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Banking Average Salaries in Poland 2020

How much money does a person working in Banking make in Poland?

Average Monthly Salary
8,350 PLN
( 100,000 PLN yearly)


A person working in Banking in Poland typically earns around 8,350 PLN per month. Salaries range from 2,590 PLN (lowest average) to 16,900 PLN (highest average, actual maximum salary is higher).

This is the average monthly salary including housing, transport, and other benefits. Salaries vary drastically between different Banking careers. If you are interested in the salary of a particular job, see below for salaries for specific job titles.

Salaries for specific jobs

Job TitleAverage Salary
AML Analyst11,300 PLN
Assistant Bank Branch Manager9,720 PLN
Assistant Bank Manager12,300 PLN
ATM Manager11,200 PLN
ATM Service Technician3,010 PLN
Bank Accounts Analyst4,260 PLN
Bank Accounts Controller5,760 PLN
Bank Accounts Executive8,320 PLN
Bank Accounts Manager9,390 PLN
Bank Auditing Manager9,430 PLN
Bank Branch Manager13,600 PLN
Bank Clerk2,640 PLN
Bank Compliance Specialist7,030 PLN
Bank Manager15,200 PLN
Bank Operational Risk Manager15,300 PLN
Bank Operations Head16,400 PLN
Bank Operations Officer6,430 PLN
Bank Operations Specialist9,240 PLN
Bank Process Manager8,390 PLN
Bank Product Manager 10,200 PLN
Bank Programme Manager10,600 PLN
Bank Project Manager12,100 PLN
Bank Propositions Manager11,400 PLN
Bank Quantitative Analyst7,920 PLN
Bank Regional Manager16,100 PLN
Bank Regional Risk Officer8,040 PLN
Bank Relationship Manager11,500 PLN
Bank Relationship Officer5,230 PLN
Banker5,470 PLN
Banking Business Analyst8,190 PLN
Banking Business Development Officer5,180 PLN
Banking Business Planning Executive11,300 PLN
Banking Product Manager10,000 PLN
Banking Reference Data Manager9,140 PLN
Banking Risk Analyst8,060 PLN
Banking Technical Analyst4,360 PLN
Bankruptcy Coordinator5,910 PLN
Budget Analyst7,790 PLN
Cards Marketing Manager10,100 PLN
Cash Management Manager14,100 PLN
Check Processing Manager10,100 PLN
Commercial Vault Associate7,750 PLN
Corporate Dealer8,350 PLN
Credit Analyst6,190 PLN
Credit and Collections Manager10,500 PLN
Credit Card Fraud Investigator8,620 PLN
Credit Portfolio Manager15,400 PLN
Credit Risk Analyst8,610 PLN
Credit Risk Associate8,940 PLN
Direct Bank Sales Representative5,760 PLN
Financial Bank Planning Consultant10,200 PLN
Financial Banking Analysis Manager11,300 PLN
Financial Banking Assistant3,950 PLN
Financial Banking Systems Manager11,000 PLN
Foreign Exchange Manager11,400 PLN
Fraud Analyst8,540 PLN
Fraud Detection Associate6,090 PLN
Fraud Detection Manager12,600 PLN
Fraud Detection Supervisor7,170 PLN
Internal Bank Audit Manager14,200 PLN
Internal Bank Auditor8,100 PLN
International Banking Manager16,700 PLN
Loan Analyst7,850 PLN
Loan Area Manager9,900 PLN
Loan Audit Team Leader9,270 PLN
Loan Branch Manager8,930 PLN
Loan Business Development Officer4,680 PLN
Loan Clerk2,950 PLN
Loan Collection Manager9,710 PLN
Loan Collector2,770 PLN
Loan Examiner3,600 PLN
Loan Processing Manager8,650 PLN
Loan Processor3,510 PLN
Loan Quality Assurance Auditor8,490 PLN
Loan Quality Assurance Manager9,200 PLN
Loan Quality Assurance Representative5,970 PLN
Loan Review Manager8,760 PLN
Loan Team Leader8,430 PLN
Mortgage Advisor5,640 PLN
Mortgage Collection Manager9,260 PLN
Mortgage Collector2,510 PLN
Mortgage Credit Analyst4,400 PLN
Mortgage Credit Manager9,000 PLN
Mortgage Development Manager10,000 PLN
Mortgage Document Reviewer3,670 PLN
Mortgage Funding Manager10,600 PLN
Mortgage Operations Manager13,700 PLN
Mortgage Payment Processing Clerk2,940 PLN
Mortgage Processing Manager9,150 PLN
Mortgage Processor3,500 PLN
Mortgage Quality Assurance Auditor8,200 PLN
Mortgage Quality Assurance Manager9,140 PLN
Mortgage Servicing Clerk2,910 PLN
Mortgage Servicing Manager8,990 PLN
Mortgage Underwriter3,320 PLN
Online Banking Manager13,800 PLN
Payment Processing Clerk2,730 PLN
Personal Banker5,750 PLN
Personal Banking Advisor 5,980 PLN
Phone Banker3,730 PLN
Private Banker6,000 PLN
Reconciliation and Investigation Specialist6,430 PLN
Teller2,880 PLN
Trade Officer3,150 PLN
Trade Product Manager9,720 PLN
Trader3,960 PLN
Treasury Operations Officer7,310 PLN

Banking Jobs Salary Distribution in Poland

Median and salary distribution monthly Poland Banking
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The median, the maximum, the minimum, and the range

  • Salary Range

    Banking salaries in Poland range from 2,590 PLN per month (minimum average salary) to 16,900 PLN per month (maximum average salary, actual maximum is higher).

  • Median Salary

    The median salary is 8,850 PLN per month, which means that half (50%) of people working in Banking are earning less than 8,850 PLN while the other half are earning more than 8,850 PLN. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of people working in Banking are earning less than 5,150 PLN while 75% of them are earning more than 5,150 PLN. Also from the diagram, 75% of people working in Banking are earning less than 13,600 PLN while 25% are earning more than 13,600 PLN.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Salary Comparison by Years of Experience

How does a person's salary progress over time?

Salary Comparison By Experience Level
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher the wage.

Generally speaking, employees having experience from two to five years earn on average 32% more than freshers and juniors across all industries and disciplines.

Professionals with experience of more than five years tend to earn on average 36% more than those with five years or less of work experience.

Change in salary based on experience varies drastically from one location to another and depends hugely on the career field as well. The data displayed here is the combined average of many different jobs. To view accurate figures, choose a specific job title.

As you hit the ten years mark, the salary increases by 21% and an additional 14% for those who have crossed the 15 years mark.

Those figures are presented as guidelines only. The numbers become more significant if you consider one job title at a time.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Salary Comparison By Education

How does the education level affect your salary?

Salary Comparison By Education
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It is well known that higher education equals a bigger salary, but how much more money can a degree add to your income? We compared the salaries of professionals at the same level but with different college degrees levels across many jobs, below are our findings.

Change in salary based on education varies drastically from one location to another and depends hugely on the career field as well. The data displayed here is the combined average of multiple jobs. To view accurate figures, choose a specific job title.

Workers with a certificate or diploma earn on average 17% more than their peers who only reached the high school level.

Employees who earned a Bachelor's Degree earn 24% more than those who only managed to attain a cerificate or diploma.

Professionals who attained a Master's Degree are awarded salaries that are 29% more than those with a Bachelor's Degree.

Finally, PhD holders earn 23% more than Master's Degree holders on average while doing the same job.

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Poland costs anywhere from 37,800 Zloty(s) to 113,000 Zloty(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support this tactic. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

The decision really depends on your situation and experience among many other factors. Putting all variables aside, if you can afford the costs of higher education then the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Banking Salary Comparison By Gender

Salary comparison by gender monthly Poland Banking
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male employees in Poland who work in Banking earn 7% more than their female counterparts on average.

8,080 PLN
8,660 PLN
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Poland for all Careers

Salary comparison by gender monthly Poland
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Banking Average Annual Salary Increment Percentage in Poland

How much are annual salary increments in Poland for Banking professionals? How often do employees get salary raises?


Banking professionals in Poland are likely to observe a salary increase of approximately 10% every 15 months. The national average annual increment for all professions combined is 8% granted to employees every 17 months.

Annual Salary Increment Rate Poland Banking
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Poland / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Poland is 6%.

Annual Increment Rate By Industry 2019

Information Technology

Listed above are the average annual increase rates for each industry in Poland for the year 2019. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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Banking Bonus and Incentive Rates in Poland

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Poland Banking
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Banking is considered to be a high bonus-based field due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

20% of surveyed staff in Banking reported that they haven't received any bonuses or incentives in the previous year while 80% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Government vs Private Sector Salary Comparison

Public vs private sector salaries monthly Poland
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Where can you get paid more, working for a private company or for the government? Public sector employees in Poland earn 7% more than their private sector counterparts on average across all sectors.

Private Sector
7,250 PLN
Public Sector+7%
7,800 PLN
Percentage increase and decrease are relative to the previous value

Banking Hourly Average Wage in Poland

48 PLN per hour

The average hourly wage (pay per hour) in Poland is 48 PLN. This means that the average person in Poland earns approximately 48 PLN for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Banking VS Other Jobs

Salary Comparison Between Banking and Banking monthly Poland
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The average salary for Banking is 10% more than that of All Jobs.

Salary Comparison By City

CityAverage Salary
Gdansk7,610 PLN
Katowice6,940 PLN
Krakow9,150 PLN
Lublin7,160 PLN
Poznan7,830 PLN
Szczecin7,380 PLN
Warsaw9,400 PLN
Wroclaw8,900 PLN
9399 - 24

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