AML Analyst Average Salary in France 2023
How much money does an AML Analyst make in France?
LOW
33,600
EUR AVERAGE
73,000
EUR HIGH
116,000
EUR
A person working as an AML Analyst in France typically earns around 73,000 EUR per year. Salaries range from 33,600 EUR (lowest) to 116,000 EUR (highest).
This is the average yearly salary including housing, transport, and other benefits. AML Analyst salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
AML Analyst Salary Distribution in France
The median, the maximum, the minimum, and the range
Salary Range
AML Analyst salaries in France range from 33,600 EUR per year (minimum salary) to 116,000 EUR per year (maximum salary).
Median Salary
The median salary is 78,800 EUR per year, which means that half (50%) of people working as AML Analyst(s) are earning less than 78,800 EUR while the other half are earning more than 78,800 EUR. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.
Percentiles
Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of AML Analyst(s) are earning less than 50,600 EUR while 75% of them are earning more than 50,600 EUR. Also from the diagram, 75% of AML Analyst(s) are earning less than 105,000 EUR while 25% are earning more than 105,000 EUR.
What is the difference between the median and the average salary?
Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary
AML Analyst Salary Comparison by Years of Experience
How does experience and age affect your pay?
The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down AML Analyst salaries by experience level and this is what we found.
An AML Analyst with less than two years of experience makes approximately 38,100 EUR per year.
While someone with an experience level between two and five years is expected to earn 50,900 EUR per year, 34% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 75,200 EUR per year, 48% more than someone with two to five years of experience.
Additionally, AML Analyst(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 91,700 EUR per year, 22% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 99,900 EUR per year, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 108,000 EUR per year, 8% more than people with fifteen to twenty years of experience.
AML Analyst average salary change by experience in France
| 0 - 2 Years | 38,100 EUR | |
| 2 - 5 Years | +34% | 50,900 EUR |
| 5 - 10 Years | +48% | 75,200 EUR |
| 10 - 15 Years | +22% | 91,700 EUR |
| 15 - 20 Years | +9% | 99,900 EUR |
| 20+ Years | +8% | 108,000 EUR |
Typical Salary Progress for Most Careers
AML Analyst Salary Comparison By Education
How do education levels affect salaries?
Displayed below is the average salary difference between different AML Analyst(s) who have the same experience but different education levels.
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down AML Analyst salaries by education level in order to make a comparison.
When the education level is Certificate or Diploma, the average salary of an AML Analyst is 43,500 EUR per year.
While someone with a Bachelor's Degree gets a salary of 68,200 EUR per year, 57% more than someone having a Certificate or Diploma degree.
A Master's Degree gets its holder an average salary of 114,000 EUR per year, 68% more than someone with a Bachelor's Degree.
AML Analyst average salary difference by education level in France
| Certificate or Diploma | 43,500 EUR | |
| Bachelor's Degree | +57% | 68,200 EUR |
| Master's Degree | +68% | 114,000 EUR |
Is a Master's degree or an MBA worth it? Should you pursue higher education?
A Master's degree program or any post-graduate program in France costs anywhere from 20,600 Euro(s) to 61,900 Euro(s) and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support the thoery. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Typical Salary Difference by Education for Most Careers
AML Analyst Salary Comparison By Gender
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male AML Analyst employees in France earn 6% more than their female counterparts on average.
| Male | 75,200 EUR | |
| Female | -6% | 70,700 EUR |
Salary Comparison By Gender in France for all Careers
AML Analyst Average Annual Salary Increment Percentage in France
How much are annual salary increments in France for AML Analyst(s)? How often do employees get salary raises?
AML Analyst
AML Analyst(s) in France are likely to observe a salary increase of approximately 13% every 15 months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.
France / All Professions
The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
How to calculate the salary increment percentage?
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency
Annual Increment Rate By Industry 2022
| Banking | 2% | |
| Energy | 4% | |
| Information Technology | 6% | |
| Healthcare | 8% | |
| Travel | 1% | |
| Construction | 3% | |
| Education | 5% |
Listed above are the average annual increase rates for each industry in France for the year 2022. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.
Worldwide Salary Raises: All Countries and All Jobs
AML Analyst Bonus and Incentive Rates in France
How much and how often are bonuses being awarded?
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An AML Analyst is considered to be a high bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.
14% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 86% said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from 5% to 9% of their annual salary.
| Received Bonus | 86% | |
| No Bonus | 14% |
Types of Bonuses Considered
Individual Performance-Based BonusesThe most standard form of bonus where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
Bonuses Are Not Commissions!
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
What makes a position worthy of good bonuses and a high salary?
The main two types of jobs | |
| Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Bonus Comparison by Seniority Level
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
AML Analyst Average Hourly Wage in France
35 EUR per hourThe average hourly wage (pay per hour) in France is 35 EUR. This means that the average AML Analyst in France earns approximately 35 EUR for every worked hour.
The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
AML Analyst VS Other Jobs
The average salary for AML Analyst is 35% more than that of Banking. Also, Banking salaries are 9% more than those of All Jobs.
Salary comparison with similar jobs
| Job Title | Average Salary |
| AML Analyst | 73,000 EUR |  +0% |
| Assistant Bank Branch Manager | 63,500 EUR |  -13% |
| Assistant Bank Manager | 80,000 EUR | +10% |
| ATM Manager | 72,800 EUR | -0% |
| ATM Service Technician | 19,600 EUR | -73% |
| Bank Accounts Analyst | 28,700 EUR | -61% |
| Bank Accounts Controller | 37,300 EUR | -49% |
| Bank Accounts Executive | 53,900 EUR | -26% |
| Bank Accounts Manager | 60,900 EUR | -17% |
| Bank Auditing Manager | 61,400 EUR | -16% |
| Bank Branch Manager | 88,800 EUR | +22% |
| Bank Clerk | 17,300 EUR | -76% |
| Bank Compliance Specialist | 46,300 EUR | -37% |
| Bank Manager | 96,400 EUR | +32% |
| Bank Operational Risk Manager | 96,500 EUR | +32% |
| Bank Operations Head | 104,000 EUR | +43% |
| Bank Operations Officer | 41,200 EUR | -44% |
| Bank Operations Specialist | 64,900 EUR | -11% |
| Bank Process Manager | 58,000 EUR | -21% |
| Bank Product Manager | 64,300 EUR | -12% |
| Bank Programme Manager | 69,300 EUR | -5% |
| Bank Project Manager | 81,400 EUR | +12% |
| Bank Propositions Manager | 70,000 EUR | -4% |
| Bank Quantitative Analyst | 50,800 EUR | -30% |
| Bank Regional Manager | 108,000 EUR | +48% |
| Bank Regional Risk Officer | 53,000 EUR | -27% |
| Bank Relationship Manager | 77,000 EUR | +6% |
| Bank Relationship Officer | 34,800 EUR | -52% |
| Banker | 34,600 EUR | -53% |
| Banking Business Analyst | 53,600 EUR | -27% |
| Banking Business Development Officer | 33,900 EUR | -54% |
| Banking Business Planning Executive | 74,800 EUR | +3% |
| Banking Product Manager | 63,200 EUR | -13% |
| Banking Reference Data Manager | 59,400 EUR | -19% |
| Banking Risk Analyst | 50,500 EUR | -31% |
| Banking Technical Analyst | 26,900 EUR | -63% |
| Bankruptcy Coordinator | 37,600 EUR | -48% |
| Budget Analyst | 50,900 EUR | -30% |
| Cards Marketing Manager | 67,700 EUR | -7% |
| Cash Management Manager | 92,300 EUR | +26% |
| Check Processing Manager | 66,500 EUR | -9% |
| Commercial Vault Associate | 51,800 EUR | -29% |
| Corporate Dealer | 55,400 EUR | -24% |
| Credit Analyst | 40,800 EUR | -44% |
| Credit and Collections Manager | 69,000 EUR | -5% |
| Credit Card Fraud Investigator | 56,900 EUR | -22% |
| Credit Portfolio Manager | 97,300 EUR | +33% |
| Credit Risk Analyst | 59,200 EUR | -19% |
| Credit Risk Associate | 56,100 EUR | -23% |
| Direct Bank Sales Representative | 38,000 EUR | -48% |
| Financial Bank Planning Consultant | 67,300 EUR | -8% |
| Financial Banking Analysis Manager | 75,000 EUR | +3% |
| Financial Banking Assistant | 26,200 EUR | -64% |
| Financial Banking Systems Manager | 72,900 EUR | -0% |
| Foreign Exchange Manager | 76,000 EUR | +4% |
| Fraud Analyst | 53,900 EUR | -26% |
| Fraud Detection Associate | 36,600 EUR | -50% |
| Fraud Detection Manager | 80,300 EUR | +10% |
| Fraud Detection Supervisor | 47,600 EUR | -35% |
| Internal Bank Audit Manager | 94,400 EUR | +29% |
| Internal Bank Auditor | 48,900 EUR | -33% |
| International Banking Manager | 111,000 EUR | +52% |
| Loan Analyst | 54,400 EUR | -25% |
| Loan Area Manager | 62,000 EUR | -15% |
| Loan Audit Team Leader | 58,100 EUR | -20% |
| Loan Branch Manager | 61,900 EUR | -15% |
| Loan Business Development Officer | 32,600 EUR | -55% |
| Loan Clerk | 18,500 EUR | -75% |
| Loan Collection Manager | 61,100 EUR | -16% |
| Loan Collector | 17,500 EUR | -76% |
| Loan Examiner | 22,700 EUR | -69% |
| Loan Processing Manager | 54,600 EUR | -25% |
| Loan Processor | 24,600 EUR | -66% |
| Loan Quality Assurance Auditor | 53,800 EUR | -26% |
| Loan Quality Assurance Manager | 58,300 EUR | -20% |
| Loan Quality Assurance Representative | 37,900 EUR | -48% |
| Loan Review Manager | 61,600 EUR | -16% |
| Loan Team Leader | 53,600 EUR | -27% |
| Mortgage Advisor | 35,900 EUR | -51% |
| Mortgage Collection Manager | 58,900 EUR | -19% |
| Mortgage Collector | 17,700 EUR | -76% |
| Mortgage Credit Analyst | 28,100 EUR | -61% |
| Mortgage Credit Manager | 57,500 EUR | -21% |
| Mortgage Development Manager | 70,900 EUR | -3% |
| Mortgage Document Reviewer | 23,500 EUR | -68% |
| Mortgage Funding Manager | 68,100 EUR | -7% |
| Mortgage Operations Manager | 88,300 EUR | +21% |
| Mortgage Payment Processing Clerk | 21,000 EUR | -71% |
| Mortgage Processing Manager | 58,700 EUR | -20% |
| Mortgage Processor | 24,800 EUR | -66% |
| Mortgage Quality Assurance Auditor | 52,900 EUR | -28% |
| Mortgage Quality Assurance Manager | 59,000 EUR | -19% |
| Mortgage Servicing Clerk | 18,700 EUR | -74% |
| Mortgage Servicing Manager | 57,900 EUR | -21% |
| Mortgage Underwriter | 21,500 EUR | -71% |
| Online Banking Manager | 92,200 EUR | +26% |
| Payment Processing Clerk | 18,300 EUR | -75% |
| Personal Banker | 38,800 EUR | -47% |
| Personal Banking Advisor | 39,500 EUR | -46% |
| Phone Banker | 24,900 EUR | -66% |
| Private Banker | 36,300 EUR | -50% |
| Reconciliation and Investigation Specialist | 41,600 EUR | -43% |
| Teller | 17,500 EUR | -76% |
| Trade Officer | 22,500 EUR | -69% |
| Trade Product Manager | 62,800 EUR | -14% |
| Trader | 25,600 EUR | -65% |
| Treasury Operations Officer | 47,900 EUR | -34% |
Salary Comparison By City
| City | Average Salary |
| Bordeaux | 69,800 EUR |
| Lille | 69,600 EUR |
| Lyon | 78,800 EUR |
| Marseille | 79,500 EUR |
| Montpellier | 69,400 EUR |
| Nantes | 77,100 EUR |
| Nice | 77,900 EUR |
| Paris | 81,800 EUR |
| Strasbourg | 76,200 EUR |
| Toulouse | 79,500 EUR |
Government vs Private Sector Salary Comparison
Where can you get paid more, working for a private company or for the government? Public sector employees in France earn 5% more than their private sector counterparts on average across all sectors.
| Private Sector | 48,200 EUR | |
| Public Sector | +5% | 50,700 EUR |
