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Average Salary in Kumasi 2020

How much money does a person working in Kumasi make?

Average Monthly Salary
5,690 GHS
( 68,300 GHS yearly)


A person working in Kumasi typically earns around 5,690 GHS per month. Salaries range from 770 GHS (lowest average) to 25,200 GHS (highest average, actual maximum salary is higher).

This is the average monthly salary including housing, transport, and other benefits. Salaries vary drastically between different careers. If you are interested in the salary of a particular job, see below for salaries for specific job titles.

Distribution of Salaries in Kumasi

Median and salary distribution monthly Kumasi
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The median, the maximum, the minimum, and the range

  • Salary Range

    Salaries in Kumasi range from 770 GHS per month (minimum salary) to 25,200 GHS per month (maximum average salary, actual maximum is higher).

  • Median Salary

    The median salary is 5,690 GHS per month, which means that half (50%) of the population are earning less than 5,690 GHS while the other half are earning more than 5,690 GHS. The median represents the middle salary value. Generally speaking, you would want to be on the right side of the graph with the group earning more than the median salary.

  • Percentiles

    Closely related to the median are two values: the 25th and the 75th percentiles. Reading from the salary distribution diagram, 25% of the population are earning less than 2,910 GHS while 75% of them are earning more than 2,910 GHS. Also from the diagram, 75% of the population are earning less than 15,400 GHS while 25% are earning more than 15,400 GHS.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both of the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

Salary Comparison by Years of Experience

How does a person's salary progress over time?

Salary Comparison By Experience Level
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher the wage.

Generally speaking, employees having experience from two to five years earn on average 32% more than freshers and juniors across all industries and disciplines.

Professionals with experience of more than five years tend to earn on average 36% more than those with five years or less of work experience.

Change in salary based on experience varies drastically from one location to another and depends hugely on the career field as well. The data displayed here is the combined average of many different jobs. To view accurate figures, choose a specific job title.

As you hit the ten years mark, the salary increases by 21% and an additional 14% for those who have crossed the 15 years mark.

Those figures are presented as guidelines only. The numbers become more significant if you consider one job title at a time.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Salary Comparison By Education

How does the education level affect your salary?

Salary Comparison By Education
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It is well known that higher education equals a bigger salary, but how much more money can a degree add to your income? We compared the salaries of professionals at the same level but with different college degrees levels across many jobs, below are our findings.

Change in salary based on education varies drastically from one location to another and depends hugely on the career field as well. The data displayed here is the combined average of multiple jobs. To view accurate figures, choose a specific job title.

Workers with a certificate or diploma earn on average 17% more than their peers who only reached the high school level.

Employees who earned a Bachelor's Degree earn 24% more than those who only managed to attain a cerificate or diploma.

Professionals who attained a Master's Degree are awarded salaries that are 29% more than those with a Bachelor's Degree.

Finally, PhD holders earn 23% more than Master's Degree holders on average while doing the same job.

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Ghana costs anywhere from 25,600 Cedi(s) to 76,700 Cedi(s) and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch into a higher paying job. The numbers seem to support this tactic. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

The decision really depends on your situation and experience among many other factors. Putting all variables aside, if you can afford the costs of higher education then the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Salary Comparison By Gender

Salary comparison by gender monthly Ghana
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male employees in Ghana earn 9% more than their female counterparts.

4,850 GHS
5,290 GHS
Percentage increase and decrease are relative to the previous value

Average Annual Salary Increment Percentage in Ghana

How much are annual salary increments in Ghana? How often do employees get salary raises?


Employees in Ghana are likely to observe a salary increase of approximately 8% every 19 months.

Annual Salary Increment Rate Ghana
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

The term 'Annual Salary Increase' usually refers to the increase in 12 calendar month period, but because it is rarely that people get their salaries reviewed exactly on the one year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency

The average salary increase in one year (12 months) in Ghana is 5%.

Annual Increment Rate By Industry 2019

Information Technology

Listed above are the average annual increase rates for each industry in Ghana for the year 2019. Companies within thriving industries tend to provide higher and more frequent raises. Exceptions do exist, but generally speaking, the situation of any company is closely related to the economic situation in the country or region. These figures tend to change frequently.

Average Salary Increase Rate by Experience Level

Junoir Level
3% - 5%
6% - 9%
Senior Level
10% - 15%
Top Management
15% - 20%

The difference in increment rates is somehow justified because employers put more effort to retain more experienced staff since they are harder to acquire than less experienced ones.

Worldwide Salary Raises: All Countries and All Jobs

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Bonus and Incentive Rates in Ghana

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Ghana
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55% of surveyed staff in Ghana reported that they haven't received any bonuses or incentives in the previous year while 45% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 4% to 5% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

Bonus Rates Comparison by Career Field

Business Development
Marketing / Advertising
Information Technology
Customer Service
Human Resources

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Government vs Private Sector Salary Comparison

Public vs private sector salaries monthly Ghana
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Where can you get paid more, working for a private company or for the government? Public sector employees in Ghana earn 8% more than their private sector counterparts.

Private Sector
4,900 GHS
Public Sector+8%
5,270 GHS
Percentage increase and decrease are relative to the previous value

Salary Trend and Forecast in Ghana

How are Ghana salaries changing over time? The chart below shows the average salary change in the past few years.

Salary trends and forecast monthly Ghana
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Average Salary 2016
4,700 GHS
Average Salary 2017+4%
4,870 GHS
Average Salary 2018+1%
4,940 GHS
Average Salary 2019+2%
5,020 GHS
Percentage increase and decrease are relative to the previous value

Salaries in Ghana are on the rise in the year 2020 based on recent submitted salaries and reports. As displayed in the chart, salaries in 2019 are 2% higher than those of 2018. The trend suggests a slow yet continuous increase in pay in 2021 and future years. These numbers may vary from industry to another.

Salaries for popular jobs

Job TitleAverage Salary
Accounting and Finance
Accountant3,470 GHS
Accounting Assistant3,330 GHS
Accounting Manager7,350 GHS
Bookkeeper2,700 GHS
Chartered Accountant4,760 GHS
Corporate Treasurer9,430 GHS
Financial Analyst5,480 GHS
Financial Manager10,900 GHS
Internal Auditor5,330 GHS

Administration / Reception / Secretarial
Administrative Assistant2,770 GHS
Office Manager3,760 GHS
Receptionist3,830 GHS
Secretary2,880 GHS

Advertising / Grapic Design / Events
Art Director5,430 GHS
Creative Director5,450 GHS
Graphic Designer3,610 GHS
Photographer3,510 GHS

Airlines / Aviation / Aerospace / Defense
Aerospace Engineer6,060 GHS
Air Traffic Controller5,620 GHS
Flight Attendant4,510 GHS
Pilot6,050 GHS

Architect4,920 GHS
CAD Drafter4,020 GHS

Mechanic2,830 GHS
Service Advisor4,200 GHS

Bank Branch Manager7,500 GHS
Teller3,690 GHS

Teacher4,230 GHS
Translator4,760 GHS

Business Planning
Business Analyst6,330 GHS
Business Development Manager8,080 GHS
Project Manager6,150 GHS

Care Giving and Child Care
Nanny3,420 GHS
Nursery Teacher3,780 GHS

Construction / Building / Installation
Civil Engineer4,680 GHS
Construction Project Manager6,330 GHS
Health and Safety Officer3,250 GHS

Customer Service and Call Center
Call Center Representative3,650 GHS
Customer Service Manager7,350 GHS
Customer Service Representative3,900 GHS

Electrical Engineer4,990 GHS
Engineer5,040 GHS
Mechanical Engineer5,070 GHS

Executive and Management
Chief Executive Officer12,100 GHS
Chief Financial Officer10,700 GHS
General Manager9,800 GHS

Food / Hospitality / Tourism / Catering
Chef4,360 GHS
Executive Chef4,640 GHS
Hotel Manager8,100 GHS
Travel Agent4,220 GHS
Waiter / Waitress3,100 GHS

Health and Medical
Dentist13,100 GHS
Dietitian11,600 GHS
Laboratory Technician3,900 GHS
Nurse4,330 GHS

Human Resources
Human Resources Manager7,330 GHS
Human Resources Officer4,250 GHS

Information Technology
Computer Technician4,110 GHS
Database Administrator5,210 GHS
Developer / Programmer4,850 GHS
Information Technology Manager7,400 GHS
Network Engineer4,510 GHS

Law Enforcement / Security / Fire
Police Officer4,350 GHS

Attorney7,590 GHS
Legal Assistant3,740 GHS

Media / Broadcasting / Arts / Entertainment
Journalist4,990 GHS

Pharmaceutical and Biotechnology
Biomedical Engineer4,740 GHS
Pharmacist5,940 GHS

Sales Retail and Wholesale
Cashier3,030 GHS
Sales Manager8,210 GHS
Sales Representative3,400 GHS

Teaching / Education
Elementary School Teacher3,650 GHS
Secondary School Teacher4,510 GHS

Average Hourly Wage in Kumasi

33 GHS per hour

The average hourly wage (pay per hour) in Kumasi is 33 GHS. This means that the average person in Kumasi earns approximately 33 GHS for every worked hour.

Hourly Wage = Annual Salary ÷ ( 52 x 5 x 8 )

The hourly wage is the salary paid in one worked hour. Usually jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fix amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

Kumasi VS Ghana

Salary Comparison Between Kumasi and Ghana monthly
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We compared salaries in Kumasi and Ghana and we found that Kumasi salaries are 11% more than those of Ghana.

Salary Comparison By City

CityAverage Salary
Accra5,430 GHS
Kumasi5,690 GHS
2417 - 18

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