A person working as Mortgage Operations Manager in Barcelona typically earns around 5,400 EUR. Salaries range from 2,490 EUR (lowest) to 8,590 EUR (highest).
This is the average salary including housing, transport, and other benefits. Mortgage Operations Manager salaries in Barcelona vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
Minimum Salary 2,490 EUR |
Median 5,160 EUR |
Maximum 8,590 EUR |
Salaries for the position Mortgage Operations Manager in Barcelona range from 2,490 EUR (starting salary) to 8,590 EUR (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.
With a median salary of 5,160 EUR, half of the professionals who work as Mortgage Operations Manager in Barcelona earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.
The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Mortgage Operations Manager in Barcelona earn less than 4,160 EUR, while 75% earn more. Similarly, the chart shows that 75% earn less than 5,950 EUR while 25% earn more.
To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Mortgage Operations Manager in Barcelona compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 3,090 EUR to 4,490 EUR. About 20% of salaries are below the 3,090 EUR mark, while 10% fall within the range of 4,490 EUR to 5,120 EUR. Only 5% of individuals have salaries exceeding 5,120 EUR.
0 - 2 Years | 2,820 EUR | |
2 - 5 Years | +34% | 3,770 EUR |
5 - 10 Years | +48% | 5,570 EUR |
10 - 15 Years | +22% | 6,790 EUR |
15 - 20 Years | +9% | 7,400 EUR |
20+ Years | +8% | 8,010 EUR |
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Mortgage Operations Manager and this is what we found.
Employees with less than two years of experience earn approximately 2,820 EUR.
While someone with an experience level between two and five years is expected to earn 3,770 EUR, 34% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 5,570 EUR, 48% more than someone with two to five years of experience.
Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 6,790 EUR, 22% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 7,400 EUR, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 8,010 EUR, 8% more than people with fifteen to twenty years of experience.
Bachelor's Degree | 3,280 EUR | |
Master's Degree | +93% | 6,330 EUR |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Mortgage Operations Manager in order to make a comparison.
Employees at this education level have an average salary of 3,280 EUR.
At this level, the average salary becomes 6,330 EUR, 93% more than the previous level.
A Master's degree program or any post-graduate program in Spain costs anywhere from 13,600 EUR to 40,900 EUR and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Mortgage Operations Manager in Spain, the average difference between the salary of male and female employees is 5%.
Male | 5,330 EUR | |
Female | -5% | 5,070 EUR |
Individuals working as Mortgage Operations Manager in Spain are likely to observe a salary increase of approximately % every months. The national average annual increment for all professions combined is 8% granted to employees every 17 months.
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
100% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while % said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from % to % of their annual salary.
Received Bonus | % | |
No Bonus | 100% |
The most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
The main two types of jobs | |
Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
The minimum pay rate per hour for people working as Mortgage Operations Manager in Barcelona is 14 EUR. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Job Title | Average Salary |
Banking | -100% | |
AML Analyst | 4,770 EUR | -12% |
Assistant Bank Branch Manager | 4,020 EUR | -26% |
Assistant Bank Manager | 5,180 EUR | -4% |
ATM Manager | 4,270 EUR | -21% |
ATM Service Technician | 1,430 EUR | -74% |
Bank Accounts Analyst | 1,790 EUR | -67% |
Bank Accounts Collector | 1,180 EUR | -78% |
Bank Accounts Controller | 2,350 EUR | -56% |
Bank Accounts Executive | 3,270 EUR | -39% |
Bank Accounts Manager | 4,020 EUR | -26% |
Bank Auditing Manager | 3,960 EUR | -27% |
Bank Branch Manager | 5,560 EUR | +3% |
Bank Branch Operations Coordinator | 2,400 EUR | -56% |
Bank Clerk | 1,230 EUR | -77% |
Bank Client Service Associate | 1,640 EUR | -70% |
Bank Collector | 1,210 EUR | -78% |
Bank Compliance Specialist | 2,870 EUR | -47% |
Bank Manager | 6,430 EUR | +19% |
Bank Operational Risk Manager | 6,110 EUR | +13% |
Bank Operations Head | 6,330 EUR | +17% |
Bank Operations Officer | 2,480 EUR | -54% |
Bank Operations Specialist | 3,980 EUR | -26% |
Bank Process Manager | 3,540 EUR | -34% |
Bank Product Manager | 3,980 EUR | -26% |
Bank Programme Manager | 4,360 EUR | -19% |
Bank Project Manager | 4,770 EUR | -12% |
Bank Propositions Manager | 4,670 EUR | -14% |
Bank Quantitative Analyst | 3,300 EUR | -39% |
Bank Regional Manager | 6,310 EUR | +17% |
Bank Regional Risk Officer | 3,220 EUR | -40% |
Bank Relationship Manager | 4,530 EUR | -16% |
Bank Relationship Officer | 2,280 EUR | -58% |
Bank Sustainability Analyst | 3,610 EUR | -33% |
Bank Teller | 1,270 EUR | -76% |
Banker | 2,280 EUR | -58% |
Banking Business Analyst | 3,370 EUR | -38% |
Banking Business Development Officer | 2,220 EUR | -59% |
Banking Business Planning Executive | 4,820 EUR | -11% |
Banking Data Analyst | 3,960 EUR | -27% |
Banking Product Manager | 4,080 EUR | -24% |
Banking Reference Data Manager | 3,530 EUR | -35% |
Banking Regulatory Compliance Officer | 3,930 EUR | -27% |
Banking Risk Analyst | 3,390 EUR | -37% |
Banking Technical Analyst | 1,890 EUR | -65% |
Bankruptcy Coordinator | 2,380 EUR | -56% |
Bill and Account Collector | 1,310 EUR | -76% |
Blockchain Analyst | 2,870 EUR | -47% |
Blockchain Architect | 3,190 EUR | -41% |
Blockchain Auditor | 3,050 EUR | -44% |
Blockchain Compliance Analyst | 3,050 EUR | -44% |
Blockchain Consultant | 3,080 EUR | -43% |
Blockchain Trade Facilitator | 2,810 EUR | -48% |
Budget Analyst | 3,240 EUR | -40% |
Capital Risk Manager | 5,820 EUR | +8% |
Cards Marketing Manager | 3,940 EUR | -27% |
Cash Management Manager | 5,600 EUR | +4% |
Check Processing Manager | 4,060 EUR | -25% |
Chief Blockchain Officer | 3,530 EUR | -35% |
Commercial Vault Associate | 3,190 EUR | -41% |
Corporate Banker | 2,440 EUR | -55% |
Corporate Dealer | 3,570 EUR | -34% |
Credit Analyst | 2,530 EUR | -53% |
Credit and Collections Manager | 4,540 EUR | -16% |
Credit Card Fraud Investigator | 3,420 EUR | -37% |
Credit Portfolio Manager | 6,050 EUR | +12% |
Credit Risk Analyst | 3,760 EUR | -30% |
Credit Risk Associate | 3,400 EUR | -37% |
Cryptocurrency Accountant | 2,220 EUR | -59% |
Cryptocurrency Adviser | 3,980 EUR | -26% |
Cryptocurrency Analyst | 3,250 EUR | -40% |
Cryptocurrency Compliance Manager | 3,850 EUR | -29% |
Cryptocurrency Trader | 3,360 EUR | -38% |
Digital Banking Manager | 4,270 EUR | -21% |
Digital Currency Analyst | 3,310 EUR | -39% |
Direct Bank Sales Representative | 2,340 EUR | -57% |
Exchange Control Consultant | 3,680 EUR | -32% |
Executive Account Analyst | 3,260 EUR | -40% |
Financial Bank Planning Consultant | 4,040 EUR | -25% |
Financial Banking Analysis Manager | 4,800 EUR | -11% |
Financial Banking Assistant | 1,650 EUR | -69% |
Financial Banking Systems Manager | 4,620 EUR | -14% |
Foreign Exchange Manager | 4,780 EUR | -12% |
Fraud Analyst | 3,430 EUR | -37% |
Fraud Detection Associate | 2,400 EUR | -56% |
Fraud Detection Manager | 5,300 EUR | -2% |
Fraud Detection Supervisor | 3,050 EUR | -44% |
Internal Bank Audit Manager | 5,740 EUR | +6% |
Internal Bank Auditor | 3,370 EUR | -38% |
Internal Private Banker | 2,390 EUR | -56% |
International Banking Manager | 6,660 EUR | +23% |
Investment Banking Analyst | 4,540 EUR | -16% |
Loan Analyst | 3,280 EUR | -39% |
Loan Area Manager | 4,110 EUR | -24% |
Loan Audit Team Leader | 3,860 EUR | -29% |
Loan Branch Manager | 3,700 EUR | -32% |
Loan Business Development Officer | 2,030 EUR | -62% |
Loan Clerk | 1,370 EUR | -75% |
Loan Collection and Recovery Manager | 3,830 EUR | -29% |
Loan Collection Manager | 3,950 EUR | -27% |
Loan Collector | 1,290 EUR | -76% |
Loan Examiner | 1,590 EUR | -71% |
Loan Officer | 1,480 EUR | -73% |
Loan Processing Manager | 3,470 EUR | -36% |
Loan Processor | 1,690 EUR | -69% |
Loan Quality Assurance Auditor | 3,390 EUR | -37% |
Loan Quality Assurance Manager | 3,630 EUR | -33% |
Loan Quality Assurance Representative | 2,670 EUR | -51% |
Loan Review Manager | 3,790 EUR | -30% |
Loan Team Leader | 3,300 EUR | -39% |
Loans Manager | 4,180 EUR | -23% |
Mortgage Advisor | 2,500 EUR | -54% |
Mortgage Collection Manager | 3,930 EUR | -27% |
Mortgage Collector | 1,220 EUR | -77% |
Mortgage Credit Analyst | 1,790 EUR | -67% |
Mortgage Credit Manager | 3,770 EUR | -30% |
Mortgage Development Manager | 4,160 EUR | -23% |
Mortgage Document Reviewer | 1,510 EUR | -72% |
Mortgage Funding Manager | 4,350 EUR | -19% |
Mortgage Operations Manager | 5,400 EUR | -0% |
Mortgage Payment Processing Clerk | 1,460 EUR | -73% |
Mortgage Processing Manager | 3,750 EUR | -31% |
Mortgage Processor | 1,560 EUR | -71% |
Mortgage Quality Assurance Auditor | 3,300 EUR | -39% |
Mortgage Quality Assurance Manager | 3,620 EUR | -33% |
Mortgage Servicing Clerk | 1,340 EUR | -75% |
Mortgage Servicing Manager | 3,640 EUR | -33% |
Mortgage Underwriter | 1,590 EUR | -71% |
Online Banking Manager | 5,510 EUR | +2% |
Open Banking Strategist | 3,470 EUR | -36% |
Payment Processing Clerk | 1,390 EUR | -74% |
Personal Banker | 2,540 EUR | -53% |
Personal Banking Advisor | 2,420 EUR | -55% |
Phone Banker | 1,670 EUR | -69% |
Private Banker | 2,510 EUR | -54% |
Reconciliation and Investigation Specialist | 2,870 EUR | -47% |
Tax Officer | 2,000 EUR | -63% |
Teller | 1,310 EUR | -76% |
Trade Officer | 1,540 EUR | -71% |
Trade Product Manager | 3,870 EUR | -28% |
Trader | 1,690 EUR | -69% |
Treasury Operations Officer | 3,040 EUR | -44% |
Wealth Management Advisor | 4,590 EUR | -15% |
City | Average Salary |
Barcelona | 5,400 EUR |
Madrid | 5,590 EUR |
Palma de Mallorca | 4,820 EUR |
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Spain is 5% on average across all career fields.
Private Sector | 2,660 EUR | |
Public Sector | +5% | 2,780 EUR |
A good and competitive compensation would range anywhere between 5,160 EUR and 5,950 EUR. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
The base salary for a careers like Mortgage Operations Manager in Barcelona ranges from 2,490 EUR to 4,160 EUR. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary
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