AML Analyst Average Salary in Switzerland 2023
How much money does a person working as AML Analyst make in Switzerland?
LOW
87,300
CHF AVERAGE
190,000
CHF HIGH
302,000
CHF
A person working as AML Analyst in Switzerland typically earns around 190,000 CHF per year. Salaries range from 87,300 CHF (lowest) to 302,000 CHF (highest).
This is the average yearly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
AML Analyst Pay Scale and Salaries in Switzerland
Salary Structure and Pay Scale Comparison
180,000 CHF or more
158,000 to 180,000 CHF
109,000 CHF or less
109,000 to 158,000 CHF
 87,300 CHF |
181,000 CHF |
302,000 CHF |
Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range
Salary Range, Minimum Wage, and Starting Salary
AML Analyst salaries in Switzerland range from 87,300 CHF per year (starting salary) to 302,000 CHF per year (maximum salary). This is not the minimum wage as per the law, only the lowest reported number in the salary survey that had thousands of participants and professionals from all over the country.
Median Salary
The median salary is 181,000 CHF per year, which means that half (50%) of people working as AML Analyst(s) are earning less than 181,000 CHF while the other half are earning more than 181,000 CHF. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.
Percentiles and Salary Scale
Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 146,000 CHF while 75% of them are earning more than 146,000 CHF. Also from the diagram, 75% of AML Analyst(s) are earning less than 209,000 CHF while 25% are earning more than 209,000 CHF.
Pay Scale Structure
We grouped the most common and recurring salaries into brackets to give more insight into what salary to expect. This method is more accurate than just the average salary and gives more insights on how salaries are actually distributed. Around 65% of all reported figures are in the range 109,000 CHF to 158,000 CHF. Approximatly 20% fall under the 109,000 CHF cap. Ten percent of wages are from 158,000 CHF to 180,000 CHF. Only 5% of people grossed 180,000 CHF or more.
AML Analyst Salary Comparison by Years of Experience
How does experience and age affect your pay?
AML Analyst average salary change by experience in Switzerland
| 0 - 2 Years | 99,100 CHF | |
| 2 - 5 Years | +34% | 132,000 CHF |
| 5 - 10 Years | +48% | 196,000 CHF |
| 10 - 15 Years | +22% | 239,000 CHF |
| 15 - 20 Years | +9% | 260,000 CHF |
| 20+ Years | +8% | 281,000 CHF |
The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.
Employees with less than two years of experience makes approximately 99,100 CHF per year.
While someone with an experience level between two and five years is expected to earn 132,000 CHF per year, 34% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 196,000 CHF per year, 48% more than someone with two to five years of experience.
Additionally, AML Analyst whose expertise span anywhere between ten and fifteen years get a salary equivalent to 239,000 CHF per year, 22% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 260,000 CHF per year, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 281,000 CHF per year, 8% more than people with fifteen to twenty years of experience.
Typical Salary Progress for Most Careers
AML Analyst Salary Comparison By Education
How do education levels affect salaries?
Displayed below is the average salary difference between different AML Analyst(s) who have the same experience but different education levels.
AML Analyst average salary difference by education level in Switzerland
| Certificate or Diploma | 113,000 CHF | |
| Bachelor's Degree | +57% | 177,000 CHF |
| Master's Degree | +68% | 298,000 CHF |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.
When the education level is Certificate or Diploma, the average salary is 113,000 CHF per year.
While someone with a Bachelor's Degree gets a salary of 177,000 CHF per year, 57% more than someone having a Certificate or Diploma degree.
People with Master's Degree have an average salary of 298,000 CHF per year, 68% more than someone with a Bachelor's Degree.
Is a Master's degree or an MBA worth it? Should you pursue higher education?
A Master's degree program or any post-graduate program in Switzerland costs anywhere from 51,600 Swiss Franc(s) to 155,000 Swiss Franc(s) and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Typical Salary Difference by Education for Most Careers
Salary and Compensation Comparison By Gender - AML Analyst
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in Switzerland earn 4% more than their female counterparts on average.
| Male | 194,000 CHF | |
| Female | -4% | 186,000 CHF |
Salary Comparison By Gender in Switzerland for all Careers
AML Analyst Average Annual Salary Increment Percentage in Switzerland
How much are annual salary increments in Switzerland for AML Analyst(s)? How often do employees get salary raises?
AML Analyst
AML Analyst(s) in Switzerland are likely to observe a salary increase of approximately 13% every 15 months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.
Switzerland / All Professions
The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
How to calculate the salary increment percentage?
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency
Annual Increment Rate By Industry 2022
| Banking | 3% | |
| Energy | 6% | |
| Information Technology | 9% | |
| Healthcare | 3% | |
| Travel | 6% | |
| Construction | 9% | |
| Education | 3% |
Listed above are the average annual increase rates for each industry in Switzerland for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.
Worldwide Salary Raises: All Countries and All Jobs
Salary Packages and Schemes
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
AML Analyst Bonus and Incentive Rates in Switzerland
How much and how often are bonuses being awarded?
Share This Chart Tweet Get Chart Linkhttp://www.salaryexplorer.com/charts/switzerland/banking/aml-analyst/annual-salary-bonus-rate-switzerland-aml-analyst.jpg
"AML Analyst" is considered to be a high bonus-based job. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.
13% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 87% said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.
| Received Bonus | 87% | |
| No Bonus | 13% |
Types of Bonuses Considered
Individual Performance-Based BonusesThe most standard form of bonus where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
Bonuses Are Not Commissions!
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
What makes a position worthy of good bonuses and a high salary?
The main two types of jobs | |
| Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Bonus Comparison by Seniority Level
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
AML Analyst Salary Trend and Forecast in Switzerland
How are AML Analyst salaries changing over time? Listed below is a chart that shows the average salary in recent years.
| Average Salary 2019 | 164,000 CHF | |
| Average Salary 2020 | +4% | 170,000 CHF |
| Average Salary 2021 | +4% | 177,000 CHF |
| Average Salary 2022 | +4% | 183,000 CHF |
AML Analyst salaries in Switzerland are on the rise in the year 2023 based on recent submitted salaries and reports. As displayed in the chart, salaries in 2022 are 4% higher than those of 2021. The trend suggests a slow yet continuous increase in pay in 2024 and future years. These numbers may vary from industry to another.
AML Analyst Average Hourly Wage in Switzerland
91 CHF per hourThe average hourly wage (pay per hour) in Switzerland is 91 CHF. This means that the average AML Analyst in Switzerland earns approximately 91 CHF for every worked hour.
About The Hourly Pay Rate
The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
What is the minimum hourly rate of pay?
The minimum pay rate per hour for 'AML Analyst' in Switzerland is 42 CHF. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
AML Analyst VS Other Jobs
The average salary for AML Analyst is 41% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.
Salary comparison with similar jobs
| Job Title | Average Salary |
| AML Analyst | 190,000 CHF |  +0% |
| Assistant Bank Branch Manager | 174,000 CHF |  -8% |
| Assistant Bank Manager | 216,000 CHF | +14% |
| ATM Manager | 184,000 CHF | -3% |
| ATM Service Technician | 51,300 CHF | -73% |
| Bank Accounts Analyst | 77,100 CHF | -59% |
| Bank Accounts Controller | 99,800 CHF | -47% |
| Bank Accounts Executive | 135,000 CHF | -29% |
| Bank Accounts Manager | 159,000 CHF | -16% |
| Bank Auditing Manager | 167,000 CHF | -12% |
| Bank Branch Manager | 235,000 CHF | +24% |
| Bank Clerk | 43,700 CHF | -77% |
| Bank Compliance Specialist | 121,000 CHF | -36% |
| Bank Manager | 280,000 CHF | +47% |
| Bank Operational Risk Manager | 256,000 CHF | +35% |
| Bank Operations Head | 280,000 CHF | +47% |
| Bank Operations Officer | 111,000 CHF | -42% |
| Bank Operations Specialist | 160,000 CHF | -16% |
| Bank Process Manager | 152,000 CHF | -20% |
| Bank Product Manager | 180,000 CHF | -5% |
| Bank Programme Manager | 190,000 CHF | +0% |
| Bank Project Manager | 217,000 CHF | +14% |
| Bank Propositions Manager | 200,000 CHF | +5% |
| Bank Quantitative Analyst | 141,000 CHF | -26% |
| Bank Regional Manager | 278,000 CHF | +46% |
| Bank Regional Risk Officer | 144,000 CHF | -24% |
| Bank Relationship Manager | 205,000 CHF | +8% |
| Bank Relationship Officer | 94,000 CHF | -50% |
| Banker | 96,000 CHF | -49% |
| Banking Business Analyst | 143,000 CHF | -25% |
| Banking Business Development Officer | 84,800 CHF | -55% |
| Banking Business Planning Executive | 192,000 CHF | +1% |
| Banking Product Manager | 168,000 CHF | -12% |
| Banking Reference Data Manager | 151,000 CHF | -20% |
| Banking Risk Analyst | 142,000 CHF | -25% |
| Banking Technical Analyst | 72,600 CHF | -62% |
| Bankruptcy Coordinator | 95,800 CHF | -50% |
| Budget Analyst | 145,000 CHF | -24% |
| Cards Marketing Manager | 182,000 CHF | -4% |
| Cash Management Manager | 239,000 CHF | +26% |
| Check Processing Manager | 179,000 CHF | -6% |
| Commercial Vault Associate | 132,000 CHF | -30% |
| Corporate Dealer | 143,000 CHF | -25% |
| Credit Analyst | 111,000 CHF | -42% |
| Credit and Collections Manager | 194,000 CHF | +2% |
| Credit Card Fraud Investigator | 150,000 CHF | -21% |
| Credit Portfolio Manager | 260,000 CHF | +37% |
| Credit Risk Analyst | 162,000 CHF | -15% |
| Credit Risk Associate | 152,000 CHF | -20% |
| Direct Bank Sales Representative | 104,000 CHF | -45% |
| Financial Bank Planning Consultant | 182,000 CHF | -4% |
| Financial Banking Analysis Manager | 199,000 CHF | +5% |
| Financial Banking Assistant | 65,200 CHF | -66% |
| Financial Banking Systems Manager | 188,000 CHF | -1% |
| Foreign Exchange Manager | 203,000 CHF | +7% |
| Fraud Analyst | 150,000 CHF | -21% |
| Fraud Detection Associate | 102,000 CHF | -46% |
| Fraud Detection Manager | 212,000 CHF | +12% |
| Fraud Detection Supervisor | 124,000 CHF | -35% |
| Internal Bank Audit Manager | 264,000 CHF | +39% |
| Internal Bank Auditor | 142,000 CHF | -25% |
| International Banking Manager | 274,000 CHF | +44% |
| Loan Analyst | 143,000 CHF | -25% |
| Loan Area Manager | 174,000 CHF | -8% |
| Loan Audit Team Leader | 163,000 CHF | -14% |
| Loan Branch Manager | 163,000 CHF | -14% |
| Loan Business Development Officer | 88,900 CHF | -53% |
| Loan Clerk | 47,400 CHF | -75% |
| Loan Collection Manager | 162,000 CHF | -15% |
| Loan Collector | 45,200 CHF | -76% |
| Loan Examiner | 60,800 CHF | -68% |
| Loan Processing Manager | 152,000 CHF | -20% |
| Loan Processor | 64,000 CHF | -66% |
| Loan Quality Assurance Auditor | 145,000 CHF | -24% |
| Loan Quality Assurance Manager | 163,000 CHF | -14% |
| Loan Quality Assurance Representative | 110,000 CHF | -42% |
| Loan Review Manager | 151,000 CHF | -20% |
| Loan Team Leader | 137,000 CHF | -28% |
| Mortgage Advisor | 95,000 CHF | -50% |
| Mortgage Collection Manager | 162,000 CHF | -15% |
| Mortgage Collector | 45,600 CHF | -76% |
| Mortgage Credit Analyst | 74,900 CHF | -61% |
| Mortgage Credit Manager | 159,000 CHF | -16% |
| Mortgage Development Manager | 184,000 CHF | -3% |
| Mortgage Document Reviewer | 63,300 CHF | -67% |
| Mortgage Funding Manager | 190,000 CHF | +0% |
| Mortgage Operations Manager | 241,000 CHF | +27% |
| Mortgage Payment Processing Clerk | 53,800 CHF | -72% |
| Mortgage Processing Manager | 153,000 CHF | -19% |
| Mortgage Processor | 60,800 CHF | -68% |
| Mortgage Quality Assurance Auditor | 141,000 CHF | -26% |
| Mortgage Quality Assurance Manager | 163,000 CHF | -14% |
| Mortgage Servicing Clerk | 47,500 CHF | -75% |
| Mortgage Servicing Manager | 152,000 CHF | -20% |
| Mortgage Underwriter | 61,300 CHF | -68% |
| Online Banking Manager | 235,000 CHF | +24% |
| Payment Processing Clerk | 48,400 CHF | -75% |
| Personal Banker | 98,700 CHF | -48% |
| Personal Banking Advisor | 108,000 CHF | -43% |
| Phone Banker | 69,600 CHF | -63% |
| Private Banker | 99,700 CHF | -47% |
| Reconciliation and Investigation Specialist | 119,000 CHF | -37% |
| Teller | 48,500 CHF | -74% |
| Trade Officer | 57,600 CHF | -70% |
| Trade Product Manager | 167,000 CHF | -12% |
| Trader | 70,500 CHF | -63% |
| Treasury Operations Officer | 120,000 CHF | -37% |
Salary Comparison By City
| City | Average Salary |
| Basel | 217,000 CHF |
| Bern | 207,000 CHF |
| Biel | 176,000 CHF |
| Geneve | 223,000 CHF |
| Lausanne | 209,000 CHF |
| Lugano | 182,000 CHF |
| Luzern | 191,000 CHF |
| St. Gallen | 189,000 CHF |
| Winterthur | 199,000 CHF |
| Zurich | 207,000 CHF |
Government vs Private Sector Salary Comparison
Where can you get paid more, working for a private company or for the government? Public sector employees in Switzerland earn 4% more than their private sector counterparts on average across all sectors.
| Private Sector | 121,000 CHF | |
| Public Sector | +4% | 126,000 CHF |
Salary Statistics and Calculation Guide
What is considered to be a good and competitive salary for AML Analyst in Switzerland?
A good and competitive compensation would range anywhere between 181,000 CHF and 209,000 CHF. This is a very rough estimate and your experience and education will play a very huge part into your final earnings.
Gross Salary (before tax) and Net Salary (after tax)
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salart after tax for every career.
Base / Basic Salary
The base salary for AML Analyst in Switzerland is ranges from 146,000 CHF to 209,000 CHF. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range in a grain of salt.
What is the difference between the median and the average salary?
Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary
