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Associate Insurance Representative Average Salary in Tunisia 2023

How much money does an Associate Insurance Representative make in Tunisia?

Average Monthly Salary
2,160 TND
( 26,000 TND yearly)


A person working as an Associate Insurance Representative in Tunisia typically earns around 2,160 TND per month. Salaries range from 1,080 TND (lowest) to 3,350 TND (highest).

This is the average monthly salary including housing, transport, and other benefits. Associate Insurance Representative salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

Associate Insurance Representative Salary Distribution in Tunisia

Median and salary distribution monthly Tunisia Associate Insurance Representative
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The median, the maximum, the minimum, and the range

  • Salary Range

    Associate Insurance Representative salaries in Tunisia range from 1,080 TND per month (minimum salary) to 3,350 TND per month (maximum salary).

  • Median Salary

    The median salary is 2,160 TND per month, which means that half (50%) of people working as Associate Insurance Representative(s) are earning less than 2,160 TND while the other half are earning more than 2,160 TND. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of Associate Insurance Representative(s) are earning less than 1,460 TND while 75% of them are earning more than 1,460 TND. Also from the diagram, 75% of Associate Insurance Representative(s) are earning less than 2,760 TND while 25% are earning more than 2,760 TND.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Associate Insurance Representative Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience monthly Tunisia Associate Insurance Representative
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down Associate Insurance Representative salaries by experience level and this is what we found.

An Associate Insurance Representative with less than two years of experience makes approximately 1,300 TND per month.

While someone with an experience level between two and five years is expected to earn 1,720 TND per month, 32% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 2,300 TND per month, 34% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, Associate Insurance Representative(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 2,740 TND per month, 19% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 2,960 TND per month, 8% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 3,170 TND per month, 7% more than people with fifteen to twenty years of experience.

Associate Insurance Representative average salary change by experience in Tunisia

0 - 2 Years
1,300 TND
2 - 5 Years+32%
1,720 TND
5 - 10 Years+34%
2,300 TND
10 - 15 Years+19%
2,740 TND
15 - 20 Years+8%
2,960 TND
20+ Years+7%
3,170 TND
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Associate Insurance Representative Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different Associate Insurance Representative(s) who have the same experience but different education levels.

Salary comparison by education level monthly Tunisia Associate Insurance Representative
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down Associate Insurance Representative salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of an Associate Insurance Representative is 1,720 TND per month.

While someone with a Bachelor's Degree gets a salary of 2,350 TND per month, 37% more than someone having a Certificate or Diploma degree.

A Master's Degree gets its holder an average salary of 3,040 TND per month, 29% more than someone with a Bachelor's Degree.

Associate Insurance Representative average salary difference by education level in Tunisia

Certificate or Diploma
1,720 TND
Bachelor's Degree+37%
2,350 TND
Master's Degree+29%
3,040 TND
Percentage increase and decrease are relative to the previous value

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Tunisia costs anywhere from 19,600 Tunisian Dinar(s) to 58,700 Tunisian Dinar(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Associate Insurance Representative Salary Comparison By Gender

Salary comparison by gender monthly Tunisia Associate Insurance Representative
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male Associate Insurance Representative employees in Tunisia earn 6% more than their female counterparts on average.

2,220 TND
2,090 TND
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Tunisia for all Careers

Salary comparison by gender monthly Tunisia
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Associate Insurance Representative Average Annual Salary Increment Percentage in Tunisia

How much are annual salary increments in Tunisia for Associate Insurance Representative(s)? How often do employees get salary raises?

Associate Insurance Representative

Associate Insurance Representative(s) in Tunisia are likely to observe a salary increase of approximately 10% every 19 months. The national average annual increment for all professions combined is 8% granted to employees every 19 months.

Annual Salary Increment Rate Tunisia Associate Insurance Representative
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Tunisia / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Tunisia is 5%.

Annual Increment Rate By Industry 2022

Information Technology

Listed above are the average annual increase rates for each industry in Tunisia for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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Associate Insurance Representative Bonus and Incentive Rates in Tunisia

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Tunisia Associate Insurance Representative
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An Associate Insurance Representative is considered to be a moderate bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

50% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 50% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 3% to 6% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Associate Insurance Representative Average Hourly Wage in Tunisia

12 TND per hour

The average hourly wage (pay per hour) in Tunisia is 12 TND. This means that the average Associate Insurance Representative in Tunisia earns approximately 12 TND for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Associate Insurance Representative VS Other Jobs

Salary Comparison Between Associate Insurance Representative and Insurance monthly Tunisia
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The average salary for Associate Insurance Representative is 45% less than that of Insurance. Also, Insurance salaries are 0% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
Actuarial Analyst5,240 TND+140%
Actuarial Assistant3,760 TND+74%
Actuary5,130 TND+140%
Adjustment Insurance Clerk1,430 TND-34%
Assistant Broker2,420 TND+12%
Assistant Claims Manager4,220 TND+95%
Associate Insurance Representative2,160 TND-0%
Auditing Insurance Manager5,820 TND+170%
Broker3,850 TND+78%
Claim Advocacy Professional3,930 TND+82%
Claims Adjuster1,490 TND-31%
Claims Analyst2,120 TND-2%
Claims Examiner2,160 TND-0%
Claims Manager5,420 TND+150%
Claims Processor1,460 TND-33%
Claims Representative1,710 TND-21%
Claims Resolution Specialist4,310 TND+99%
Claims Supervisor3,960 TND+83%
Complaints Specialist3,660 TND+69%
Compliance Officer3,280 TND+52%
Consultant3,960 TND+83%
Eligibility Specialist4,090 TND+89%
Insurance Account Manager5,000 TND+130%
Insurance Accounts Executive4,310 TND+99%
Insurance Agent2,280 TND+5%
Insurance Analyst4,070 TND+88%
Insurance Appraiser4,170 TND+93%
Insurance Claims Clerk1,430 TND-34%
Insurance Examiner3,590 TND+66%
Insurance Investigator3,760 TND+74%
Insurance Manager6,840 TND+220%
Insurance Operations Manager6,690 TND+210%
Insurance Policy Processing Clerk1,520 TND-30%
Insurance Pricing Assistant3,210 TND+48%
Insurance Program Manager5,330 TND+150%
Insurance Project Manager5,050 TND+130%
Insurance Quality Assurance Agent3,310 TND+53%
Insurance Sales Agent2,470 TND+14%
Insurance Sales Director6,530 TND+200%
Insurance Team Leader4,290 TND+98%
Insurance Underwriter2,910 TND+35%
Loss Control Specialist3,940 TND+82%
Loss Prevention Investigator4,330 TND+100%
Loss Prevention Manager5,590 TND+160%
Loss Prevention Specialist4,170 TND+93%
Marine Underwriter2,970 TND+37%
Medical Auditor4,040 TND+87%
Monitoring and Performance Officer2,710 TND+25%
Payment Services Specialist4,170 TND+93%
Policy Change Director5,990 TND+180%
Policy Change Supervisor4,220 TND+95%
Policy Change Technician1,930 TND-11%
Risk Analyst4,640 TND+110%
Risk Management Director7,410 TND+240%
Risk Management Supervisor4,890 TND+130%
Risk Manager7,430 TND+240%
Risk Modeling Manager7,580 TND+250%
Title Insurance Typist3,420 TND+58%
Training Manager4,230 TND+96%

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Tunisia earn 13% more than their private sector counterparts on average across all sectors.

Private Sector
3,680 TND
Public Sector+13%
4,170 TND
Percentage increase and decrease are relative to the previous value

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