A person working as AML Analyst in Tunisia typically earns around 5,990 TND per month. Salaries range from 2,760 TND (lowest) to 9,530 TND (highest).
This is the average monthly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
AML Analyst salaries in Tunisia range from 2,760 TND per month (starting salary) to 9,530 TND per month (maximum salary). This is not the minimum wage as per the law, only the lowest reported number in the salary survey that had thousands of participants and professionals from all over the country.
The median salary is 5,730 TND per month, which means that half (50%) of people working as AML Analyst(s) are earning less than 5,730 TND while the other half are earning more than 5,730 TND. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.
Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 4,620 TND while 75% of them are earning more than 4,620 TND. Also from the diagram, 75% of AML Analyst(s) are earning less than 6,600 TND while 25% are earning more than 6,600 TND.
We grouped the most common and recurring salaries into brackets to give more insight into what salary to expect. This method is more accurate than just the average salary and gives more insights on how salaries are actually distributed. Around 65% of all reported figures are in the range 3,430 TND to 4,980 TND. Approximatly 20% fall under the 3,430 TND cap. Ten percent of wages are from 4,980 TND to 5,690 TND. Only 5% of people grossed 5,690 TND or more.
|0 - 2 Years|
|2 - 5 Years||+34%|
|5 - 10 Years||+48%|
|10 - 15 Years||+22%|
|15 - 20 Years||+9%|
The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.
Employees with less than two years of experience makes approximately 3,130 TND per month.
While someone with an experience level between two and five years is expected to earn 4,180 TND per month, 34% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 6,180 TND per month, 48% more than someone with two to five years of experience.
Additionally, AML Analyst whose expertise span anywhere between ten and fifteen years get a salary equivalent to 7,530 TND per month, 22% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 8,210 TND per month, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 8,890 TND per month, 8% more than people with fifteen to twenty years of experience.
|Certificate or Diploma|
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.
When the education level is Certificate or Diploma, the average salary is 3,570 TND per month.
While someone with a Bachelor's Degree gets a salary of 5,600 TND per month, 57% more than someone having a Certificate or Diploma degree.
People with Master's Degree have an average salary of 9,400 TND per month, 68% more than someone with a Bachelor's Degree.
A Master's degree program or any post-graduate program in Tunisia costs anywhere from 19,600 Tunisian Dinar(s) to 58,700 Tunisian Dinar(s) and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in Tunisia earn 19% more than their female counterparts on average.
AML Analyst(s) in Tunisia are likely to observe a salary increase of approximately 12% every 19 months. The national average annual increment for all professions combined is 8% granted to employees every 19 months.
The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency
Listed above are the average annual increase rates for each industry in Tunisia for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
"AML Analyst" is considered to be a high bonus-based job. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.
19% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 81% said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.
The most standard form of bonus where the employee is awarded based on their exceptional performance.Company Performance Bonuses
Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.Goal-Based Bonuses
Granted upon achieving an important goal or milestone.Holiday / End of Year Bonuses
These types of bonuses are given without a reason and usually resemble an appreciation token.
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
The main two types of jobs
|Revenue Generators||Supporting Cast|
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.
Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
|Average Salary 2019|
|Average Salary 2020||+4%|
|Average Salary 2021||+4%|
|Average Salary 2022||+4%|
AML Analyst salaries in Tunisia are on the rise in the year 2023 based on recent submitted salaries and reports. As displayed in the chart, salaries in 2022 are 4% higher than those of 2021. The trend suggests a slow yet continuous increase in pay in 2024 and future years. These numbers may vary from industry to another.
The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
The minimum pay rate per hour for 'AML Analyst' in Tunisia is 16 TND. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
The average salary for AML Analyst is 41% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.
|Job Title||Average Salary|
|AML Analyst||5,990 TND||-0%|
|Assistant Bank Branch Manager||5,330 TND||-11%|
|Assistant Bank Manager||6,890 TND||+15%|
|ATM Manager||5,940 TND||-1%|
|ATM Service Technician||1,670 TND||-72%|
|Bank Accounts Analyst||2,360 TND||-61%|
|Bank Accounts Controller||3,090 TND||-48%|
|Bank Accounts Executive||4,230 TND||-29%|
|Bank Accounts Manager||5,010 TND||-16%|
|Bank Auditing Manager||4,960 TND||-17%|
|Bank Branch Manager||7,130 TND||+19%|
|Bank Clerk||1,420 TND||-76%|
|Bank Compliance Specialist||3,590 TND||-40%|
|Bank Manager||8,650 TND||+44%|
|Bank Operational Risk Manager||8,090 TND||+35%|
|Bank Operations Head||8,490 TND||+42%|
|Bank Operations Officer||3,390 TND||-43%|
|Bank Operations Specialist||4,990 TND||-17%|
|Bank Process Manager||4,500 TND||-25%|
|Bank Product Manager||5,510 TND||-8%|
|Bank Programme Manager||5,820 TND||-3%|
|Bank Project Manager||6,440 TND||+7%|
|Bank Propositions Manager||6,120 TND||+2%|
|Bank Quantitative Analyst||4,380 TND||-27%|
|Bank Regional Manager||9,020 TND||+50%|
|Bank Regional Risk Officer||4,310 TND||-28%|
|Bank Relationship Manager||6,100 TND||+2%|
|Bank Relationship Officer||2,850 TND||-52%|
|Banking Business Analyst||4,460 TND||-26%|
|Banking Business Development Officer||2,680 TND||-55%|
|Banking Business Planning Executive||5,990 TND||-0%|
|Banking Product Manager||5,300 TND||-12%|
|Banking Reference Data Manager||4,850 TND||-19%|
|Banking Risk Analyst||4,310 TND||-28%|
|Banking Technical Analyst||2,320 TND||-61%|
|Bankruptcy Coordinator||3,030 TND||-49%|
|Budget Analyst||4,480 TND||-25%|
|Cards Marketing Manager||5,580 TND||-7%|
|Cash Management Manager||7,630 TND||+27%|
|Check Processing Manager||5,760 TND||-4%|
|Commercial Vault Associate||4,170 TND||-30%|
|Corporate Dealer||4,610 TND||-23%|
|Credit Analyst||3,320 TND||-45%|
|Credit and Collections Manager||5,880 TND||-2%|
|Credit Card Fraud Investigator||4,600 TND||-23%|
|Credit Portfolio Manager||8,470 TND||+41%|
|Credit Risk Analyst||4,970 TND||-17%|
|Credit Risk Associate||4,560 TND||-24%|
|Direct Bank Sales Representative||3,210 TND||-46%|
|Financial Bank Planning Consultant||5,470 TND||-9%|
|Financial Banking Analysis Manager||6,290 TND||+5%|
|Financial Banking Assistant||2,080 TND||-65%|
|Financial Banking Systems Manager||6,060 TND||+1%|
|Foreign Exchange Manager||6,610 TND||+10%|
|Fraud Analyst||4,450 TND||-26%|
|Fraud Detection Associate||3,020 TND||-50%|
|Fraud Detection Manager||6,770 TND||+13%|
|Fraud Detection Supervisor||3,720 TND||-38%|
|Internal Bank Audit Manager||8,090 TND||+35%|
|Internal Bank Auditor||4,390 TND||-27%|
|International Banking Manager||8,550 TND||+43%|
|Loan Analyst||4,390 TND||-27%|
|Loan Area Manager||5,290 TND||-12%|
|Loan Audit Team Leader||4,950 TND||-17%|
|Loan Branch Manager||5,000 TND||-17%|
|Loan Business Development Officer||2,750 TND||-54%|
|Loan Clerk||1,480 TND||-75%|
|Loan Collection Manager||5,120 TND||-15%|
|Loan Collector||1,450 TND||-76%|
|Loan Examiner||1,980 TND||-67%|
|Loan Processing Manager||4,500 TND||-25%|
|Loan Processor||1,920 TND||-68%|
|Loan Quality Assurance Auditor||4,410 TND||-26%|
|Loan Quality Assurance Manager||5,000 TND||-17%|
|Loan Quality Assurance Representative||3,400 TND||-43%|
|Loan Review Manager||4,730 TND||-21%|
|Loan Team Leader||4,320 TND||-28%|
|Mortgage Advisor||3,030 TND||-49%|
|Mortgage Collection Manager||5,210 TND||-13%|
|Mortgage Collector||1,480 TND||-75%|
|Mortgage Credit Analyst||2,220 TND||-63%|
|Mortgage Credit Manager||4,770 TND||-20%|
|Mortgage Development Manager||5,580 TND||-7%|
|Mortgage Document Reviewer||1,940 TND||-68%|
|Mortgage Funding Manager||5,870 TND||-2%|
|Mortgage Operations Manager||7,850 TND||+31%|
|Mortgage Payment Processing Clerk||1,600 TND||-73%|
|Mortgage Processing Manager||4,790 TND||-20%|
|Mortgage Processor||1,920 TND||-68%|
|Mortgage Quality Assurance Auditor||4,220 TND||-30%|
|Mortgage Quality Assurance Manager||4,930 TND||-18%|
|Mortgage Servicing Clerk||1,510 TND||-75%|
|Mortgage Servicing Manager||4,910 TND||-18%|
|Mortgage Underwriter||1,880 TND||-69%|
|Online Banking Manager||7,420 TND||+24%|
|Payment Processing Clerk||1,540 TND||-74%|
|Personal Banker||3,150 TND||-47%|
|Personal Banking Advisor||3,340 TND||-44%|
|Phone Banker||2,130 TND||-64%|
|Private Banker||3,210 TND||-46%|
|Reconciliation and Investigation Specialist||3,640 TND||-39%|
|Trade Officer||1,710 TND||-71%|
|Trade Product Manager||5,010 TND||-16%|
|Treasury Operations Officer||3,780 TND||-37%|
Where can you get paid more, working for a private company or for the government? Public sector employees in Tunisia earn 13% more than their private sector counterparts on average across all sectors.
A good and competitive compensation would range anywhere between 5,730 TND and 6,600 TND. This is a very rough estimate and your experience and education will play a very huge part into your final earnings.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salart after tax for every career.
The base salary for AML Analyst in Tunisia is ranges from 4,620 TND to 6,600 TND. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range in a grain of salt.
Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary
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