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Teller Average Salary in Germany 2020

How much money does a Teller make in Germany?

Average Monthly Salary
7,310 EUR
( 87,800 EUR yearly)


A person working as a Teller in Germany typically earns around 7,310 EUR per month. Salaries range from 3,360 EUR (lowest) to 11,600 EUR (highest).

This is the average monthly salary including housing, transport, and other benefits. Teller salaries vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

Teller Salary Distribution in Germany

Median and salary distribution monthly Germany Teller
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The median, the maximum, the minimum, and the range

  • Salary Range

    Teller salaries in Germany range from 3,360 EUR per month (minimum salary) to 11,600 EUR per month (maximum salary).

  • Median Salary

    The median salary is 7,900 EUR per month, which means that half (50%) of people working as Teller(s) are earning less than 7,900 EUR while the other half are earning more than 7,900 EUR. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of Teller(s) are earning less than 5,070 EUR while 75% of them are earning more than 5,070 EUR. Also from the diagram, 75% of Teller(s) are earning less than 10,500 EUR while 25% are earning more than 10,500 EUR.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Teller Salary Comparison by Years of Experience

How does experience and age affect your pay?

Salary comparison by years of experience monthly Germany Teller
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher your wage. We broke down Teller salaries by experience level and this is what we found.

A Teller with less than two years of experience makes approximately 3,820 EUR per month.

While someone with an experience level between two and five years is expected to earn 5,100 EUR per month, 34% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 7,540 EUR per month, 48% more than someone with two to five years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Additionally, Teller(s) whose expertise span anywhere between ten and fifteen years get a salary equivalent to 9,190 EUR per month, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 10,000 EUR per month, 9% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 10,800 EUR per month, 8% more than people with fifteen to twenty years of experience.

Teller average salary change by experience in Germany

0 - 2 Years
3,820 EUR
2 - 5 Years+34%
5,100 EUR
5 - 10 Years+48%
7,540 EUR
10 - 15 Years+22%
9,190 EUR
15 - 20 Years+9%
10,000 EUR
20+ Years+8%
10,800 EUR
Percentage increase and decrease are relative to the previous value

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Teller Salary Comparison By Education

How do education levels affect salaries?

Displayed below is the average salary difference between different Teller(s) who have the same experience but different education levels.

Salary comparison by education level monthly Germany Teller
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down Teller salaries by education level in order to make a comparison.

When the education level is High School, the average salary of a Teller is 4,360 EUR per month.

While someone with a Certificate or Diploma gets a salary of 6,840 EUR per month, 57% more than someone having a High School degree.

A Bachelor's Degree gets its holder an average salary of 11,500 EUR per month, 68% more than someone with a Certificate or Diploma.

Teller average salary difference by education level in Germany

High School
4,360 EUR
Certificate or Diploma+57%
6,840 EUR
Bachelor's Degree+68%
11,500 EUR
Percentage increase and decrease are relative to the previous value

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Teller Salary Comparison By Gender

Salary comparison by gender monthly Germany Teller
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male Teller employees in Germany earn 7% more than their female counterparts.

7,060 EUR
7,570 EUR
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Germany for all Careers

Salary comparison by gender monthly Germany
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Teller Average Annual Salary Increment Percentage in Germany

How much are annual salary increments in Germany for Teller(s)? How often do employees get salary raises?


Teller(s) in Germany are likely to observe a salary increase of approximately 11% every 15 months. The national average annual increment for all professions combined is 8% granted to employees every 16 months.

Annual Salary Increment Rate Germany Teller
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Germany / All Professions

Annual Salary Increment Rate Germany
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The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Germany is 6%.

Annual Increment Rate By Industry 2019

Information Technology

Listed above are the average annual increase rates for each industry in Germany for the year 2019. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Worldwide Salary Raises: All Countries and All Jobs

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Teller Bonus and Incentive Rates in Germany

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Germany Teller
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A Teller is considered to be a low bonus-based job due to the generally limited involvement in direct revenue generation, with exceptions of course. The people who get the highest bonuses are usually somehow involved in the revenue generation cycle.

65% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 35% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 0% to 4% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Government vs Private Sector Salary Comparison

Public vs private sector salaries monthly Germany
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Where can you get paid more, working for a private company or for the government? Public sector Teller employees in Germany earn 5% more than their private sector counterparts.

Private Sector
11,600 EUR
Public Sector+5%
12,100 EUR
Percentage increase and decrease are relative to the previous value

Teller Salary Trend and Forecast in Germany

How are Teller salaries changing over time? Listed below is a chart that shows the average salary in recent years.

Salary trends and forecast monthly Germany Teller
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Average Salary 2016
6,320 EUR
Average Salary 2017+4%
6,560 EUR
Average Salary 2018+4%
6,800 EUR
Average Salary 2019+4%
7,050 EUR
Percentage increase and decrease are relative to the previous value

Teller salaries in Germany are on the rise in the year 2020 based on recent submitted salaries and reports. As displayed in the chart, salaries in 2019 are 4% higher than those of 2018. The trend suggests a slow yet continuous increase in pay in 2021 and future years. These numbers may vary from industry to another.

Teller Average Hourly Wage in Germany

42 EUR per hour

The average hourly wage (pay per hour) in Germany is 42 EUR. This means that the average Teller in Germany earns approximately 42 EUR for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Teller VS Other Jobs

Salary Comparison Between Teller and Banking monthly Germany
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The average salary for Teller is 46% less than that of Banking. Also, Banking salaries are 13% more than those of All Jobs.

Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst15,900 EUR+120%
Assistant Bank Branch Manager14,100 EUR+93%
Assistant Bank Manager16,300 EUR+120%
ATM Manager15,000 EUR+110%
ATM Service Technician7,780 EUR+6%
Bank Accounts Analyst10,800 EUR+48%
Bank Accounts Controller11,100 EUR+52%
Bank Accounts Executive13,100 EUR+79%
Bank Accounts Manager13,700 EUR+87%
Bank Auditing Manager14,400 EUR+97%
Bank Branch Manager16,500 EUR+130%
Bank Clerk7,870 EUR+8%
Bank Compliance Specialist11,000 EUR+50%
Bank Manager25,000 EUR+240%
Bank Operational Risk Manager17,500 EUR+140%
Bank Operations Head18,800 EUR+160%
Bank Operations Officer10,700 EUR+46%
Bank Operations Specialist15,200 EUR+110%
Bank Process Manager12,100 EUR+65%
Bank Product Manager 12,100 EUR+65%
Bank Programme Manager15,000 EUR+110%
Bank Project Manager15,100 EUR+110%
Bank Propositions Manager15,900 EUR+120%
Bank Quantitative Analyst12,600 EUR+72%
Bank Regional Manager17,500 EUR+140%
Bank Regional Risk Officer12,000 EUR+64%
Bank Relationship Manager14,100 EUR+93%
Bank Relationship Officer11,100 EUR+52%
Banker10,900 EUR+49%
Banking Business Analyst12,700 EUR+74%
Banking Business Development Officer11,100 EUR+52%
Banking Business Planning Executive15,200 EUR+110%
Banking Product Manager14,900 EUR+100%
Banking Reference Data Manager13,400 EUR+83%
Banking Risk Analyst11,900 EUR+63%
Banking Technical Analyst10,100 EUR+38%
Bankruptcy Coordinator13,300 EUR+82%
Budget Analyst11,900 EUR+63%
Cards Marketing Manager15,400 EUR+110%
Cash Management Manager17,100 EUR+130%
Check Processing Manager15,900 EUR+120%
Commercial Vault Associate11,600 EUR+59%
Corporate Dealer12,900 EUR+76%
Credit Analyst14,700 EUR+100%
Credit and Collections Manager15,400 EUR+110%
Credit Card Fraud Investigator12,900 EUR+76%
Credit Portfolio Manager19,000 EUR+160%
Credit Risk Analyst15,700 EUR+110%
Credit Risk Associate13,100 EUR+79%
Direct Bank Sales Representative11,400 EUR+56%
Financial Bank Planning Consultant14,400 EUR+97%
Financial Banking Analysis Manager16,100 EUR+120%
Financial Banking Assistant10,700 EUR+46%
Financial Banking Systems Manager14,900 EUR+100%
Foreign Exchange Manager15,200 EUR+110%
Fraud Analyst13,100 EUR+79%
Fraud Detection Associate12,300 EUR+68%
Fraud Detection Manager15,900 EUR+120%
Fraud Detection Supervisor13,500 EUR+85%
Internal Bank Audit Manager16,600 EUR+130%
Internal Bank Auditor11,900 EUR+63%
International Banking Manager19,900 EUR+170%
Loan Analyst12,900 EUR+76%
Loan Area Manager13,400 EUR+83%
Loan Audit Team Leader13,700 EUR+87%
Loan Branch Manager14,700 EUR+100%
Loan Business Development Officer12,200 EUR+67%
Loan Clerk9,010 EUR+23%
Loan Collection Manager13,800 EUR+89%
Loan Collector7,290 EUR-0%
Loan Examiner9,960 EUR+36%
Loan Processing Manager12,100 EUR+65%
Loan Processor11,000 EUR+50%
Loan Quality Assurance Auditor12,300 EUR+68%
Loan Quality Assurance Manager13,400 EUR+83%
Loan Quality Assurance Representative11,600 EUR+59%
Loan Review Manager12,900 EUR+76%
Loan Team Leader12,600 EUR+72%
Mortgage Advisor11,800 EUR+61%
Mortgage Collection Manager13,000 EUR+78%
Mortgage Collector9,610 EUR+31%
Mortgage Credit Analyst10,900 EUR+49%
Mortgage Credit Manager12,100 EUR+65%
Mortgage Development Manager14,700 EUR+100%
Mortgage Document Reviewer9,190 EUR+26%
Mortgage Funding Manager15,900 EUR+120%
Mortgage Operations Manager15,800 EUR+120%
Mortgage Payment Processing Clerk8,940 EUR+22%
Mortgage Processing Manager14,200 EUR+94%
Mortgage Processor9,880 EUR+35%
Mortgage Quality Assurance Auditor12,500 EUR+71%
Mortgage Quality Assurance Manager12,900 EUR+76%
Mortgage Servicing Clerk7,590 EUR+4%
Mortgage Servicing Manager13,000 EUR+78%
Mortgage Underwriter8,730 EUR+19%
Online Banking Manager16,300 EUR+120%
Payment Processing Clerk8,630 EUR+18%
Personal Banker12,700 EUR+74%
Personal Banking Advisor 12,200 EUR+67%
Phone Banker10,600 EUR+45%
Private Banker13,500 EUR+85%
Reconciliation and Investigation Specialist11,200 EUR+53%
Teller7,310 EUR-0%
Trade Officer9,240 EUR+26%
Trade Product Manager13,400 EUR+83%
Trader10,500 EUR+44%
Treasury Operations Officer12,100 EUR+65%

Salary Comparison By City

CityAverage Salary
Berlin8,980 EUR
Bremen7,230 EUR
Dortmund7,240 EUR
Dresden7,330 EUR
Dusseldorf8,260 EUR
Essen7,740 EUR
Frankfurt8,380 EUR
Hamburg8,190 EUR
Hannover6,820 EUR
Koln8,330 EUR
Leipzig7,310 EUR
Munchen8,260 EUR
Nurnberg6,520 EUR
Stuttgart7,490 EUR
0 - 0

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