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Loan Quality Assurance Auditor Average Salary in Vietnam 2024

How much money does a person working as Loan Quality Assurance Auditor make in Vietnam?

Average Monthly Salary
18,500,000 VND
( 223,000,000 VND yearly)

All salary figures displayed here are per month except when noted otherwise.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

A person working as Loan Quality Assurance Auditor in Vietnam typically earns around 18,500,000 VND. Salaries range from 10,000,000 VND (lowest) to 28,000,000 VND (highest).

Salary Variance

This is the average salary including housing, transport, and other benefits. Loan Quality Assurance Auditor salaries in Vietnam vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.

Loan Quality Assurance Auditor Pay Scale and Salaries in Vietnam

Median and salary distribution Vietnam Loan Quality Assurance Auditor monthly
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Salary Structure and Pay Scale Comparison

5% of people earn
16,500,000 VND or more
10% of people earn
14,800,000 to 16,500,000 VND
20% of people earn
11,000,000 VND or less
65% of people earn
11,000,000 to 14,800,000 VND
Minimum Salary

Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range

All salary figures displayed here are per month except when noted otherwise.
  • Salary Range, Minimum Wage, and Starting Salary

    Salaries for the position Loan Quality Assurance Auditor in Vietnam range from 10,000,000 VND (starting salary) to 28,000,000 VND (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.

  • Median Salary

    With a median salary of 16,600,000 VND, half of the professionals who work as Loan Quality Assurance Auditor in Vietnam earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.

  • Percentiles and Salary Scale

    The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Loan Quality Assurance Auditor in Vietnam earn less than 13,900,000 VND, while 75% earn more. Similarly, the chart shows that 75% earn less than 18,700,000 VND while 25% earn more.

  • Pay Scale Structure

    To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Loan Quality Assurance Auditor in Vietnam compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 11,000,000 VND to 14,800,000 VND. About 20% of salaries are below the 11,000,000 VND mark, while 10% fall within the range of 14,800,000 VND to 16,500,000 VND. Only 5% of individuals have salaries exceeding 16,500,000 VND.

Salary Comparison by Years of Experience / Loan Quality Assurance Auditor / Vietnam

How do experience and age affect pay?

0 - 2 Years
11,600,000 VND
2 - 5 Years+26%
14,700,000 VND
5 - 10 Years+32%
19,400,000 VND
10 - 15 Years+18%
22,800,000 VND
15 - 20 Years+11%
25,200,000 VND
20+ Years+6%
26,800,000 VND
Percentage increase and decrease are relative to the previous value
Salary comparison by years of experience monthly Vietnam Loan Quality Assurance Auditor
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The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Loan Quality Assurance Auditor and this is what we found.

All salary figures displayed here are per month except when noted otherwise.

Employees with less than two years of experience earn approximately 11,600,000 VND.

While someone with an experience level between two and five years is expected to earn 14,700,000 VND, 26% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 19,400,000 VND, 32% more than someone with two to five years of experience.

Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 22,800,000 VND, 18% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 25,200,000 VND, 11% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 26,800,000 VND, 6% more than people with fifteen to twenty years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Salary Comparison By Education / Loan Quality Assurance Auditor / Vietnam

How do education levels affect salaries?

Displayed below is the average salary variance between different education levels of professionals working as Loan Quality Assurance Auditor.

Bachelor's Degree
15,000,000 VND
Master's Degree+53%
23,000,000 VND
Percentage increase and decrease are relative to the previous value
Salary comparison by education level monthly Vietnam Loan Quality Assurance Auditor
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Loan Quality Assurance Auditor in order to make a comparison.

Level 1: Bachelor's Degree

Employees at this education level have an average salary of 15,000,000 VND.

Level 2: Master's Degree

At this level, the average salary becomes 23,000,000 VND, 53% more than the previous level.

Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in Vietnam costs anywhere from 86,400,000 VND to 259,000,000 VND and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.

Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Salary and Compensation Comparison By Gender / Loan Quality Assurance Auditor / Vietnam

Salary comparison by gender Vietnam Loan Quality Assurance Auditor monthly
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Loan Quality Assurance Auditor in Vietnam, the average difference between the salary of male and female employees is 8%.

19,100,000 VND
17,800,000 VND
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in Vietnam for all Careers

Salary comparison by gender monthly Vietnam
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Average Annual Salary Increment Percentage / Loan Quality Assurance Auditor / Vietnam

How much are annual salary increments in Vietnam for individuals working as Loan Quality Assurance Auditor? How often do employees get salary raises?

Individuals working as Loan Quality Assurance Auditor in Vietnam are likely to observe a salary increase of approximately 13% every 16 months. The national average annual increment for all professions combined is 9% granted to employees every 17 months.

Annual Salary Increment Rate Vietnam Loan Quality Assurance Auditor
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

Vietnam / All Professions

Annual Salary Increment Rate Vietnam
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The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency

The average salary increase in one year (12 months) in Vietnam is 6%.

Worldwide Salary Raises: All Countries and All Jobs

World Average Annual Salary Increment
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Salary Packages and Schemes

Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.

Bonus and Incentive Rates / Loan Quality Assurance Auditor / Vietnam

How much and how often are bonuses being awarded?Annual Salary Bonus Rate Vietnam Loan Quality Assurance Auditor
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25% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 75% said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from 6% to 7% of their annual salary.

Received Bonus
No Bonus

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus, where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.

What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

A graphics designer working for a graphics designing company.

A graphic designer in the marketing department of a hospital.

Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Average Hourly Wage / Loan Quality Assurance Auditor / Vietnam

107,000 VND per hour

The average hourly wage (pay per hour) for individuals working as Loan Quality Assurance Auditor in Vietnam is 107,000 VND.This is the rate they get paid for every worked hour.

Hourly Wage = Annual Salary / ( 52 x 5 x 8 )

About The Hourly Pay Rate

The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

What is the minimum hourly rate of pay?

The minimum pay rate per hour for people working as Loan Quality Assurance Auditor in Vietnam is 57,800 VND. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.

Salary comparison with similar jobs

Job TitleAverage Salary
AML Analyst27,500,000 VND+48%
Assistant Bank Branch Manager22,400,000 VND+21%
Assistant Bank Manager29,000,000 VND+56%
ATM Manager25,400,000 VND+37%
ATM Service Technician7,250,000 VND-61%
Bank Accounts Analyst9,710,000 VND-48%
Bank Accounts Collector5,920,000 VND-68%
Bank Accounts Controller12,400,000 VND-33%
Bank Accounts Executive19,100,000 VND+3%
Bank Accounts Manager22,900,000 VND+24%
Bank Auditing Manager21,900,000 VND+18%
Bank Branch Manager32,500,000 VND+75%
Bank Branch Operations Coordinator13,600,000 VND-27%
Bank Clerk5,940,000 VND-68%
Bank Client Service Associate8,390,000 VND-55%
Bank Collector6,220,000 VND-66%
Bank Compliance Specialist16,900,000 VND-9%
Bank Manager37,600,000 VND+100%
Bank Operational Risk Manager37,800,000 VND+100%
Bank Operations Head35,700,000 VND+93%
Bank Operations Officer13,900,000 VND-25%
Bank Operations Specialist22,100,000 VND+19%
Bank Process Manager21,100,000 VND+14%
Bank Product Manager 23,600,000 VND+27%
Bank Programme Manager24,400,000 VND+32%
Bank Project Manager27,900,000 VND+50%
Bank Propositions Manager26,700,000 VND+44%
Bank Quantitative Analyst18,300,000 VND-1%
Bank Regional Manager38,500,000 VND+110%
Bank Regional Risk Officer18,600,000 VND+0%
Bank Relationship Manager26,400,000 VND+42%
Bank Relationship Officer12,000,000 VND-35%
Bank Sustainability Analyst21,200,000 VND+14%
Bank Teller6,640,000 VND-64%
Banker12,900,000 VND-30%
Banking Business Analyst19,300,000 VND+4%
Banking Business Development Officer11,800,000 VND-36%
Banking Business Planning Executive27,600,000 VND+49%
Banking Data Analyst22,500,000 VND+21%
Banking Product Manager24,700,000 VND+33%
Banking Reference Data Manager20,700,000 VND+12%
Banking Regulatory Compliance Officer21,700,000 VND+17%
Banking Risk Analyst18,900,000 VND+2%
Banking Technical Analyst9,750,000 VND-47%
Bankruptcy Coordinator13,600,000 VND-27%
Bill and Account Collector6,960,000 VND-62%
Blockchain Analyst16,900,000 VND-9%
Blockchain Architect18,400,000 VND-1%
Blockchain Auditor16,900,000 VND-9%
Blockchain Compliance Analyst18,100,000 VND-2%
Blockchain Consultant17,800,000 VND-4%
Blockchain Trade Facilitator15,100,000 VND-19%
Budget Analyst19,100,000 VND+3%
Capital Risk Manager34,300,000 VND+85%
Cards Marketing Manager22,900,000 VND+24%
Cash Management Manager34,100,000 VND+84%
Check Processing Manager23,700,000 VND+28%
Chief Blockchain Officer20,300,000 VND+9%
Commercial Vault Associate18,700,000 VND+1%
Corporate Banker14,100,000 VND-24%
Corporate Dealer20,100,000 VND+8%
Credit Analyst14,300,000 VND-23%
Credit and Collections Manager25,800,000 VND+39%
Credit Card Fraud Investigator20,500,000 VND+11%
Credit Portfolio Manager34,000,000 VND+83%
Credit Risk Analyst20,800,000 VND+12%
Credit Risk Associate19,700,000 VND+6%
Cryptocurrency Accountant11,700,000 VND-37%
Cryptocurrency Adviser23,700,000 VND+28%
Cryptocurrency Analyst18,400,000 VND-1%
Cryptocurrency Compliance Manager21,400,000 VND+15%
Cryptocurrency Trader19,900,000 VND+7%
Digital Banking Manager25,200,000 VND+36%
Digital Currency Analyst18,100,000 VND-2%
Direct Bank Sales Representative13,200,000 VND-29%
Exchange Control Consultant21,000,000 VND+13%
Executive Account Analyst19,400,000 VND+5%
Financial Bank Planning Consultant23,600,000 VND+27%
Financial Banking Analysis Manager29,400,000 VND+59%
Financial Banking Assistant8,930,000 VND-52%
Financial Banking Systems Manager26,500,000 VND+43%
Foreign Exchange Manager26,500,000 VND+43%
Fraud Analyst20,100,000 VND+8%
Fraud Detection Associate13,600,000 VND-27%
Fraud Detection Manager30,900,000 VND+67%
Fraud Detection Supervisor17,100,000 VND-8%
Internal Bank Audit Manager34,600,000 VND+87%
Internal Bank Auditor19,100,000 VND+3%
Internal Private Banker13,500,000 VND-27%
International Banking Manager37,800,000 VND+100%
Investment Banking Analyst26,800,000 VND+45%
Loan Analyst19,600,000 VND+6%
Loan Area Manager23,200,000 VND+25%
Loan Audit Team Leader21,700,000 VND+17%
Loan Branch Manager22,300,000 VND+20%
Loan Business Development Officer11,300,000 VND-39%
Loan Clerk6,820,000 VND-63%
Loan Collection and Recovery Manager22,500,000 VND+21%
Loan Collection Manager23,900,000 VND+29%
Loan Collector6,350,000 VND-66%
Loan Examiner7,930,000 VND-57%
Loan Officer7,580,000 VND-59%
Loan Processing Manager20,300,000 VND+9%
Loan Processor8,800,000 VND-53%
Loan Quality Assurance Auditor18,500,000 VND-0%
Loan Quality Assurance Manager21,400,000 VND+15%
Loan Quality Assurance Representative14,800,000 VND-20%
Loan Review Manager20,900,000 VND+13%
Loan Team Leader19,400,000 VND+5%
Loans Manager24,400,000 VND+32%
Mortgage Advisor13,800,000 VND-26%
Mortgage Collection Manager21,900,000 VND+18%
Mortgage Collector6,320,000 VND-66%
Mortgage Credit Analyst9,630,000 VND-48%
Mortgage Credit Manager21,000,000 VND+13%
Mortgage Development Manager25,000,000 VND+35%
Mortgage Document Reviewer7,970,000 VND-57%
Mortgage Funding Manager24,500,000 VND+32%
Mortgage Operations Manager32,100,000 VND+73%
Mortgage Payment Processing Clerk7,350,000 VND-60%
Mortgage Processing Manager22,500,000 VND+21%
Mortgage Processor8,280,000 VND-55%
Mortgage Quality Assurance Auditor19,700,000 VND+6%
Mortgage Quality Assurance Manager21,200,000 VND+14%
Mortgage Servicing Clerk6,640,000 VND-64%
Mortgage Servicing Manager21,800,000 VND+18%
Mortgage Underwriter8,200,000 VND-56%
Online Banking Manager33,300,000 VND+80%
Open Banking Strategist19,000,000 VND+2%
Payment Processing Clerk7,040,000 VND-62%
Personal Banker13,800,000 VND-26%
Personal Banking Advisor 13,700,000 VND-26%
Phone Banker9,130,000 VND-51%
Private Banker13,500,000 VND-27%
Reconciliation and Investigation Specialist15,900,000 VND-14%
Tax Officer11,000,000 VND-41%
Teller6,410,000 VND-65%
Trade Officer7,870,000 VND-58%
Trade Product Manager23,400,000 VND+26%
Trader9,190,000 VND-50%
Treasury Operations Officer16,700,000 VND-10%
Wealth Management Advisor27,100,000 VND+46%

Salary Comparison By City

CityAverage Salary
Da Nang19,600,000 VND
Ha Noi20,400,000 VND
Hai Phong17,100,000 VND
Thanh Pho Ho Chi Minh22,000,000 VND

Government vs Private Sector Salary Comparison

Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Vietnam is 8% on average across all career fields.

Private Sector
16,500,000 VND
Public Sector+8%
17,800,000 VND
Percentage increase and decrease are relative to the previous value

Salary Statistics and Calculation Guide

What is considered to be a good and competitive salary for the job title Loan Quality Assurance Auditor in Vietnam?

A good and competitive compensation would range anywhere between 16,600,000 VND and 18,700,000 VND. This is a very rough estimate. Experience and education play a very huge part in the final earnings.

Gross Salary (before tax) and Net Salary (after tax)

All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

Base / Basic Salary

The base salary for a careers like Loan Quality Assurance Auditor in Vietnam ranges from 10,000,000 VND to 13,900,000 VND. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.

What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary

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