Browse Salaries
Best Paying Jobs
Salary Increase Letters
Career Articles

Insurance Appraiser Average Salary in Tajikistan 2020

How much money does an Insurance Appraiser make in Tajikistan?

Average Monthly Salary
12,000 TJS
( 144,000 TJS yearly)


A person working as an Insurance Appraiser in Tajikistan typically earns around 12,000 TJS per month. Salaries range from 6,240 TJS (lowest) to 18,300 TJS (highest).

This is the average monthly salary including housing, transport, and other benefits. Insurance Appraiser salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

Insurance Appraiser Salary Distribution in Tajikistan

Median and salary distribution monthly Tajikistan Insurance Appraiser
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/median-and-salary-distribution-monthly-tajikistan-insurance-appraiser.jpg

The median, the maximum, the minimum, and the range

  • Salary Range

    Insurance Appraiser salaries in Tajikistan range from 6,240 TJS per month (minimum salary) to 18,300 TJS per month (maximum salary).

  • Median Salary

    The median salary is 11,500 TJS per month, which means that half (50%) of people working as Insurance Appraiser(s) are earning less than 11,500 TJS while the other half are earning more than 11,500 TJS. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of Insurance Appraiser(s) are earning less than 7,990 TJS while 75% of them are earning more than 7,990 TJS. Also from the diagram, 75% of Insurance Appraiser(s) are earning less than 14,300 TJS while 25% are earning more than 14,300 TJS.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Insurance Appraiser Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience monthly Tajikistan Insurance Appraiser
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/salary-comparison-by-years-of-experience-monthly-tajikistan-insurance-appraiser.jpg

The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down Insurance Appraiser salaries by experience level and this is what we found.

An Insurance Appraiser with less than two years of experience makes approximately 7,080 TJS per month.

While someone with an experience level between two and five years is expected to earn 9,510 TJS per month, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 12,400 TJS per month, 30% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, Insurance Appraiser(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 15,000 TJS per month, 21% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 16,400 TJS per month, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 17,200 TJS per month, 5% more than people with fifteen to twenty years of experience.

Insurance Appraiser average salary change by experience in Tajikistan

0 - 2 Years
7,080 TJS
2 - 5 Years+34%
9,510 TJS
5 - 10 Years+30%
12,400 TJS
10 - 15 Years+21%
15,000 TJS
15 - 20 Years+9%
16,400 TJS
20+ Years+5%
17,200 TJS
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/images/salary-by-experience.jpg

Insurance Appraiser Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different Insurance Appraiser(s) who have the same experience but different education levels.

Salary comparison by education level monthly Tajikistan Insurance Appraiser
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/salary-comparison-by-education-level-monthly-tajikistan-insurance-appraiser.jpg

We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down Insurance Appraiser salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of an Insurance Appraiser is 8,900 TJS per month.

While someone with a Bachelor's Degree gets a salary of 16,000 TJS per month, 80% more than someone having a Certificate or Diploma degree.

Insurance Appraiser average salary difference by education level in Tajikistan

Certificate or Diploma
8,900 TJS
Bachelor's Degree+80%
16,000 TJS
Percentage increase and decrease are relative to the previous value

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/images/salary-comparison-by-education.jpg

Insurance Appraiser Salary Comparison By Gender

Salary comparison by gender monthly Tajikistan Insurance Appraiser
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/salary-comparison-by-gender-monthly-tajikistan-insurance-appraiser.jpg

Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male Insurance Appraiser employees in Tajikistan earn 10% more than their female counterparts on average.

12,600 TJS
11,500 TJS
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Tajikistan for all Careers

Salary comparison by gender monthly Tajikistan
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/salary-comparison-by-gender-monthly-tajikistan.jpg

Insurance Appraiser Average Annual Salary Increment Percentage in Tajikistan

How much are annual salary increments in Tajikistan for Insurance Appraiser(s)? How often do employees get salary raises?

Insurance Appraiser

Insurance Appraiser(s) in Tajikistan are likely to observe a salary increase of approximately 7% every 29 months. The national average annual increment for all professions combined is 4% granted to employees every 29 months.

Annual Salary Increment Rate Tajikistan Insurance Appraiser
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/annual-salary-increment-rate-tajikistan-insurance-appraiser.jpg

The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Tajikistan / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Tajikistan is 2%.

Annual Increment Rate By Industry 2019

Information Technology

Listed above are the average annual increase rates for each industry in Tajikistan for the year 2019. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/images/salary-increment-world.jpg

Insurance Appraiser Bonus and Incentive Rates in Tajikistan

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Tajikistan Insurance Appraiser
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/annual-salary-bonus-rate-tajikistan-insurance-appraiser.jpg

An Insurance Appraiser is considered to be a low bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

90% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 10% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 1% to 3% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Insurance Appraiser Average Hourly Wage in Tajikistan

69 TJS per hour

The average hourly wage (pay per hour) in Tajikistan is 69 TJS. This means that the average Insurance Appraiser in Tajikistan earns approximately 69 TJS for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Insurance Appraiser VS Other Jobs

Salary Comparison Between Insurance Appraiser and Insurance monthly Tajikistan
Share This Chart
        Get Chart Linkhttp://www.salaryexplorer.com/charts/tajikistan/insurance/insurance-appraiser/salary-comparison-between-insurance-appraiser-and-insurance-monthly-tajikistan.jpg

The average salary for Insurance Appraiser is 3% more than that of Insurance. Also, Insurance salaries are 0% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
Actuarial Analyst16,900 TJS+41%
Actuarial Assistant10,900 TJS-9%
Actuary15,600 TJS+30%
Adjustment Insurance Clerk4,640 TJS-61%
Assistant Broker7,540 TJS-37%
Assistant Claims Manager12,500 TJS+4%
Associate Insurance Representative6,310 TJS-47%
Auditing Insurance Manager18,800 TJS+57%
Broker11,900 TJS-1%
Claim Advocacy Professional12,600 TJS+5%
Claims Adjuster4,300 TJS-64%
Claims Analyst6,100 TJS-49%
Claims Examiner6,190 TJS-48%
Claims Manager17,000 TJS+42%
Claims Processor4,540 TJS-62%
Claims Representative5,450 TJS-55%
Claims Resolution Specialist13,700 TJS+14%
Claims Supervisor12,300 TJS+3%
Complaints Specialist11,600 TJS-3%
Compliance Officer9,940 TJS-17%
Consultant12,000 TJS+0%
Eligibility Specialist12,600 TJS+5%
Insurance Account Manager14,700 TJS+23%
Insurance Accounts Executive13,100 TJS+9%
Insurance Agent7,310 TJS-39%
Insurance Analyst12,400 TJS+3%
Insurance Appraiser12,000 TJS+0%
Insurance Claims Clerk4,500 TJS-62%
Insurance Examiner11,200 TJS-7%
Insurance Investigator11,700 TJS-2%
Insurance Manager20,500 TJS+71%
Insurance Operations Manager21,500 TJS+79%
Insurance Policy Processing Clerk4,680 TJS-61%
Insurance Pricing Assistant9,530 TJS-21%
Insurance Program Manager15,200 TJS+27%
Insurance Project Manager15,300 TJS+28%
Insurance Quality Assurance Agent10,400 TJS-13%
Insurance Sales Agent6,850 TJS-43%
Insurance Sales Director18,900 TJS+58%
Insurance Team Leader13,300 TJS+11%
Insurance Underwriter9,300 TJS-22%
Loss Control Specialist12,000 TJS+0%
Loss Prevention Investigator13,100 TJS+9%
Loss Prevention Manager16,800 TJS+40%
Loss Prevention Specialist12,400 TJS+3%
Marine Underwriter9,190 TJS-23%
Medical Auditor12,100 TJS+1%
Monitoring and Performance Officer8,340 TJS-30%
Payment Services Specialist12,600 TJS+5%
Policy Change Director18,100 TJS+51%
Policy Change Supervisor12,700 TJS+6%
Policy Change Technician5,770 TJS-52%
Risk Analyst13,700 TJS+14%
Risk Management Director24,000 TJS+100%
Risk Management Supervisor15,700 TJS+31%
Risk Manager21,400 TJS+78%
Risk Modeling Manager21,700 TJS+81%
Title Insurance Typist9,840 TJS-18%
Training Manager13,200 TJS+10%

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Tajikistan earn 14% more than their private sector counterparts on average across all sectors.

Private Sector
10,700 TJS
Public Sector+14%
12,200 TJS
Percentage increase and decrease are relative to the previous value

Browse Salaries

Salary Increase Letters

Best Paying Jobs
HomePrivacy PolicySalary Comparison

©Salary Explorer 2020