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AML Analyst Average Salary in Puerto Rico 2023

How much money does an AML Analyst make in Puerto Rico?

Average Yearly Salary
29,400 USD
( 2,450 USD monthly)


A person working as an AML Analyst in Puerto Rico typically earns around 29,400 USD per year. Salaries range from 13,500 USD (lowest) to 46,700 USD (highest).

This is the average yearly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

AML Analyst Salary Distribution in Puerto Rico

Median and salary distribution yearly Puerto Rico AML Analyst
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The median, the maximum, the minimum, and the range

  • Salary Range

    AML Analyst salaries in Puerto Rico range from 13,500 USD per year (minimum salary) to 46,700 USD per year (maximum salary).

  • Median Salary

    The median salary is 31,700 USD per year, which means that half (50%) of people working as AML Analyst(s) are earning less than 31,700 USD while the other half are earning more than 31,700 USD. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 20,300 USD while 75% of them are earning more than 20,300 USD. Also from the diagram, 75% of AML Analyst(s) are earning less than 42,300 USD while 25% are earning more than 42,300 USD.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

AML Analyst Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience yearly Puerto Rico AML Analyst
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.

An AML Analyst with less than two years of experience makes approximately 15,300 USD per year.

While someone with an experience level between two and five years is expected to earn 20,500 USD per year, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 30,300 USD per year, 48% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, AML Analyst(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 36,900 USD per year, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 40,200 USD per year, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 43,500 USD per year, 8% more than people with fifteen to twenty years of experience.

AML Analyst average salary change by experience in Puerto Rico

0 - 2 Years
15,300 USD
2 - 5 Years+34%
20,500 USD
5 - 10 Years+48%
30,300 USD
10 - 15 Years+22%
36,900 USD
15 - 20 Years+9%
40,200 USD
20+ Years+8%
43,500 USD
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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AML Analyst Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different AML Analyst(s) who have the same experience but different education levels.

Salary comparison by education level yearly Puerto Rico AML Analyst
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of an AML Analyst is 17,500 USD per year.

While someone with a Bachelor's Degree gets a salary of 27,400 USD per year, 57% more than someone having a Certificate or Diploma degree.

A Master's Degree gets its holder an average salary of 46,000 USD per year, 68% more than someone with a Bachelor's Degree.

AML Analyst average salary difference by education level in Puerto Rico

Certificate or Diploma
17,500 USD
Bachelor's Degree+57%
27,400 USD
Master's Degree+68%
46,000 USD
Percentage increase and decrease are relative to the previous value

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Puerto Rico costs anywhere from 8,390 US Dollar(s) to 25,200 US Dollar(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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AML Analyst Salary Comparison By Gender

Salary comparison by gender yearly Puerto Rico AML Analyst
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in Puerto Rico earn 19% more than their female counterparts on average.

31,900 USD
26,800 USD
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Puerto Rico for all Careers

Salary comparison by gender yearly Puerto Rico
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AML Analyst Average Annual Salary Increment Percentage in Puerto Rico

How much are annual salary increments in Puerto Rico for AML Analyst(s)? How often do employees get salary raises?

AML Analyst

AML Analyst(s) in Puerto Rico are likely to observe a salary increase of approximately 8% every 29 months. The national average annual increment for all professions combined is 4% granted to employees every 29 months.

Annual Salary Increment Rate Puerto Rico AML Analyst
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Puerto Rico / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Puerto Rico is 2%.

Annual Increment Rate By Industry 2022

Information Technology

Listed above are the average annual increase rates for each industry in Puerto Rico for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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AML Analyst Bonus and Incentive Rates in Puerto Rico

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Puerto Rico AML Analyst
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An AML Analyst is considered to be a high bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

33% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 67% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

AML Analyst Average Hourly Wage in Puerto Rico

14 USD per hour

The average hourly wage (pay per hour) in Puerto Rico is 14 USD. This means that the average AML Analyst in Puerto Rico earns approximately 14 USD for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

AML Analyst VS Other Jobs

Salary Comparison Between AML Analyst and Banking yearly Puerto Rico
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The average salary for AML Analyst is 34% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst29,400 USD+0%
Assistant Bank Branch Manager25,700 USD-12%
Assistant Bank Manager32,200 USD+10%
ATM Manager29,400 USD+0%
ATM Service Technician7,890 USD-73%
Bank Accounts Analyst10,800 USD-63%
Bank Accounts Controller15,000 USD-49%
Bank Accounts Executive21,700 USD-26%
Bank Accounts Manager24,500 USD-17%
Bank Auditing Manager24,800 USD-16%
Bank Branch Manager36,000 USD+23%
Bank Clerk6,390 USD-78%
Bank Compliance Specialist18,900 USD-36%
Bank Manager42,000 USD+43%
Bank Operational Risk Manager41,700 USD+42%
Bank Operations Head40,800 USD+39%
Bank Operations Officer16,400 USD-44%
Bank Operations Specialist25,600 USD-13%
Bank Process Manager22,500 USD-23%
Bank Product Manager 25,300 USD-14%
Bank Programme Manager28,100 USD-4%
Bank Project Manager33,900 USD+15%
Bank Propositions Manager29,500 USD+0%
Bank Quantitative Analyst20,200 USD-31%
Bank Regional Manager40,500 USD+38%
Bank Regional Risk Officer21,600 USD-26%
Bank Relationship Manager32,100 USD+9%
Bank Relationship Officer14,400 USD-51%
Banker15,000 USD-49%
Banking Business Analyst21,800 USD-26%
Banking Business Development Officer13,800 USD-53%
Banking Business Planning Executive30,700 USD+5%
Banking Product Manager27,300 USD-7%
Banking Reference Data Manager24,000 USD-18%
Banking Risk Analyst21,700 USD-26%
Banking Technical Analyst11,400 USD-61%
Bankruptcy Coordinator14,800 USD-50%
Budget Analyst20,700 USD-29%
Cards Marketing Manager25,600 USD-13%
Cash Management Manager37,600 USD+28%
Check Processing Manager27,100 USD-8%
Commercial Vault Associate21,500 USD-27%
Corporate Dealer22,800 USD-22%
Credit Analyst16,700 USD-43%
Credit and Collections Manager28,200 USD-4%
Credit Card Fraud Investigator21,100 USD-28%
Credit Portfolio Manager38,000 USD+29%
Credit Risk Analyst22,800 USD-22%
Credit Risk Associate21,800 USD-26%
Direct Bank Sales Representative15,600 USD-47%
Financial Bank Planning Consultant27,500 USD-6%
Financial Banking Analysis Manager30,800 USD+5%
Financial Banking Assistant9,720 USD-67%
Financial Banking Systems Manager30,000 USD+2%
Foreign Exchange Manager31,300 USD+7%
Fraud Analyst23,400 USD-20%
Fraud Detection Associate15,100 USD-49%
Fraud Detection Manager31,700 USD+8%
Fraud Detection Supervisor17,800 USD-39%
Internal Bank Audit Manager39,000 USD+33%
Internal Bank Auditor20,200 USD-31%
International Banking Manager41,700 USD+42%
Loan Analyst21,200 USD-28%
Loan Area Manager26,700 USD-9%
Loan Audit Team Leader25,000 USD-15%
Loan Branch Manager24,100 USD-18%
Loan Business Development Officer12,700 USD-57%
Loan Clerk7,220 USD-75%
Loan Collection Manager26,400 USD-10%
Loan Collector6,840 USD-77%
Loan Examiner8,890 USD-70%
Loan Processing Manager23,700 USD-19%
Loan Processor9,650 USD-67%
Loan Quality Assurance Auditor21,100 USD-28%
Loan Quality Assurance Manager22,900 USD-22%
Loan Quality Assurance Representative16,500 USD-44%
Loan Review Manager24,300 USD-17%
Loan Team Leader21,100 USD-28%
Mortgage Advisor14,200 USD-52%
Mortgage Collection Manager25,800 USD-12%
Mortgage Collector7,020 USD-76%
Mortgage Credit Analyst11,100 USD-62%
Mortgage Credit Manager22,800 USD-22%
Mortgage Development Manager28,200 USD-4%
Mortgage Document Reviewer9,360 USD-68%
Mortgage Funding Manager27,100 USD-8%
Mortgage Operations Manager35,300 USD+20%
Mortgage Payment Processing Clerk8,390 USD-71%
Mortgage Processing Manager23,300 USD-21%
Mortgage Processor9,890 USD-66%
Mortgage Quality Assurance Auditor21,200 USD-28%
Mortgage Quality Assurance Manager23,700 USD-19%
Mortgage Servicing Clerk7,450 USD-75%
Mortgage Servicing Manager23,100 USD-21%
Mortgage Underwriter8,610 USD-71%
Online Banking Manager38,200 USD+30%
Payment Processing Clerk7,600 USD-74%
Personal Banker14,700 USD-50%
Personal Banking Advisor 16,200 USD-45%
Phone Banker10,300 USD-65%
Private Banker15,100 USD-49%
Reconciliation and Investigation Specialist16,700 USD-43%
Teller7,310 USD-75%
Trade Officer8,990 USD-69%
Trade Product Manager25,100 USD-15%
Trader10,300 USD-65%
Treasury Operations Officer19,500 USD-34%

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Puerto Rico earn 21% more than their private sector counterparts on average across all sectors.

Private Sector
18,300 USD
Public Sector+21%
22,200 USD
Percentage increase and decrease are relative to the previous value

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