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Financial Applications Specialist Average Salary in Sweden 2024

How much money does a person working as Financial Applications Specialist make in Sweden?


Average Monthly Salary
42,600 SEK
( 511,000 SEK yearly)

LOW
22,600
SEK
AVERAGE
42,600
SEK
HIGH
64,700
SEK
All salary figures displayed here are per month except when noted otherwise.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

A person working as Financial Applications Specialist in Sweden typically earns around 42,600 SEK. Salaries range from 22,600 SEK (lowest) to 64,700 SEK (highest).


Salary Variance

This is the average salary including housing, transport, and other benefits. Financial Applications Specialist salaries in Sweden vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.



Financial Applications Specialist Pay Scale and Salaries in Sweden

Median and salary distribution Sweden Financial Applications Specialist monthly
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Salary Structure and Pay Scale Comparison

5% of people earn
38,200 SEK or more
10% of people earn
34,200 to 38,200 SEK
20% of people earn
25,200 SEK or less
65% of people earn
25,200 to 34,200 SEK
Minimum Salary
22,600 SEK
Median
38,400 SEK
Maximum
64,700 SEK




Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range

All salary figures displayed here are per month except when noted otherwise.
  • Salary Range, Minimum Wage, and Starting Salary

    Salaries for the position Financial Applications Specialist in Sweden range from 22,600 SEK (starting salary) to 64,700 SEK (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.

  • Median Salary

    With a median salary of 38,400 SEK, half of the professionals who work as Financial Applications Specialist in Sweden earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.

  • Percentiles and Salary Scale

    The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Financial Applications Specialist in Sweden earn less than 32,000 SEK, while 75% earn more. Similarly, the chart shows that 75% earn less than 43,500 SEK while 25% earn more.

  • Pay Scale Structure

    To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Financial Applications Specialist in Sweden compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 25,200 SEK to 34,200 SEK. About 20% of salaries are below the 25,200 SEK mark, while 10% fall within the range of 34,200 SEK to 38,200 SEK. Only 5% of individuals have salaries exceeding 38,200 SEK.

Salary Comparison by Years of Experience / Financial Applications Specialist / Sweden

How do experience and age affect pay?

0 - 2 Years
25,900 SEK
2 - 5 Years+23%
31,800 SEK
5 - 10 Years+42%
45,100 SEK
10 - 15 Years+17%
52,700 SEK
15 - 20 Years+10%
58,000 SEK
20+ Years+6%
61,400 SEK
Percentage increase and decrease are relative to the previous value
Salary comparison by years of experience monthly Sweden Financial Applications Specialist
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The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Financial Applications Specialist and this is what we found.


All salary figures displayed here are per month except when noted otherwise.

Employees with less than two years of experience earn approximately 25,900 SEK.

While someone with an experience level between two and five years is expected to earn 31,800 SEK, 23% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 45,100 SEK, 42% more than someone with two to five years of experience.

Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 52,700 SEK, 17% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 58,000 SEK, 10% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 61,400 SEK, 6% more than people with fifteen to twenty years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Salary Comparison By Education / Financial Applications Specialist / Sweden

How do education levels affect salaries?

Displayed below is the average salary variance between different education levels of professionals working as Financial Applications Specialist.

High School
31,400 SEK
Certificate or Diploma+13%
35,600 SEK
Bachelor's Degree+31%
46,600 SEK
Master's Degree+32%
61,400 SEK
Percentage increase and decrease are relative to the previous value
Salary comparison by education level monthly Sweden Financial Applications Specialist
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Financial Applications Specialist in order to make a comparison.


Level 1: High School

Employees at this education level have an average salary of 31,400 SEK.


Level 2: Certificate or Diploma

At this level, the average salary becomes 35,600 SEK, 13% more than the previous level.


Level 3: Bachelor's Degree

At this level, the average salary becomes 46,600 SEK, 31% more than the previous level.


Level 4: Master's Degree

At this level, the average salary becomes 61,400 SEK, 32% more than the previous level.



Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Sweden costs anywhere from 226,000 SEK to 679,000 SEK and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.


Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Salary and Compensation Comparison By Gender / Financial Applications Specialist / Sweden

Salary comparison by gender Sweden Financial Applications Specialist monthly
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Financial Applications Specialist in Sweden, the average difference between the salary of male and female employees is 5%.

Male
43,500 SEK
Female-5%
41,500 SEK
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Sweden for all Careers

Salary comparison by gender monthly Sweden
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Average Annual Salary Increment Percentage / Financial Applications Specialist / Sweden

How much are annual salary increments in Sweden for individuals working as Financial Applications Specialist? How often do employees get salary raises?

Individuals working as Financial Applications Specialist in Sweden are likely to observe a salary increase of approximately 11% every 16 months. The national average annual increment for all professions combined is 8% granted to employees every 16 months.

Annual Salary Increment Rate Sweden Financial Applications Specialist
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Sweden / All Professions

Annual Salary Increment Rate Sweden
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The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency

The average salary increase in one year (12 months) in Sweden is 6%.

Worldwide Salary Raises: All Countries and All Jobs

World Average Annual Salary Increment
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Salary Packages and Schemes

Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.



Bonus and Incentive Rates / Financial Applications Specialist / Sweden

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Sweden Financial Applications Specialist
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46% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 54% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 3% to 5% of their annual salary.

Received Bonus
54%
No Bonus
46%

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus, where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.


What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

Example:
A graphics designer working for a graphics designing company.

Example:
A graphic designer in the marketing department of a hospital.


Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Average Hourly Wage / Financial Applications Specialist / Sweden


250 SEK per hour

The average hourly wage (pay per hour) for individuals working as Financial Applications Specialist in Sweden is 250 SEK.This is the rate they get paid for every worked hour.


Hourly Wage = Annual Salary / ( 52 x 5 x 8 )

About The Hourly Pay Rate

The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

What is the minimum hourly rate of pay?

The minimum pay rate per hour for people working as Financial Applications Specialist in Sweden is 130 SEK. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.

Salary comparison with similar jobs

Job TitleAverage Salary
Accounting and Finance-100%
Account Examiner25,400 SEK-40%
Account Executive40,000 SEK-6%
Accountant33,200 SEK-22%
Accounting Analyst41,100 SEK-3%
Accounting Assistant26,200 SEK-38%
Accounting Associate23,400 SEK-45%
Accounting Clerk20,000 SEK-53%
Accounting Coordinator30,500 SEK-28%
Accounting Head63,400 SEK+49%
Accounting Manager67,100 SEK+58%
Accounting Officer25,000 SEK-41%
Accounting Specialist46,200 SEK+9%
Accounting Supervisor45,600 SEK+7%
Accounting Technician22,300 SEK-48%
Accounting Unit Controller56,500 SEK+33%
Accounts Executive43,200 SEK+1%
Accounts Officer26,900 SEK-37%
Accounts Payable and Receivable Specialist32,900 SEK-23%
Accounts Payable Assistant25,500 SEK-40%
Accounts Payable Associate29,900 SEK-30%
Accounts Payable Clerk23,700 SEK-44%
Accounts Payable Manager63,600 SEK+49%
Accounts Receivable Administrator46,400 SEK+9%
Accounts Receivable Clerk24,200 SEK-43%
Accounts Receivable Financial Analyst45,100 SEK+6%
Accounts Receivable Manager63,700 SEK+50%
Accounts Receivable Team Leader50,000 SEK+17%
Algorithmic Trading Specialist56,900 SEK+34%
Assistant Accountant25,900 SEK-39%
Assistant Accounting Manager63,300 SEK+49%
Assistant Auditor32,000 SEK-25%
Assistant Corporate Controller45,700 SEK+7%
Assistant Finance Manager65,700 SEK+54%
Assistant Financial Controller45,300 SEK+6%
Audit Director74,200 SEK+74%
Audit Supervisor62,600 SEK+47%
Auditing Clerk26,900 SEK-37%
Auditing Manager67,000 SEK+57%
Billing Clerk24,200 SEK-43%
Billing Coordinator29,200 SEK-31%
Billing Specialist34,400 SEK-19%
Billing Supervisor50,600 SEK+19%
Bookkeeper22,000 SEK-48%
Bookkeeping Specialist30,400 SEK-29%
Budget Analyst57,900 SEK+36%
Budget Manager69,900 SEK+64%
Business Support Analyst36,100 SEK-15%
Capital Markets Associate50,100 SEK+18%
Cash Flow Analyst51,600 SEK+21%
Cash Management Manager68,200 SEK+60%
Cash Management Officer36,200 SEK-15%
Cashbook Clerk21,800 SEK-49%
Chartered Accountant40,600 SEK-5%
Chief Accountant47,800 SEK+12%
Chief Financial Technology Officer65,900 SEK+55%
Collections Clerk19,900 SEK-53%
Collections Representative28,800 SEK-32%
Collections Specialist34,000 SEK-20%
Corporate Controller50,700 SEK+19%
Corporate Treasurer63,700 SEK+50%
Cost Accountant33,600 SEK-21%
Cost Accounting Manager66,800 SEK+57%
Cost Accounting Supervisor55,600 SEK+31%
Cost Analyst54,000 SEK+27%
Credit and Collection Manager67,800 SEK+59%
Credit and Collection Staff24,800 SEK-42%
Credit and Loans Officer24,700 SEK-42%
Credit Controller46,300 SEK+9%
Credit Manager71,800 SEK+69%
Debt Adviser54,800 SEK+29%
Debt Collector26,900 SEK-37%
Debtors Clerk22,300 SEK-48%
Debtors Controller25,000 SEK-41%
Deputy CFO94,600 SEK+120%
Deputy Head of Finance87,200 SEK+100%
Derivative Trader56,800 SEK+33%
Director of Finance99,900 SEK+130%
E-commerce Accountant34,800 SEK-18%
Economist80,800 SEK+90%
Equity Analyst58,100 SEK+36%
Escrow Assistant28,100 SEK-34%
Executive Accountant37,800 SEK-11%
External Auditor45,500 SEK+7%
Finance Administrator36,700 SEK-14%
Finance Analyst61,600 SEK+45%
Finance Associate27,600 SEK-35%
Finance Data Analyst55,100 SEK+29%
Finance Director94,600 SEK+120%
Finance Executive69,000 SEK+62%
Finance Licensing Clerk24,500 SEK-42%
Finance Licensing Manager65,300 SEK+53%
Finance Licensing Specialist37,300 SEK-12%
Finance Manager90,600 SEK+110%
Finance Officer32,700 SEK-23%
Finance President98,000 SEK+130%
Finance Relationship Manager74,700 SEK+75%
Finance Release Analyst38,300 SEK-10%
Finance Specialist54,100 SEK+27%
Finance Team Leader 76,300 SEK+79%
Financial Accountant33,600 SEK-21%
Financial Actuary51,700 SEK+21%
Financial Administrator54,000 SEK+27%
Financial Advisor59,800 SEK+40%
Financial Analyst57,500 SEK+35%
Financial Applications Specialist42,600 SEK+0%
Financial Assistant27,700 SEK-35%
Financial Associate31,800 SEK-25%
Financial Claims Analyst43,300 SEK+2%
Financial Claims Manager57,900 SEK+36%
Financial Claims Supervisor54,200 SEK+27%
Financial Clerk24,500 SEK-42%
Financial Commercial Analyst49,100 SEK+15%
Financial Compliance Analyst55,300 SEK+30%
Financial Compliance Officer54,500 SEK+28%
Financial Consultant42,600 SEK+0%
Financial Controller54,700 SEK+28%
Financial Coordinator30,500 SEK-28%
Financial Customer Service Manager57,600 SEK+35%
Financial Data Scientist58,400 SEK+37%
Financial Dealer and Broker34,200 SEK-20%
Financial Director95,400 SEK+120%
Financial Encoder28,600 SEK-33%
Financial Manager93,600 SEK+120%
Financial Modelling Analyst57,000 SEK+34%
Financial Operations Manager80,800 SEK+90%
Financial Policy Analyst50,600 SEK+19%
Financial Project Manager69,300 SEK+63%
Financial Quantitative Analyst55,700 SEK+31%
Financial Reporting Consultant45,300 SEK+6%
Financial Reporting Manager62,400 SEK+47%
Financial Section Head64,600 SEK+52%
Financial Services Manager85,800 SEK+100%
Financial Services Sales Agent36,400 SEK-15%
Financial Technology Consultant50,400 SEK+18%
Financial Wellness Coach66,300 SEK+56%
FinTech Analyst56,100 SEK+32%
Fixed Assets Administrator33,000 SEK-22%
Forensic Accountant37,700 SEK-11%
Fraud Detection Supervisor39,200 SEK-8%
Fraud Prevention Manager65,500 SEK+54%
Fund Accountant31,000 SEK-27%
Grants Coordinator24,100 SEK-43%
Green Finance Analyst52,500 SEK+23%
Group Financial Manager98,900 SEK+130%
Internal Auditor43,800 SEK+3%
Internal Control Adviser50,000 SEK+17%
Internal Control Officer28,000 SEK-34%
International Tax Director80,600 SEK+89%
Inventory Accountant35,600 SEK-16%
Investment Advisor87,500 SEK+110%
Investment Analyst65,200 SEK+53%
Investment Associate56,700 SEK+33%
Investment Broker55,900 SEK+31%
Investment Fund Manager76,100 SEK+79%
Investment Operations Manager74,900 SEK+76%
Investment Underwriter29,200 SEK-31%
Investor42,300 SEK-1%
Investor Relations Manager66,500 SEK+56%
KYC Team Leader66,300 SEK+56%
Loan Processor26,500 SEK-38%
Management Accountant36,100 SEK-15%
Management Economist77,000 SEK+81%
Paymaster27,500 SEK-35%
Payroll Administrator41,400 SEK-3%
Payroll Benefits Coordinator34,900 SEK-18%
Payroll Billing Manager58,300 SEK+37%
Payroll Clerk27,700 SEK-35%
Payroll Manager58,600 SEK+38%
Payroll Officer28,000 SEK-34%
Payroll Specialist33,800 SEK-21%
Payroll Supervisor41,200 SEK-3%
Pensions Administrator35,000 SEK-18%
Personal Financial Advisor48,400 SEK+14%
Pricing Analyst53,100 SEK+25%
Private Equity Analyst57,700 SEK+36%
Project Accountant36,400 SEK-15%
Proposal Development Coordinator29,400 SEK-31%
Quantitative Trader46,600 SEK+9%
Receivables Accountant31,300 SEK-26%
Regulatory Accountant34,900 SEK-18%
Retirement Plan Analyst50,700 SEK+19%
Revenue Management Specialist53,200 SEK+25%
Revenue Recognition Analyst60,700 SEK+43%
Risk Management Director80,500 SEK+89%
Risk Management Supervisor66,900 SEK+57%
Staff Accountant32,300 SEK-24%
Tax Accountant31,200 SEK-27%
Tax Administrator34,200 SEK-20%
Tax Advisor48,700 SEK+14%
Tax Analyst49,100 SEK+15%
Tax Associate28,300 SEK-34%
Tax Consultant51,700 SEK+21%
Tax Director75,800 SEK+78%
Tax Examiner35,500 SEK-17%
Tax Manager69,600 SEK+63%
Tax Research Manager70,200 SEK+65%
Teller18,700 SEK-56%
Treasury Accountant34,400 SEK-19%
Treasury Analyst54,300 SEK+28%
Underwriter23,600 SEK-45%
Underwriting Assistant22,300 SEK-48%
Vice President of Finance87,100 SEK+100%

Salary Comparison By City

CityAverage Salary
Stockholm43,600 SEK

Government vs Private Sector Salary Comparison

Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Sweden is 5% on average across all career fields.

Private Sector
44,200 SEK
Public Sector+5%
46,300 SEK
Percentage increase and decrease are relative to the previous value

Salary Statistics and Calculation Guide

What is considered to be a good and competitive salary for the job title Financial Applications Specialist in Sweden?

A good and competitive compensation would range anywhere between 38,400 SEK and 43,500 SEK. This is a very rough estimate. Experience and education play a very huge part in the final earnings.

Gross Salary (before tax) and Net Salary (after tax)

All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

Base / Basic Salary

The base salary for a careers like Financial Applications Specialist in Sweden ranges from 22,600 SEK to 32,000 SEK. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.


What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary


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