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AML Analyst Average Salary in France 2023

How much money does a person working as AML Analyst make in France?


Average Yearly Salary
73,000 EUR
( 6,080 EUR monthly)

LOW
33,600
EUR
AVERAGE
73,000
EUR
HIGH
116,000
EUR

A person working as AML Analyst in France typically earns around 73,000 EUR per year. Salaries range from 33,600 EUR (lowest) to 116,000 EUR (highest).

This is the average yearly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

AML Analyst Pay Scale and Salaries in France

Median and salary distribution France AML Analyst yearly
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Salary Structure and Pay Scale Comparison

5% of people earn
69,200 EUR or more
10% of people earn
60,600 to 69,200 EUR
20% of people earn
41,800 EUR or less
65% of people earn
41,800 to 60,600 EUR
Minimum Salary
33,600 EUR
Median
69,700 EUR
Maximum
116,000 EUR


Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range

  • Salary Range, Minimum Wage, and Starting Salary

    AML Analyst salaries in France range from 33,600 EUR per year (starting salary) to 116,000 EUR per year (maximum salary). This is not the minimum wage as per the law, only the lowest reported number in the salary survey that had thousands of participants and professionals from all over the country.

  • Median Salary

    The median salary is 69,700 EUR per year, which means that half (50%) of people working as AML Analyst(s) are earning less than 69,700 EUR while the other half are earning more than 69,700 EUR. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles and Salary Scale

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 56,200 EUR while 75% of them are earning more than 56,200 EUR. Also from the diagram, 75% of AML Analyst(s) are earning less than 80,400 EUR while 25% are earning more than 80,400 EUR.

  • Pay Scale Structure

    We grouped the most common and recurring salaries into brackets to give more insight into what salary to expect. This method is more accurate than just the average salary and gives more insights on how salaries are actually distributed. Around 65% of all reported figures are in the range 41,800 EUR to 60,600 EUR. Approximatly 20% fall under the 41,800 EUR cap. Ten percent of wages are from 60,600 EUR to 69,200 EUR. Only 5% of people grossed 69,200 EUR or more.

AML Analyst Salary Comparison by Years of Experience

How does experience and age affect your pay?

AML Analyst average salary change by experience in France

0 - 2 Years
38,100 EUR
2 - 5 Years+34%
50,900 EUR
5 - 10 Years+48%
75,200 EUR
10 - 15 Years+22%
91,700 EUR
15 - 20 Years+9%
99,900 EUR
20+ Years+8%
108,000 EUR
Percentage increase and decrease are relative to the previous value
Salary comparison by years of experience yearly France AML Analyst
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.

Employees with less than two years of experience makes approximately 38,100 EUR per year.

While someone with an experience level between two and five years is expected to earn 50,900 EUR per year, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 75,200 EUR per year, 48% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, AML Analyst whose expertise span anywhere between ten and fifteen years get a salary equivalent to 91,700 EUR per year, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 99,900 EUR per year, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 108,000 EUR per year, 8% more than people with fifteen to twenty years of experience.


Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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AML Analyst Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different AML Analyst(s) who have the same experience but different education levels.

AML Analyst average salary difference by education level in France

Certificate or Diploma
43,500 EUR
Bachelor's Degree+57%
68,200 EUR
Master's Degree+68%
114,000 EUR
Percentage increase and decrease are relative to the previous value
Salary comparison by education level yearly France AML Analyst
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.

When the education level is Certificate or Diploma, the average salary is 43,500 EUR per year.

While someone with a Bachelor's Degree gets a salary of 68,200 EUR per year, 57% more than someone having a Certificate or Diploma degree.

People with Master's Degree have an average salary of 114,000 EUR per year, 68% more than someone with a Bachelor's Degree.


Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in France costs anywhere from 20,600 Euro(s) to 61,900 Euro(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.


Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Salary and Compensation Comparison By Gender - AML Analyst

Salary comparison by gender France AML Analyst yearly
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in France earn 6% more than their female counterparts on average.

Male
75,200 EUR
Female-6%
70,700 EUR
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in France for all Careers

Salary comparison by gender yearly France
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AML Analyst Average Annual Salary Increment Percentage in France

How much are annual salary increments in France for AML Analyst(s)? How often do employees get salary raises?

AML Analyst

AML Analyst(s) in France are likely to observe a salary increase of approximately 13% every 15 months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.

Annual Salary Increment Rate France AML Analyst
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

France / All Professions

Annual Salary Increment Rate France
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The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in France is 7%.

Annual Increment Rate By Industry 2022

Banking
2%
Energy
4%
Information Technology
6%
Healthcare
8%
Travel
1%
Construction
3%
Education
5%

Listed above are the average annual increase rates for each industry in France for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.


Worldwide Salary Raises: All Countries and All Jobs

World Average Annual Salary Increment
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Salary Packages and Schemes

Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.

AML Analyst Bonus and Incentive Rates in France

How much and how often are bonuses being awarded?Annual Salary Bonus Rate France AML Analyst
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"AML Analyst" is considered to be a high bonus-based job. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

14% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 86% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.

Received Bonus
86%
No Bonus
14%

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.


What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

Example:
A graphics designer working for a graphics designing company.

Example:
A graphic designer in the marketing department of a hospital.


Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

AML Analyst Salary Trend and Forecast in France

How are AML Analyst salaries changing over time? Listed below is a chart that shows the average salary in recent years.

Average Salary 2019
63,100 EUR
Average Salary 2020+4%
65,400 EUR
Average Salary 2021+4%
67,900 EUR
Average Salary 2022+4%
70,400 EUR
Percentage increase and decrease are relative to the previous value

AML Analyst salaries in France are on the rise in the year 2023 based on recent submitted salaries and reports. As displayed in the chart, salaries in 2022 are 4% higher than those of 2021. The trend suggests a slow yet continuous increase in pay in 2024 and future years. These numbers may vary from industry to another.

Salary trends and forecast yearly France AML Analyst
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AML Analyst Average Hourly Wage in France


35 EUR per hour

The average hourly wage (pay per hour) in France is 35 EUR. This means that the average AML Analyst in France earns approximately 35 EUR for every worked hour.


Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

About The Hourly Pay Rate

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

What is the minimum hourly rate of pay?

The minimum pay rate per hour for 'AML Analyst' in France is 16 EUR. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.

AML Analyst VS Other Jobs

73,000 EUR
53,900 EUR
49,500 EUR
Average Salary
AML Analyst
Average Salary
Banking
Average Salary
All Jobs

The average salary for AML Analyst is 35% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.

Salary Comparison Between AML Analyst and Banking yearly France
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Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst73,000 EUR+0%
Assistant Bank Branch Manager63,500 EUR-13%
Assistant Bank Manager80,000 EUR+10%
ATM Manager72,800 EUR-0%
ATM Service Technician19,600 EUR-73%
Bank Accounts Analyst28,700 EUR-61%
Bank Accounts Controller37,300 EUR-49%
Bank Accounts Executive53,900 EUR-26%
Bank Accounts Manager60,900 EUR-17%
Bank Auditing Manager61,400 EUR-16%
Bank Branch Manager88,800 EUR+22%
Bank Clerk17,300 EUR-76%
Bank Compliance Specialist46,300 EUR-37%
Bank Manager96,400 EUR+32%
Bank Operational Risk Manager96,500 EUR+32%
Bank Operations Head104,000 EUR+43%
Bank Operations Officer41,200 EUR-44%
Bank Operations Specialist64,900 EUR-11%
Bank Process Manager58,000 EUR-21%
Bank Product Manager 64,300 EUR-12%
Bank Programme Manager69,300 EUR-5%
Bank Project Manager81,400 EUR+12%
Bank Propositions Manager70,000 EUR-4%
Bank Quantitative Analyst50,800 EUR-30%
Bank Regional Manager108,000 EUR+48%
Bank Regional Risk Officer53,000 EUR-27%
Bank Relationship Manager77,000 EUR+6%
Bank Relationship Officer34,800 EUR-52%
Banker34,600 EUR-53%
Banking Business Analyst53,600 EUR-27%
Banking Business Development Officer33,900 EUR-54%
Banking Business Planning Executive74,800 EUR+3%
Banking Product Manager63,200 EUR-13%
Banking Reference Data Manager59,400 EUR-19%
Banking Risk Analyst50,500 EUR-31%
Banking Technical Analyst26,900 EUR-63%
Bankruptcy Coordinator37,600 EUR-48%
Budget Analyst50,900 EUR-30%
Cards Marketing Manager67,700 EUR-7%
Cash Management Manager92,300 EUR+26%
Check Processing Manager66,500 EUR-9%
Commercial Vault Associate51,800 EUR-29%
Corporate Dealer55,400 EUR-24%
Credit Analyst40,800 EUR-44%
Credit and Collections Manager69,000 EUR-5%
Credit Card Fraud Investigator56,900 EUR-22%
Credit Portfolio Manager97,300 EUR+33%
Credit Risk Analyst59,200 EUR-19%
Credit Risk Associate56,100 EUR-23%
Direct Bank Sales Representative38,000 EUR-48%
Financial Bank Planning Consultant67,300 EUR-8%
Financial Banking Analysis Manager75,000 EUR+3%
Financial Banking Assistant26,200 EUR-64%
Financial Banking Systems Manager72,900 EUR-0%
Foreign Exchange Manager76,000 EUR+4%
Fraud Analyst53,900 EUR-26%
Fraud Detection Associate36,600 EUR-50%
Fraud Detection Manager80,300 EUR+10%
Fraud Detection Supervisor47,600 EUR-35%
Internal Bank Audit Manager94,400 EUR+29%
Internal Bank Auditor48,900 EUR-33%
International Banking Manager111,000 EUR+52%
Loan Analyst54,400 EUR-25%
Loan Area Manager62,000 EUR-15%
Loan Audit Team Leader58,100 EUR-20%
Loan Branch Manager61,900 EUR-15%
Loan Business Development Officer32,600 EUR-55%
Loan Clerk18,500 EUR-75%
Loan Collection Manager61,100 EUR-16%
Loan Collector17,500 EUR-76%
Loan Examiner22,700 EUR-69%
Loan Processing Manager54,600 EUR-25%
Loan Processor24,600 EUR-66%
Loan Quality Assurance Auditor53,800 EUR-26%
Loan Quality Assurance Manager58,300 EUR-20%
Loan Quality Assurance Representative37,900 EUR-48%
Loan Review Manager61,600 EUR-16%
Loan Team Leader53,600 EUR-27%
Mortgage Advisor35,900 EUR-51%
Mortgage Collection Manager58,900 EUR-19%
Mortgage Collector17,700 EUR-76%
Mortgage Credit Analyst28,100 EUR-61%
Mortgage Credit Manager57,500 EUR-21%
Mortgage Development Manager70,900 EUR-3%
Mortgage Document Reviewer23,500 EUR-68%
Mortgage Funding Manager68,100 EUR-7%
Mortgage Operations Manager88,300 EUR+21%
Mortgage Payment Processing Clerk21,000 EUR-71%
Mortgage Processing Manager58,700 EUR-20%
Mortgage Processor24,800 EUR-66%
Mortgage Quality Assurance Auditor52,900 EUR-28%
Mortgage Quality Assurance Manager59,000 EUR-19%
Mortgage Servicing Clerk18,700 EUR-74%
Mortgage Servicing Manager57,900 EUR-21%
Mortgage Underwriter21,500 EUR-71%
Online Banking Manager92,200 EUR+26%
Payment Processing Clerk18,300 EUR-75%
Personal Banker38,800 EUR-47%
Personal Banking Advisor 39,500 EUR-46%
Phone Banker24,900 EUR-66%
Private Banker36,300 EUR-50%
Reconciliation and Investigation Specialist41,600 EUR-43%
Teller17,500 EUR-76%
Trade Officer22,500 EUR-69%
Trade Product Manager62,800 EUR-14%
Trader25,600 EUR-65%
Treasury Operations Officer47,900 EUR-34%

Salary Comparison By City

CityAverage Salary
Bordeaux69,800 EUR
Lille69,600 EUR
Lyon78,800 EUR
Marseille79,500 EUR
Montpellier69,400 EUR
Nantes77,100 EUR
Nice77,900 EUR
Paris81,800 EUR
Strasbourg76,200 EUR
Toulouse79,500 EUR

Government vs Private Sector Salary Comparison

Where can you get paid more, working for a private company or for the government? Public sector employees in France earn 5% more than their private sector counterparts on average across all sectors.

Private Sector
48,200 EUR
Public Sector+5%
50,700 EUR
Percentage increase and decrease are relative to the previous value

Salary Statistics and Calculation Guide

What is considered to be a good and competitive salary for AML Analyst in France?

A good and competitive compensation would range anywhere between 69,700 EUR and 80,400 EUR. This is a very rough estimate and your experience and education will play a very huge part into your final earnings.

Gross Salary (before tax) and Net Salary (after tax)

All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salart after tax for every career.

Base / Basic Salary

The base salary for AML Analyst in France is ranges from 56,200 EUR to 80,400 EUR. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range in a grain of salt.


What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary


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