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Bank Accounts Collector Average Salary in Guangzhou 2024

How much money does a person working as Bank Accounts Collector make in Guangzhou?


Average Monthly Salary
12,000 CNY
( 144,000 CNY yearly)

LOW
5,640
CNY
AVERAGE
12,000
CNY
HIGH
19,000
CNY
All salary figures displayed here are per month except when noted otherwise.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

A person working as Bank Accounts Collector in Guangzhou typically earns around 12,000 CNY. Salaries range from 5,640 CNY (lowest) to 19,000 CNY (highest).


Salary Variance

This is the average salary including housing, transport, and other benefits. Bank Accounts Collector salaries in Guangzhou vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.



Bank Accounts Collector Pay Scale and Salaries in Guangzhou

Median and salary distribution Guangzhou Bank Accounts Collector monthly
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Salary Structure and Pay Scale Comparison

5% of people earn
11,300 CNY or more
10% of people earn
9,920 to 11,300 CNY
20% of people earn
6,910 CNY or less
65% of people earn
6,910 to 9,920 CNY
Minimum Salary
5,640 CNY
Median
11,400 CNY
Maximum
19,000 CNY




Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range

All salary figures displayed here are per month except when noted otherwise.
  • Salary Range, Minimum Wage, and Starting Salary

    Salaries for the position Bank Accounts Collector in Guangzhou range from 5,640 CNY (starting salary) to 19,000 CNY (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.

  • Median Salary

    With a median salary of 11,400 CNY, half of the professionals who work as Bank Accounts Collector in Guangzhou earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.

  • Percentiles and Salary Scale

    The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Bank Accounts Collector in Guangzhou earn less than 9,210 CNY, while 75% earn more. Similarly, the chart shows that 75% earn less than 13,100 CNY while 25% earn more.

  • Pay Scale Structure

    To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Bank Accounts Collector in Guangzhou compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 6,910 CNY to 9,920 CNY. About 20% of salaries are below the 6,910 CNY mark, while 10% fall within the range of 9,920 CNY to 11,300 CNY. Only 5% of individuals have salaries exceeding 11,300 CNY.

Salary Comparison by Years of Experience / Bank Accounts Collector / Guangzhou

How do experience and age affect pay?

0 - 2 Years
6,510 CNY
2 - 5 Years+38%
8,970 CNY
5 - 10 Years+42%
12,800 CNY
10 - 15 Years+22%
15,600 CNY
15 - 20 Years+6%
16,400 CNY
20+ Years+9%
17,900 CNY
Percentage increase and decrease are relative to the previous value
Salary comparison by years of experience monthly Guangzhou Bank Accounts Collector
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The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Bank Accounts Collector and this is what we found.


All salary figures displayed here are per month except when noted otherwise.

Employees with less than two years of experience earn approximately 6,510 CNY.

While someone with an experience level between two and five years is expected to earn 8,970 CNY, 38% more than someone with less than two year's experience.

Moving forward, an experience level between five and ten years lands a salary of 12,800 CNY, 42% more than someone with two to five years of experience.

Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 15,600 CNY, 22% more than someone with five to ten years of experience.

If the experience level is between fifteen and twenty years, then the expected wage is 16,400 CNY, 6% more than someone with ten to fifteen years of experience.

Lastly, employees with more than twenty years of professional experience get a salary of 17,900 CNY, 9% more than people with fifteen to twenty years of experience.

On average, a person's salary doubles their starting salary by the time they cross the 10 years* experience mark.
* Based on the average change in salary over time. Salary variations differ from person to person.

Typical Salary Progress for Most Careers

Salary Comparison By Experience Level
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Salary Comparison By Education / Bank Accounts Collector / Guangzhou

How do education levels affect salaries?

Displayed below is the average salary variance between different education levels of professionals working as Bank Accounts Collector.

High School
8,040 CNY
Certificate or Diploma+17%
9,370 CNY
Bachelor's Degree+45%
13,600 CNY
Master's Degree+31%
17,900 CNY
Percentage increase and decrease are relative to the previous value
Salary comparison by education level monthly Guangzhou Bank Accounts Collector
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We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Bank Accounts Collector in order to make a comparison.


Level 1: High School

Employees at this education level have an average salary of 8,040 CNY.


Level 2: Certificate or Diploma

At this level, the average salary becomes 9,370 CNY, 17% more than the previous level.


Level 3: Bachelor's Degree

At this level, the average salary becomes 13,600 CNY, 45% more than the previous level.


Level 4: Master's Degree

At this level, the average salary becomes 17,900 CNY, 31% more than the previous level.



Is a Master's degree or an MBA worth it? Should you pursue higher education?

A Master's degree program or any post-graduate program in China costs anywhere from 147,000 CNY to 441,000 CNY and lasts approximately two years. That is quite an investment.

You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.

Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.

If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.


Typical Salary Difference by Education for Most Careers

Salary Comparison By Education Level
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Salary and Compensation Comparison By Gender / Bank Accounts Collector / Guangzhou

Salary comparison by gender China Bank Accounts Collector monthly
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Bank Accounts Collector in China, the average difference between the salary of male and female employees is 10%.

Male
10,500 CNY
Female-9%
9,570 CNY
Percentage increase and decrease are relative to the previous value

Salary Comparison By Gender in China for all Careers

Salary comparison by gender monthly China
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Average Annual Salary Increment Percentage / Bank Accounts Collector / Guangzhou

How much are annual salary increments in Guangzhou for individuals working as Bank Accounts Collector? How often do employees get salary raises?

Individuals working as Bank Accounts Collector in China are likely to observe a salary increase of approximately % every months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.

Annual Salary Increment Rate China Bank Accounts Collector
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The figures provided here are averages of numbers. Those figures should be taken as general guidelines. Salary increments will vary from person to person and depend on many factors, but your performance and contribution to the success of the organization remain the most important factors in determining how much and how often you will be granted a raise.

China / All Professions

Annual Salary Increment Rate China
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The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.

How to calculate the salary increment percentage?

The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency

The average salary increase in one year (12 months) in China is 7%.

Worldwide Salary Raises: All Countries and All Jobs

World Average Annual Salary Increment
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Salary Packages and Schemes

Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.



Bonus and Incentive Rates / Bank Accounts Collector / China

How much and how often are bonuses being awarded?Annual Salary Bonus Rate China Bank Accounts Collector
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100% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while % said that they received at least one form of monetary bonus.

Those who got bonuses reported rates ranging from % to % of their annual salary.

Received Bonus
%
No Bonus
100%

Types of Bonuses Considered

Individual Performance-Based Bonuses

The most standard form of bonus, where the employee is awarded based on their exceptional performance.

Company Performance Bonuses

Occasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.

Goal-Based Bonuses

Granted upon achieving an important goal or milestone.

Holiday / End of Year Bonuses

These types of bonuses are given without a reason and usually resemble an appreciation token.

Bonuses Are Not Commissions!

People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.


What makes a position worthy of good bonuses and a high salary?

The main two types of jobs

Revenue GeneratorsSupporting Cast

Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business.

Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations.

Example:
A graphics designer working for a graphics designing company.

Example:
A graphic designer in the marketing department of a hospital.


Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.

Try to work for companies where your skills can generate revenue. We can't all generate revenue and that's perfectly fine.

Bonus Comparison by Seniority Level

Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.

Average Hourly Wage / Bank Accounts Collector / Guangzhou


69 CNY per hour

The average hourly wage (pay per hour) for individuals working as Bank Accounts Collector in Guangzhou is 69 CNY.This is the rate they get paid for every worked hour.


Hourly Wage = Annual Salary / ( 52 x 5 x 8 )

About The Hourly Pay Rate

The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.

What is the minimum hourly rate of pay?

The minimum pay rate per hour for people working as Bank Accounts Collector in Guangzhou is 33 CNY. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.

Salary comparison with similar jobs

Job TitleAverage Salary
Banking-100%
AML Analyst52,700 CNY+340%
Assistant Bank Branch Manager45,000 CNY+280%
Assistant Bank Manager60,200 CNY+400%
ATM Manager46,600 CNY+290%
ATM Service Technician13,000 CNY+8%
Bank Accounts Analyst20,300 CNY+69%
Bank Accounts Collector12,000 CNY+0%
Bank Accounts Controller24,900 CNY+110%
Bank Accounts Executive37,500 CNY+210%
Bank Accounts Manager44,000 CNY+270%
Bank Auditing Manager42,600 CNY+260%
Bank Branch Manager60,500 CNY+400%
Bank Branch Operations Coordinator26,800 CNY+120%
Bank Clerk11,600 CNY-3%
Bank Client Service Associate15,500 CNY+29%
Bank Collector11,400 CNY-5%
Bank Compliance Specialist32,100 CNY+170%
Bank Manager71,100 CNY+490%
Bank Operational Risk Manager69,800 CNY+480%
Bank Operations Head70,600 CNY+490%
Bank Operations Officer29,200 CNY+140%
Bank Operations Specialist45,100 CNY+280%
Bank Process Manager40,300 CNY+240%
Bank Product Manager 45,600 CNY+280%
Bank Programme Manager49,000 CNY+310%
Bank Project Manager56,500 CNY+370%
Bank Propositions Manager49,600 CNY+310%
Bank Quantitative Analyst33,900 CNY+180%
Bank Regional Manager72,000 CNY+500%
Bank Regional Risk Officer38,300 CNY+220%
Bank Relationship Manager53,500 CNY+350%
Bank Relationship Officer23,700 CNY+98%
Bank Sustainability Analyst39,500 CNY+230%
Bank Teller12,200 CNY+2%
Banker24,000 CNY+100%
Banking Business Analyst37,200 CNY+210%
Banking Business Development Officer22,200 CNY+85%
Banking Business Planning Executive52,000 CNY+330%
Banking Data Analyst41,100 CNY+240%
Banking Product Manager45,700 CNY+280%
Banking Reference Data Manager38,100 CNY+220%
Banking Regulatory Compliance Officer42,800 CNY+260%
Banking Risk Analyst38,000 CNY+220%
Banking Technical Analyst20,200 CNY+68%
Bankruptcy Coordinator27,100 CNY+130%
Bill and Account Collector12,600 CNY+5%
Blockchain Analyst31,700 CNY+160%
Blockchain Architect37,300 CNY+210%
Blockchain Auditor33,500 CNY+180%
Blockchain Compliance Analyst31,800 CNY+170%
Blockchain Consultant33,800 CNY+180%
Blockchain Trade Facilitator31,400 CNY+160%
Budget Analyst37,500 CNY+210%
Capital Risk Manager69,500 CNY+480%
Cards Marketing Manager47,900 CNY+300%
Cash Management Manager62,800 CNY+420%
Check Processing Manager47,100 CNY+290%
Chief Blockchain Officer41,100 CNY+240%
Commercial Vault Associate37,400 CNY+210%
Corporate Banker25,900 CNY+120%
Corporate Dealer39,200 CNY+230%
Credit Analyst29,500 CNY+150%
Credit and Collections Manager51,900 CNY+330%
Credit Card Fraud Investigator36,500 CNY+200%
Credit Portfolio Manager71,600 CNY+500%
Credit Risk Analyst41,900 CNY+250%
Credit Risk Associate40,500 CNY+240%
Cryptocurrency Accountant24,000 CNY+100%
Cryptocurrency Adviser47,200 CNY+290%
Cryptocurrency Analyst32,500 CNY+170%
Cryptocurrency Compliance Manager40,900 CNY+240%
Cryptocurrency Trader37,200 CNY+210%
Digital Banking Manager50,300 CNY+320%
Digital Currency Analyst35,700 CNY+200%
Direct Bank Sales Representative25,400 CNY+110%
Exchange Control Consultant37,100 CNY+210%
Executive Account Analyst36,400 CNY+200%
Financial Bank Planning Consultant48,600 CNY+310%
Financial Banking Analysis Manager54,200 CNY+350%
Financial Banking Assistant17,800 CNY+48%
Financial Banking Systems Manager51,600 CNY+330%
Foreign Exchange Manager56,000 CNY+370%
Fraud Analyst37,400 CNY+210%
Fraud Detection Associate25,400 CNY+110%
Fraud Detection Manager54,600 CNY+360%
Fraud Detection Supervisor31,200 CNY+160%
Internal Bank Audit Manager66,900 CNY+460%
Internal Bank Auditor36,100 CNY+200%
Internal Private Banker25,600 CNY+110%
International Banking Manager77,200 CNY+540%
Investment Banking Analyst51,700 CNY+330%
Loan Analyst34,900 CNY+190%
Loan Area Manager46,600 CNY+290%
Loan Audit Team Leader43,700 CNY+260%
Loan Branch Manager39,700 CNY+230%
Loan Business Development Officer21,700 CNY+81%
Loan Clerk12,900 CNY+8%
Loan Collection and Recovery Manager44,800 CNY+270%
Loan Collection Manager44,200 CNY+270%
Loan Collector12,400 CNY+3%
Loan Examiner16,700 CNY+39%
Loan Officer13,400 CNY+12%
Loan Processing Manager37,900 CNY+220%
Loan Processor16,100 CNY+34%
Loan Quality Assurance Auditor36,600 CNY+210%
Loan Quality Assurance Manager41,300 CNY+240%
Loan Quality Assurance Representative27,900 CNY+130%
Loan Review Manager42,700 CNY+260%
Loan Team Leader38,700 CNY+220%
Loans Manager51,100 CNY+330%
Mortgage Advisor24,400 CNY+100%
Mortgage Collection Manager41,800 CNY+250%
Mortgage Collector11,800 CNY-2%
Mortgage Credit Analyst19,500 CNY+63%
Mortgage Credit Manager41,600 CNY+250%
Mortgage Development Manager48,300 CNY+300%
Mortgage Document Reviewer16,700 CNY+39%
Mortgage Funding Manager45,400 CNY+280%
Mortgage Operations Manager65,100 CNY+440%
Mortgage Payment Processing Clerk14,600 CNY+22%
Mortgage Processing Manager40,700 CNY+240%
Mortgage Processor16,200 CNY+35%
Mortgage Quality Assurance Auditor34,600 CNY+190%
Mortgage Quality Assurance Manager40,200 CNY+240%
Mortgage Servicing Clerk12,700 CNY+6%
Mortgage Servicing Manager41,000 CNY+240%
Mortgage Underwriter15,200 CNY+27%
Online Banking Manager66,500 CNY+450%
Open Banking Strategist37,500 CNY+210%
Payment Processing Clerk12,500 CNY+4%
Personal Banker26,400 CNY+120%
Personal Banking Advisor 26,300 CNY+120%
Phone Banker17,600 CNY+47%
Private Banker25,800 CNY+120%
Reconciliation and Investigation Specialist29,500 CNY+150%
Tax Officer22,900 CNY+91%
Teller12,700 CNY+6%
Trade Officer15,600 CNY+30%
Trade Product Manager41,000 CNY+240%
Trader17,400 CNY+45%
Treasury Operations Officer31,300 CNY+160%
Wealth Management Advisor54,900 CNY+360%

Salary Comparison By City

CityAverage Salary
Guangzhou12,000 CNY
Shenzhen10,900 CNY

Government vs Private Sector Salary Comparison

Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in China is 6% on average across all career fields.

Private Sector
28,600 CNY
Public Sector+6%
30,300 CNY
Percentage increase and decrease are relative to the previous value

Salary Statistics and Calculation Guide

What is considered to be a good and competitive salary for the job title Bank Accounts Collector in Guangzhou?

A good and competitive compensation would range anywhere between 11,400 CNY and 13,100 CNY. This is a very rough estimate. Experience and education play a very huge part in the final earnings.

Gross Salary (before tax) and Net Salary (after tax)

All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.

Base / Basic Salary

The base salary for a careers like Bank Accounts Collector in Guangzhou ranges from 5,640 CNY to 9,210 CNY. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.


What is the difference between the median and the average salary?

Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary


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