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AML Analyst Average Salary in Swaziland 2023

How much money does an AML Analyst make in Swaziland?

Average Monthly Salary
7,050 SZL
( 84,600 SZL yearly)


A person working as an AML Analyst in Swaziland typically earns around 7,050 SZL per month. Salaries range from 3,240 SZL (lowest) to 11,200 SZL (highest).

This is the average monthly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

AML Analyst Salary Distribution in Swaziland

Median and salary distribution monthly Swaziland AML Analyst
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The median, the maximum, the minimum, and the range

  • Salary Range

    AML Analyst salaries in Swaziland range from 3,240 SZL per month (minimum salary) to 11,200 SZL per month (maximum salary).

  • Median Salary

    The median salary is 7,620 SZL per month, which means that half (50%) of people working as AML Analyst(s) are earning less than 7,620 SZL while the other half are earning more than 7,620 SZL. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 4,890 SZL while 75% of them are earning more than 4,890 SZL. Also from the diagram, 75% of AML Analyst(s) are earning less than 10,200 SZL while 25% are earning more than 10,200 SZL.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

AML Analyst Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience monthly Swaziland AML Analyst
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.

An AML Analyst with less than two years of experience makes approximately 3,680 SZL per month.

While someone with an experience level between two and five years is expected to earn 4,920 SZL per month, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 7,270 SZL per month, 48% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, AML Analyst(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 8,860 SZL per month, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 9,660 SZL per month, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 10,500 SZL per month, 8% more than people with fifteen to twenty years of experience.

AML Analyst average salary change by experience in Swaziland

0 - 2 Years
3,680 SZL
2 - 5 Years+34%
4,920 SZL
5 - 10 Years+48%
7,270 SZL
10 - 15 Years+22%
8,860 SZL
15 - 20 Years+9%
9,660 SZL
20+ Years+8%
10,500 SZL
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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AML Analyst Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different AML Analyst(s) who have the same experience but different education levels.

Salary comparison by education level monthly Swaziland AML Analyst
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of an AML Analyst is 4,200 SZL per month.

While someone with a Bachelor's Degree gets a salary of 6,590 SZL per month, 57% more than someone having a Certificate or Diploma degree.

A Master's Degree gets its holder an average salary of 11,100 SZL per month, 68% more than someone with a Bachelor's Degree.

AML Analyst average salary difference by education level in Swaziland

Certificate or Diploma
4,200 SZL
Bachelor's Degree+57%
6,590 SZL
Master's Degree+68%
11,100 SZL
Percentage increase and decrease are relative to the previous value

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Swaziland costs anywhere from 22,500 Lilangeni(s) to 67,600 Lilangeni(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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AML Analyst Salary Comparison By Gender

Salary comparison by gender monthly Swaziland AML Analyst
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in Swaziland earn 21% more than their female counterparts on average.

7,730 SZL
6,380 SZL
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Swaziland for all Careers

Salary comparison by gender monthly Swaziland
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AML Analyst Average Annual Salary Increment Percentage in Swaziland

How much are annual salary increments in Swaziland for AML Analyst(s)? How often do employees get salary raises?

AML Analyst

AML Analyst(s) in Swaziland are likely to observe a salary increase of approximately 9% every 28 months. The national average annual increment for all professions combined is 5% granted to employees every 28 months.

Annual Salary Increment Rate Swaziland AML Analyst
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Swaziland / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Swaziland is 2%.

Annual Increment Rate By Industry 2022

Information Technology

Listed above are the average annual increase rates for each industry in Swaziland for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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AML Analyst Bonus and Incentive Rates in Swaziland

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Swaziland AML Analyst
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An AML Analyst is considered to be a high bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

32% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 68% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

AML Analyst Average Hourly Wage in Swaziland

41 SZL per hour

The average hourly wage (pay per hour) in Swaziland is 41 SZL. This means that the average AML Analyst in Swaziland earns approximately 41 SZL for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

AML Analyst VS Other Jobs

Salary Comparison Between AML Analyst and Banking monthly Swaziland
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The average salary for AML Analyst is 44% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst7,050 SZL-0%
Assistant Bank Branch Manager6,370 SZL-10%
Assistant Bank Manager8,010 SZL+14%
ATM Manager6,820 SZL-3%
ATM Service Technician1,890 SZL-73%
Bank Accounts Analyst2,660 SZL-62%
Bank Accounts Controller3,370 SZL-52%
Bank Accounts Executive5,040 SZL-29%
Bank Accounts Manager5,890 SZL-16%
Bank Auditing Manager6,150 SZL-13%
Bank Branch Manager8,620 SZL+22%
Bank Clerk1,580 SZL-78%
Bank Compliance Specialist4,370 SZL-38%
Bank Manager9,820 SZL+39%
Bank Operational Risk Manager10,100 SZL+43%
Bank Operations Head9,870 SZL+40%
Bank Operations Officer3,820 SZL-46%
Bank Operations Specialist6,190 SZL-12%
Bank Process Manager5,470 SZL-22%
Bank Product Manager 6,330 SZL-10%
Bank Programme Manager6,950 SZL-1%
Bank Project Manager7,510 SZL+7%
Bank Propositions Manager6,740 SZL-4%
Bank Quantitative Analyst4,870 SZL-31%
Bank Regional Manager10,600 SZL+50%
Bank Regional Risk Officer5,170 SZL-27%
Bank Relationship Manager7,120 SZL+1%
Bank Relationship Officer3,310 SZL-53%
Banker3,400 SZL-52%
Banking Business Analyst5,210 SZL-26%
Banking Business Development Officer3,080 SZL-56%
Banking Business Planning Executive7,570 SZL+7%
Banking Product Manager6,610 SZL-6%
Banking Reference Data Manager5,570 SZL-21%
Banking Risk Analyst5,110 SZL-28%
Banking Technical Analyst2,690 SZL-62%
Bankruptcy Coordinator3,710 SZL-47%
Budget Analyst5,290 SZL-25%
Cards Marketing Manager6,270 SZL-11%
Cash Management Manager8,690 SZL+23%
Check Processing Manager6,480 SZL-8%
Commercial Vault Associate5,110 SZL-28%
Corporate Dealer5,080 SZL-28%
Credit Analyst3,980 SZL-44%
Credit and Collections Manager6,970 SZL-1%
Credit Card Fraud Investigator5,380 SZL-24%
Credit Portfolio Manager9,230 SZL+31%
Credit Risk Analyst5,940 SZL-16%
Credit Risk Associate5,470 SZL-22%
Direct Bank Sales Representative3,720 SZL-47%
Financial Bank Planning Consultant6,570 SZL-7%
Financial Banking Analysis Manager7,850 SZL+11%
Financial Banking Assistant2,560 SZL-64%
Financial Banking Systems Manager6,680 SZL-5%
Foreign Exchange Manager7,210 SZL+2%
Fraud Analyst5,300 SZL-25%
Fraud Detection Associate3,600 SZL-49%
Fraud Detection Manager8,190 SZL+16%
Fraud Detection Supervisor4,380 SZL-38%
Internal Bank Audit Manager9,290 SZL+32%
Internal Bank Auditor4,980 SZL-29%
International Banking Manager10,600 SZL+50%
Loan Analyst5,150 SZL-27%
Loan Area Manager6,270 SZL-11%
Loan Audit Team Leader5,870 SZL-17%
Loan Branch Manager5,860 SZL-17%
Loan Business Development Officer3,180 SZL-55%
Loan Clerk1,870 SZL-73%
Loan Collection Manager6,390 SZL-9%
Loan Collector1,600 SZL-77%
Loan Examiner2,150 SZL-70%
Loan Processing Manager5,360 SZL-24%
Loan Processor2,260 SZL-68%
Loan Quality Assurance Auditor5,120 SZL-27%
Loan Quality Assurance Manager5,740 SZL-19%
Loan Quality Assurance Representative3,860 SZL-45%
Loan Review Manager5,870 SZL-17%
Loan Team Leader5,290 SZL-25%
Mortgage Advisor3,660 SZL-48%
Mortgage Collection Manager6,220 SZL-12%
Mortgage Collector1,750 SZL-75%
Mortgage Credit Analyst2,590 SZL-63%
Mortgage Credit Manager5,500 SZL-22%
Mortgage Development Manager6,360 SZL-10%
Mortgage Document Reviewer2,180 SZL-69%
Mortgage Funding Manager6,530 SZL-7%
Mortgage Operations Manager9,090 SZL+29%
Mortgage Payment Processing Clerk2,020 SZL-71%
Mortgage Processing Manager5,820 SZL-17%
Mortgage Processor2,310 SZL-67%
Mortgage Quality Assurance Auditor5,270 SZL-25%
Mortgage Quality Assurance Manager6,080 SZL-14%
Mortgage Servicing Clerk1,800 SZL-74%
Mortgage Servicing Manager5,750 SZL-18%
Mortgage Underwriter2,070 SZL-71%
Online Banking Manager9,090 SZL+29%
Payment Processing Clerk1,870 SZL-73%
Personal Banker3,730 SZL-47%
Personal Banking Advisor 3,860 SZL-45%
Phone Banker2,450 SZL-65%
Private Banker3,840 SZL-46%
Reconciliation and Investigation Specialist4,010 SZL-43%
Teller1,680 SZL-76%
Trade Officer2,160 SZL-69%
Trade Product Manager6,250 SZL-11%
Trader2,640 SZL-63%
Treasury Operations Officer4,360 SZL-38%

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Swaziland earn 11% more than their private sector counterparts on average across all sectors.

Private Sector
4,240 SZL
Public Sector+11%
4,690 SZL
Percentage increase and decrease are relative to the previous value

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