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AML Analyst Average Salary in Albania 2023

How much money does an AML Analyst make in Albania?

Average Monthly Salary
158,000 ALL
( 1,900,000 ALL yearly)


A person working as an AML Analyst in Albania typically earns around 158,000 ALL per month. Salaries range from 72,700 ALL (lowest) to 251,000 ALL (highest).

This is the average monthly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

AML Analyst Salary Distribution in Albania

Median and salary distribution monthly Albania AML Analyst
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The median, the maximum, the minimum, and the range

  • Salary Range

    AML Analyst salaries in Albania range from 72,700 ALL per month (minimum salary) to 251,000 ALL per month (maximum salary).

  • Median Salary

    The median salary is 171,000 ALL per month, which means that half (50%) of people working as AML Analyst(s) are earning less than 171,000 ALL while the other half are earning more than 171,000 ALL. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 110,000 ALL while 75% of them are earning more than 110,000 ALL. Also from the diagram, 75% of AML Analyst(s) are earning less than 228,000 ALL while 25% are earning more than 228,000 ALL.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

AML Analyst Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience monthly Albania AML Analyst
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.

An AML Analyst with less than two years of experience makes approximately 82,500 ALL per month.

While someone with an experience level between two and five years is expected to earn 110,000 ALL per month, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 163,000 ALL per month, 48% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, AML Analyst(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 199,000 ALL per month, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 216,000 ALL per month, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 234,000 ALL per month, 8% more than people with fifteen to twenty years of experience.

AML Analyst average salary change by experience in Albania

0 - 2 Years
82,500 ALL
2 - 5 Years+34%
110,000 ALL
5 - 10 Years+48%
163,000 ALL
10 - 15 Years+22%
199,000 ALL
15 - 20 Years+9%
216,000 ALL
20+ Years+8%
234,000 ALL
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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AML Analyst Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different AML Analyst(s) who have the same experience but different education levels.

Salary comparison by education level monthly Albania AML Analyst
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary of an AML Analyst is 94,100 ALL per month.

While someone with a Bachelor's Degree gets a salary of 148,000 ALL per month, 57% more than someone having a Certificate or Diploma degree.

A Master's Degree gets its holder an average salary of 248,000 ALL per month, 68% more than someone with a Bachelor's Degree.

AML Analyst average salary difference by education level in Albania

Certificate or Diploma
94,100 ALL
Bachelor's Degree+57%
148,000 ALL
Master's Degree+68%
248,000 ALL
Percentage increase and decrease are relative to the previous value

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Albania costs anywhere from 480,000 Lek(s) to 1,440,000 Lek(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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AML Analyst Salary Comparison By Gender

Salary comparison by gender monthly Albania AML Analyst
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in Albania earn 11% more than their female counterparts on average.

166,000 ALL
150,000 ALL
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Albania for all Careers

Salary comparison by gender monthly Albania
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AML Analyst Average Annual Salary Increment Percentage in Albania

How much are annual salary increments in Albania for AML Analyst(s)? How often do employees get salary raises?

AML Analyst

AML Analyst(s) in Albania are likely to observe a salary increase of approximately 9% every 29 months. The national average annual increment for all professions combined is 4% granted to employees every 29 months.

Annual Salary Increment Rate Albania AML Analyst
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Albania / All Professions

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Albania is 2%.

Annual Increment Rate By Industry 2022

Information Technology

Listed above are the average annual increase rates for each industry in Albania for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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AML Analyst Bonus and Incentive Rates in Albania

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Albania AML Analyst
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An AML Analyst is considered to be a high bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

32% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 68% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

AML Analyst Average Hourly Wage in Albania

910 ALL per hour

The average hourly wage (pay per hour) in Albania is 910 ALL. This means that the average AML Analyst in Albania earns approximately 910 ALL for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

AML Analyst VS Other Jobs

Salary Comparison Between AML Analyst and Banking monthly Albania
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The average salary for AML Analyst is 51% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst158,000 ALL-0%
Assistant Bank Branch Manager138,000 ALL-13%
Assistant Bank Manager179,000 ALL+13%
ATM Manager151,000 ALL-4%
ATM Service Technician41,800 ALL-74%
Bank Accounts Analyst60,500 ALL-62%
Bank Accounts Controller76,300 ALL-52%
Bank Accounts Executive113,000 ALL-29%
Bank Accounts Manager132,000 ALL-16%
Bank Auditing Manager135,000 ALL-15%
Bank Branch Manager187,000 ALL+18%
Bank Clerk33,200 ALL-79%
Bank Compliance Specialist91,200 ALL-42%
Bank Manager201,000 ALL+27%
Bank Operational Risk Manager215,000 ALL+36%
Bank Operations Head204,000 ALL+29%
Bank Operations Officer82,700 ALL-48%
Bank Operations Specialist126,000 ALL-20%
Bank Process Manager120,000 ALL-24%
Bank Product Manager 130,000 ALL-18%
Bank Programme Manager150,000 ALL-5%
Bank Project Manager174,000 ALL+10%
Bank Propositions Manager146,000 ALL-8%
Bank Quantitative Analyst105,000 ALL-34%
Bank Regional Manager224,000 ALL+42%
Bank Regional Risk Officer107,000 ALL-32%
Bank Relationship Manager165,000 ALL+4%
Bank Relationship Officer72,100 ALL-54%
Banker78,400 ALL-50%
Banking Business Analyst112,000 ALL-29%
Banking Business Development Officer65,800 ALL-58%
Banking Business Planning Executive154,000 ALL-3%
Banking Product Manager141,000 ALL-11%
Banking Reference Data Manager123,000 ALL-22%
Banking Risk Analyst111,000 ALL-30%
Banking Technical Analyst57,100 ALL-64%
Bankruptcy Coordinator75,100 ALL-52%
Budget Analyst114,000 ALL-28%
Cards Marketing Manager143,000 ALL-10%
Cash Management Manager184,000 ALL+16%
Check Processing Manager137,000 ALL-13%
Commercial Vault Associate109,000 ALL-31%
Corporate Dealer113,000 ALL-29%
Credit Analyst82,800 ALL-48%
Credit and Collections Manager144,000 ALL-9%
Credit Card Fraud Investigator111,000 ALL-30%
Credit Portfolio Manager214,000 ALL+35%
Credit Risk Analyst122,000 ALL-23%
Credit Risk Associate120,000 ALL-24%
Direct Bank Sales Representative76,200 ALL-52%
Financial Bank Planning Consultant136,000 ALL-14%
Financial Banking Analysis Manager159,000 ALL+1%
Financial Banking Assistant51,800 ALL-67%
Financial Banking Systems Manager148,000 ALL-6%
Foreign Exchange Manager159,000 ALL+1%
Fraud Analyst122,000 ALL-23%
Fraud Detection Associate79,100 ALL-50%
Fraud Detection Manager165,000 ALL+4%
Fraud Detection Supervisor95,800 ALL-39%
Internal Bank Audit Manager201,000 ALL+27%
Internal Bank Auditor107,000 ALL-32%
International Banking Manager227,000 ALL+44%
Loan Analyst111,000 ALL-30%
Loan Area Manager136,000 ALL-14%
Loan Audit Team Leader128,000 ALL-19%
Loan Branch Manager127,000 ALL-20%
Loan Business Development Officer68,600 ALL-57%
Loan Clerk40,200 ALL-75%
Loan Collection Manager136,000 ALL-14%
Loan Collector37,400 ALL-76%
Loan Examiner50,000 ALL-68%
Loan Processing Manager124,000 ALL-22%
Loan Processor51,900 ALL-67%
Loan Quality Assurance Auditor106,000 ALL-33%
Loan Quality Assurance Manager118,000 ALL-25%
Loan Quality Assurance Representative79,000 ALL-50%
Loan Review Manager120,000 ALL-24%
Loan Team Leader107,000 ALL-32%
Mortgage Advisor73,900 ALL-53%
Mortgage Collection Manager125,000 ALL-21%
Mortgage Collector35,000 ALL-78%
Mortgage Credit Analyst57,000 ALL-64%
Mortgage Credit Manager120,000 ALL-24%
Mortgage Development Manager138,000 ALL-13%
Mortgage Document Reviewer47,200 ALL-70%
Mortgage Funding Manager141,000 ALL-11%
Mortgage Operations Manager191,000 ALL+21%
Mortgage Payment Processing Clerk42,200 ALL-73%
Mortgage Processing Manager125,000 ALL-21%
Mortgage Processor49,200 ALL-69%
Mortgage Quality Assurance Auditor110,000 ALL-30%
Mortgage Quality Assurance Manager126,000 ALL-20%
Mortgage Servicing Clerk38,100 ALL-76%
Mortgage Servicing Manager121,000 ALL-23%
Mortgage Underwriter47,200 ALL-70%
Online Banking Manager194,000 ALL+23%
Payment Processing Clerk39,600 ALL-75%
Personal Banker83,200 ALL-47%
Personal Banking Advisor 79,100 ALL-50%
Phone Banker53,000 ALL-66%
Private Banker81,000 ALL-49%
Reconciliation and Investigation Specialist91,300 ALL-42%
Teller38,600 ALL-76%
Trade Officer45,200 ALL-71%
Trade Product Manager130,000 ALL-18%
Trader54,600 ALL-65%
Treasury Operations Officer92,900 ALL-41%

Salary Comparison By City

CityAverage Salary
Berat152,000 ALL
Durres169,000 ALL
Elbasan162,000 ALL
Fier154,000 ALL
Gjirokaster143,000 ALL
Korca148,000 ALL
Lezhe145,000 ALL
Sarande138,000 ALL
Shkodra151,000 ALL
Tirana176,000 ALL
Vlore156,000 ALL

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in Albania earn 14% more than their private sector counterparts on average across all sectors.

Private Sector
91,300 ALL
Public Sector+14%
104,000 ALL
Percentage increase and decrease are relative to the previous value

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