachelor's Degree+93%
703,000 NOK
Percentage increase and decrease are relative to the previous value

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Insurance Appraiser Salary Comparison By Gender

Salary comparison by gender yearly Norway Insurance Appraiser
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male Insurance Appraiser employees in Norway earn 4% more than their female counterparts on average.

613,000 NOK
588,000 NOK
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Norway for all Careers

Salary comparison by gender yearly Norway
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Insurance Appraiser Average Annual Salary Increment Percentage in Norway

How much are annual salary increments in Norway for Insurance Appraiser(s)? How often do employees get salary raises?

Insurance Appraiser

Insurance Appraiser(s) in Norway are likely to observe a salary increase of approximately 12% every 15 months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.

Annual Salary Increment Rate Norway Insurance Appraiser
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Norway / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Norway is 7%.

Annual Increment Rate By Industry 2019

Information Technology

Listed above are the average annual increase rates for each industry in Norway for the year 2019. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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Insurance Appraiser Bonus and Incentive Rates in Norway

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Norway Insurance Appraiser
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An Insurance Appraiser is considered to be a low bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

65% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 35% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 0% to 4% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Insurance Appraiser Average Hourly Wage in Norway

290 NOK per hour

The average hourly wage (pay per hour) in Norway is 290 NOK. This means that the average Insurance Appraiser in Norway earns approximately 290 NOK for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Insurance Appraiser VS Other Jobs

Salary Comparison Between Insurance Appraiser and Insurance yearly Norway
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The average salary for Insurance Appraiser is 2% less than that of Insurance. Also, Insurance salaries are 0% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
Actuarial Analyst836,000 NOK+39%
Actuarial Assistant567,000 NOK-6%
Actuary778,000 NOK+30%
Adjustment Insurance Clerk218,000 NOK-64%
Assistant Broker398,000 NOK-34%
Assistant Claims Manager680,000 NOK+13%
Associate Insurance Representative314,000 NOK-48%
Auditing Insurance Manager929,000 NOK+55%
Broker589,000 NOK-2%
Claim Advocacy Professional603,000 NOK+0%
Claims Adjuster224,000 NOK-63%
Claims Analyst301,000 NOK-50%
Claims Examiner321,000 NOK-47%
Claims Manager838,000 NOK+40%
Claims Processor234,000 NOK-61%
Claims Representative267,000 NOK-56%
Claims Resolution Specialist622,000 NOK+4%
Claims Supervisor602,000 NOK+0%
Complaints Specialist546,000 NOK-9%
Compliance Officer466,000 NOK-22%
Consultant614,000 NOK+2%
Eligibility Specialist587,000 NOK-2%
Insurance Account Manager769,000 NOK+28%
Insurance Accounts Executive649,000 NOK+8%
Insurance Agent346,000 NOK-42%
Insurance Analyst609,000 NOK+1%
Insurance Appraiser600,000 NOK-0%
Insurance Claims Clerk214,000 NOK-64%
Insurance Examiner562,000 NOK-6%
Insurance Investigator555,000 NOK-8%
Insurance Manager1,030,000 NOK+72%
Insurance Operations Manager996,000 NOK+66%
Insurance Policy Processing Clerk233,000 NOK-61%
Insurance Pricing Assistant466,000 NOK-22%
Insurance Program Manager805,000 NOK+34%
Insurance Project Manager783,000 NOK+30%
Insurance Quality Assurance Agent512,000 NOK-15%
Insurance Sales Agent359,000 NOK-40%
Insurance Sales Director984,000 NOK+64%
Insurance Team Leader641,000 NOK+7%
Insurance Underwriter446,000 NOK-26%
Loss Control Specialist600,000 NOK-0%
Loss Prevention Investigator622,000 NOK+4%
Loss Prevention Manager838,000 NOK+40%
Loss Prevention Specialist653,000 NOK+9%
Marine Underwriter452,000 NOK-25%
Medical Auditor606,000 NOK+1%
Monitoring and Performance Officer428,000 NOK-29%
Payment Services Specialist600,000 NOK-0%
Policy Change Director936,000 NOK+56%
Policy Change Supervisor621,000 NOK+3%
Policy Change Technician297,000 NOK-51%
Risk Analyst701,000 NOK+17%
Risk Management Director1,170,000 NOK+95%
Risk Management Supervisor727,000 NOK+21%
Risk Manager1,150,000 NOK+92%
Risk Modeling Manager1,110,000 NOK+85%
Title Insurance Typist530,000 NOK-12%
Training Manager694,000 NOK+16%

Salary Comparison By City

CityAverage Salary
Oslo692,000 NOK
Stavanger622,000 NOK
Tromso593,000 NOK
Trondheim627,000 NOK

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Norway earn 5% more than their private sector counterparts on average across all sectors.

Private Sector
596,000 NOK
Public Sector+5%
628,000 NOK
Percentage increase and decrease are relative to the previous value

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