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Loan Review Manager Average Salary in China 2024

How much money does a person working as Loan Review Manager make in China?


Average Monthly Salary
37,500 CNY
( 450,000 CNY yearly)

LOW
20,200
CNY
AVERAGE
37,500
CNY
HIGH
56,600
CNY
All salary figures displayed here are per month except when noted otherwise.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

A person working as Loan Review Manager in China typically earns around 37,500 CNY. Salaries range from 20,200 CNY (lowest) to 56,600 CNY (highest).


Salary Variance

This is the average salary including housing, transport, and other benefits. Loan Review Manager salaries in China vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.



Loan Review Manager Pay Scale and Salaries in China

Median and salary distribution China Loan Review Manager monthly
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Salary Structure and Pay Scale Comparison

5% of people earn
33,400 CNY or more
10% of people earn
29,900 to 33,400 CNY
20% of people earn
22,200 CNY or less
65% of people earn
22,200 to 29,900 CNY
Minimum Salary
20,200 CNY
Median
33,500 CNY
Maximum
56,600 CNY




Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range

All salary figures displayed here are per month except when noted otherwise.
  • Salary Range, Minimum Wage, and Starting Salary

    Salaries for the position Loan Review Manager in China range from 20,200 CNY (starting salary) to 56,600 CNY (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.

  • Median Salary

    With a median salary of 33,500 CNY, half of the professionals who work as Loan Review Manager in China earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.

  • Percentiles and Salary Scale

    The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Loan Review Manager in China earn less than 28,000 CNY, while 75% earn more. Similarly, the chart shows that 75% earn less than 37,800 CNY while 25% earn more.

  • Pay Scale Structure

    To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Loan Review Manager in China compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 22,200 CNY to 29,900 CNY. About 20% of salaries are below the 22,200 CNY mark, while 10% fall within the range of 29,900 CNY to 33,400 CNY. Only 5% of individuals have salaries exceeding 33,400 CNY.

Salary Comparison by Years of Experience / Loan Review Manager / China

How do experience and age affect pay?

0 - 2 Years
23,500 CNY
2 - 5 Years+26%
29,700 CNY
5 - 10 Years+32%
39,200 CNY
10 - 15 Years+18%
46,100 CNY
15 - 20 Years+11%
51,000 CNY
20+ Years+6%
54,200 CNY
Percentage increase and decrease are relative to the previous value
Salary comparison by years of experience monthly China Loan Review Manager
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The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Loan Review Manager and this is what we found.


All salary figures displayed here are per month except when noted otherwise.

Employees with less than two years of experience earn approximately 23,500 CNY.

While someone with an experience level between two and five years is expected to earn 29,700 CNY, 26% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 39,200 CNY, 32% more than someone with two to five years of experience.

Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 46,100 CNY, 18% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 51,000 CNY, 11% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 54,200 CNY, 6% more than people with fifteen to twenty years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Salary Comparison By Education / Loan Review Manager / China

How do education levels affect salaries?

Displayed below is the average salary variance between different education levels of professionals working as Loan Review Manager.

Bachelor's Degree
30,400 CNY
Master's Degree+53%
46,400 CNY
Percentage increase and decrease are relative to the previous value
Salary comparison by education level monthly China Loan Review Manager
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Loan Review Manager in order to make a comparison.


Level 1: Bachelor's Degree

Employees at this education level have an average salary of 30,400 CNY.


Level 2: Master's Degree

At this level, the average salary becomes 46,400 CNY, 53% more than the previous level.



Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in China costs anywhere from 147,000 CNY to 441,000 CNY and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.


Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Salary and Compensation Comparison By Gender / Loan Review Manager / China

Salary comparison by gender China Loan Review Manager monthly
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Loan Review Manager in China, the average difference between the salary of male and female employees is 7%.

Male
38,600 CNY
Female-7%
36,100 CNY
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in China for all Careers

Salary comparison by gender monthly China
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Average Annual Salary Increment Percentage / Loan Review Manager / China

How much are annual salary increments in China for individuals working as Loan Review Manager? How often do employees get salary raises?

Individuals working as Loan Review Manager in China are likely to observe a salary increase of approximately 13% every 14 months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.

Annual Salary Increment Rate China Loan Review Manager
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

China / All Professions

Annual Salary Increment Rate China
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The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency

The average salary increase in one year (12 months) in China is 7%.

Worldwide Salary Raises: All Countries and All Jobs

World Average Annual Salary Increment
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Salary Packages and Schemes

Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.



Bonus and Incentive Rates / Loan Review Manager / China

How much and how often are bonuses being awarded?Annual Salary Bonus Rate China Loan Review Manager
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22% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 78% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 6% to 7% of their annual salary.

Received Bonus
78%
No Bonus
22%

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus, where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.


What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

Example:
A graphics designer working for a graphics designing company.

Example:
A graphic designer in the marketing department of a hospital.


Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Average Hourly Wage / Loan Review Manager / China


220 CNY per hour

The average hourly wage (pay per hour) for individuals working as Loan Review Manager in China is 220 CNY.This is the rate they get paid for every worked hour.


Hourly Wage = Annual Salary / ( 52 x 5 x 8 )

About The Hourly Pay Rate

The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

What is the minimum hourly rate of pay?

The minimum pay rate per hour for people working as Loan Review Manager in China is 120 CNY. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.

Salary comparison with similar jobs

Job TitleAverage Salary
Banking-100%
AML Analyst43,100 CNY+15%
Assistant Bank Branch Manager37,100 CNY-1%
Assistant Bank Manager50,800 CNY+36%
ATM Manager44,800 CNY+19%
ATM Service Technician11,700 CNY-69%
Bank Accounts Analyst16,800 CNY-55%
Bank Accounts Collector10,000 CNY-73%
Bank Accounts Controller21,200 CNY-43%
Bank Accounts Executive32,900 CNY-12%
Bank Accounts Manager36,000 CNY-4%
Bank Auditing Manager39,300 CNY+5%
Bank Branch Manager53,600 CNY+43%
Bank Branch Operations Coordinator23,500 CNY-37%
Bank Clerk10,300 CNY-73%
Bank Client Service Associate14,600 CNY-61%
Bank Collector11,000 CNY-71%
Bank Compliance Specialist26,800 CNY-29%
Bank Manager60,500 CNY+61%
Bank Operational Risk Manager63,000 CNY+68%
Bank Operations Head62,600 CNY+67%
Bank Operations Officer24,100 CNY-36%
Bank Operations Specialist39,500 CNY+5%
Bank Process Manager33,600 CNY-10%
Bank Product Manager 41,600 CNY+11%
Bank Programme Manager40,500 CNY+8%
Bank Project Manager47,100 CNY+26%
Bank Propositions Manager45,300 CNY+21%
Bank Quantitative Analyst31,900 CNY-15%
Bank Regional Manager64,400 CNY+72%
Bank Regional Risk Officer32,900 CNY-12%
Bank Relationship Manager44,600 CNY+19%
Bank Relationship Officer21,000 CNY-44%
Bank Sustainability Analyst36,500 CNY-3%
Bank Teller11,400 CNY-70%
Banker22,100 CNY-41%
Banking Business Analyst32,600 CNY-13%
Banking Business Development Officer20,100 CNY-46%
Banking Business Planning Executive45,600 CNY+22%
Banking Data Analyst35,400 CNY-6%
Banking Product Manager41,300 CNY+10%
Banking Reference Data Manager36,600 CNY-2%
Banking Regulatory Compliance Officer37,900 CNY+1%
Banking Risk Analyst30,500 CNY-19%
Banking Technical Analyst17,100 CNY-54%
Bankruptcy Coordinator22,200 CNY-41%
Bill and Account Collector11,100 CNY-70%
Blockchain Analyst27,600 CNY-26%
Blockchain Architect33,400 CNY-11%
Blockchain Auditor28,000 CNY-25%
Blockchain Compliance Analyst30,200 CNY-19%
Blockchain Consultant29,900 CNY-20%
Blockchain Trade Facilitator26,500 CNY-29%
Budget Analyst32,000 CNY-15%
Capital Risk Manager57,900 CNY+54%
Cards Marketing Manager39,600 CNY+6%
Cash Management Manager58,500 CNY+56%
Check Processing Manager40,900 CNY+9%
Chief Blockchain Officer34,300 CNY-9%
Commercial Vault Associate30,600 CNY-18%
Corporate Banker24,100 CNY-36%
Corporate Dealer34,100 CNY-9%
Credit Analyst25,300 CNY-33%
Credit and Collections Manager41,600 CNY+11%
Credit Card Fraud Investigator33,300 CNY-11%
Credit Portfolio Manager58,000 CNY+55%
Credit Risk Analyst34,600 CNY-8%
Credit Risk Associate34,800 CNY-7%
Cryptocurrency Accountant21,000 CNY-44%
Cryptocurrency Adviser38,700 CNY+3%
Cryptocurrency Analyst30,300 CNY-19%
Cryptocurrency Compliance Manager35,500 CNY-5%
Cryptocurrency Trader33,300 CNY-11%
Digital Banking Manager42,400 CNY+13%
Digital Currency Analyst31,600 CNY-16%
Direct Bank Sales Representative23,900 CNY-36%
Exchange Control Consultant34,600 CNY-8%
Executive Account Analyst31,600 CNY-16%
Financial Bank Planning Consultant41,800 CNY+11%
Financial Banking Analysis Manager49,000 CNY+31%
Financial Banking Assistant15,000 CNY-60%
Financial Banking Systems Manager44,800 CNY+19%
Foreign Exchange Manager45,300 CNY+21%
Fraud Analyst34,500 CNY-8%
Fraud Detection Associate23,500 CNY-37%
Fraud Detection Manager50,900 CNY+36%
Fraud Detection Supervisor26,800 CNY-29%
Internal Bank Audit Manager61,000 CNY+63%
Internal Bank Auditor30,700 CNY-18%
Internal Private Banker22,700 CNY-39%
International Banking Manager67,800 CNY+81%
Investment Banking Analyst48,600 CNY+30%
Loan Analyst31,900 CNY-15%
Loan Area Manager37,400 CNY-0%
Loan Audit Team Leader35,000 CNY-7%
Loan Branch Manager36,300 CNY-3%
Loan Business Development Officer20,400 CNY-46%
Loan Clerk11,300 CNY-70%
Loan Collection and Recovery Manager37,700 CNY+1%
Loan Collection Manager39,900 CNY+6%
Loan Collector10,800 CNY-71%
Loan Examiner13,600 CNY-64%
Loan Officer12,500 CNY-67%
Loan Processing Manager35,000 CNY-7%
Loan Processor13,800 CNY-63%
Loan Quality Assurance Auditor32,500 CNY-13%
Loan Quality Assurance Manager37,700 CNY+1%
Loan Quality Assurance Representative23,800 CNY-37%
Loan Review Manager37,500 CNY+0%
Loan Team Leader31,700 CNY-15%
Loans Manager42,200 CNY+13%
Mortgage Advisor22,800 CNY-39%
Mortgage Collection Manager36,300 CNY-3%
Mortgage Collector10,600 CNY-72%
Mortgage Credit Analyst16,200 CNY-57%
Mortgage Credit Manager35,700 CNY-5%
Mortgage Development Manager42,800 CNY+14%
Mortgage Document Reviewer13,800 CNY-63%
Mortgage Funding Manager42,700 CNY+14%
Mortgage Operations Manager58,300 CNY+56%
Mortgage Payment Processing Clerk12,200 CNY-67%
Mortgage Processing Manager35,700 CNY-5%
Mortgage Processor14,700 CNY-61%
Mortgage Quality Assurance Auditor32,900 CNY-12%
Mortgage Quality Assurance Manager35,600 CNY-5%
Mortgage Servicing Clerk10,700 CNY-71%
Mortgage Servicing Manager35,600 CNY-5%
Mortgage Underwriter13,900 CNY-63%
Online Banking Manager54,500 CNY+45%
Open Banking Strategist33,300 CNY-11%
Payment Processing Clerk11,600 CNY-69%
Personal Banker22,300 CNY-41%
Personal Banking Advisor 24,800 CNY-34%
Phone Banker16,100 CNY-57%
Private Banker22,400 CNY-40%
Reconciliation and Investigation Specialist26,900 CNY-28%
Tax Officer18,900 CNY-50%
Teller10,900 CNY-71%
Trade Officer13,000 CNY-65%
Trade Product Manager39,000 CNY+4%
Trader15,400 CNY-59%
Treasury Operations Officer28,300 CNY-25%
Wealth Management Advisor49,100 CNY+31%

Salary Comparison By City

CityAverage Salary
Beijing42,000 CNY
Guangzhou42,700 CNY
Shanghai40,700 CNY
Shenzhen35,300 CNY

Government vs Private Sector Salary Comparison

Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in China is 6% on average across all career fields.

Private Sector
28,600 CNY
Public Sector+6%
30,300 CNY
Percentage increase and decrease are relative to the previous value

Salary Statistics and Calculation Guide

What is considered to be a good and competitive salary for the job title Loan Review Manager in China?

A good and competitive compensation would range anywhere between 33,500 CNY and 37,800 CNY. This is a very rough estimate. Experience and education play a very huge part in the final earnings.

Gross Salary (before tax) and Net Salary (after tax)

All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

Base / Basic Salary

The base salary for a careers like Loan Review Manager in China ranges from 20,200 CNY to 28,000 CNY. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.


What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary


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