A person working as Treasury Operations Officer in Sharjah typically earns around 14,400 AED. Salaries range from 6,600 AED (lowest) to 22,800 AED (highest).
This is the average salary including housing, transport, and other benefits. Treasury Operations Officer salaries in Sharjah vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
Minimum Salary 6,600 AED |
Median 13,700 AED |
Maximum 22,800 AED |
Salaries for the position Treasury Operations Officer in Sharjah range from 6,600 AED (starting salary) to 22,800 AED (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.
With a median salary of 13,700 AED, half of the professionals who work as Treasury Operations Officer in Sharjah earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.
The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Treasury Operations Officer in Sharjah earn less than 11,100 AED, while 75% earn more. Similarly, the chart shows that 75% earn less than 15,800 AED while 25% earn more.
To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Treasury Operations Officer in Sharjah compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 8,220 AED to 11,900 AED. About 20% of salaries are below the 8,220 AED mark, while 10% fall within the range of 11,900 AED to 13,600 AED. Only 5% of individuals have salaries exceeding 13,600 AED.
0 - 2 Years | 7,500 AED | |
2 - 5 Years | +34% | 10,000 AED |
5 - 10 Years | +48% | 14,800 AED |
10 - 15 Years | +22% | 18,000 AED |
15 - 20 Years | +9% | 19,700 AED |
20+ Years | +8% | 21,300 AED |
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Treasury Operations Officer and this is what we found.
Employees with less than two years of experience earn approximately 7,500 AED.
While someone with an experience level between two and five years is expected to earn 10,000 AED, 34% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 14,800 AED, 48% more than someone with two to five years of experience.
Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 18,000 AED, 22% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 19,700 AED, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 21,300 AED, 8% more than people with fifteen to twenty years of experience.
Certificate or Diploma | 8,550 AED | |
Bachelor's Degree | +57% | 13,400 AED |
Master's Degree | +68% | 22,500 AED |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Treasury Operations Officer in order to make a comparison.
Employees at this education level have an average salary of 8,550 AED.
At this level, the average salary becomes 13,400 AED, 57% more than the previous level.
At this level, the average salary becomes 22,500 AED, 68% more than the previous level.
A Master's degree program or any post-graduate program in United Arab Emirates costs anywhere from 71,700 AED to 215,000 AED and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Treasury Operations Officer in United Arab Emirates, the average difference between the salary of male and female employees is 5%.
Male | 14,100 AED | |
Female | -5% | 13,400 AED |
Individuals working as Treasury Operations Officer in United Arab Emirates are likely to observe a salary increase of approximately % every months. The national average annual increment for all professions combined is 8% granted to employees every 17 months.
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
100% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while % said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from % to % of their annual salary.
Received Bonus | % | |
No Bonus | 100% |
The most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
The main two types of jobs | |
Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
The minimum pay rate per hour for people working as Treasury Operations Officer in Sharjah is 38 AED. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Job Title | Average Salary |
Banking | -100% | |
AML Analyst | 23,600 AED | +64% |
Assistant Bank Branch Manager | 20,100 AED | +40% |
Assistant Bank Manager | 27,500 AED | +92% |
ATM Manager | 23,700 AED | +65% |
ATM Service Technician | 5,090 AED | -65% |
Bank Accounts Analyst | 8,130 AED | -43% |
Bank Accounts Collector | 4,500 AED | -69% |
Bank Accounts Controller | 11,200 AED | -22% |
Bank Accounts Executive | 16,100 AED | +12% |
Bank Accounts Manager | 19,400 AED | +35% |
Bank Auditing Manager | 20,100 AED | +40% |
Bank Branch Manager | 27,100 AED | +89% |
Bank Branch Operations Coordinator | 11,100 AED | -23% |
Bank Clerk | 4,130 AED | -71% |
Bank Client Service Associate | 6,740 AED | -53% |
Bank Collector | 4,680 AED | -67% |
Bank Compliance Specialist | 14,200 AED | -1% |
Bank Manager | 33,900 AED | +140% |
Bank Operational Risk Manager | 32,300 AED | +120% |
Bank Operations Head | 32,600 AED | +130% |
Bank Operations Officer | 12,300 AED | -14% |
Bank Operations Specialist | 19,200 AED | +34% |
Bank Process Manager | 18,100 AED | +26% |
Bank Product Manager | 20,900 AED | +46% |
Bank Programme Manager | 22,100 AED | +54% |
Bank Project Manager | 26,500 AED | +85% |
Bank Propositions Manager | 23,300 AED | +62% |
Bank Quantitative Analyst | 16,400 AED | +14% |
Bank Regional Manager | 33,700 AED | +130% |
Bank Regional Risk Officer | 17,400 AED | +21% |
Bank Relationship Manager | 25,000 AED | +74% |
Bank Relationship Officer | 10,000 AED | -30% |
Bank Sustainability Analyst | 18,900 AED | +32% |
Bank Teller | 4,800 AED | -67% |
Banker | 10,900 AED | -24% |
Banking Business Analyst | 17,100 AED | +19% |
Banking Business Development Officer | 9,750 AED | -32% |
Banking Business Planning Executive | 23,300 AED | +62% |
Banking Data Analyst | 20,100 AED | +40% |
Banking Product Manager | 20,700 AED | +44% |
Banking Reference Data Manager | 19,100 AED | +33% |
Banking Regulatory Compliance Officer | 19,200 AED | +34% |
Banking Risk Analyst | 15,800 AED | +10% |
Banking Technical Analyst | 8,300 AED | -42% |
Bankruptcy Coordinator | 11,200 AED | -22% |
Bill and Account Collector | 4,750 AED | -67% |
Blockchain Analyst | 14,600 AED | +2% |
Blockchain Architect | 16,100 AED | +12% |
Blockchain Auditor | 14,500 AED | +1% |
Blockchain Compliance Analyst | 15,500 AED | +8% |
Blockchain Consultant | 15,200 AED | +6% |
Blockchain Trade Facilitator | 13,700 AED | -5% |
Budget Analyst | 16,800 AED | +17% |
Capital Risk Manager | 33,000 AED | +130% |
Cards Marketing Manager | 21,100 AED | +47% |
Cash Management Manager | 30,700 AED | +110% |
Check Processing Manager | 23,000 AED | +60% |
Chief Blockchain Officer | 18,900 AED | +32% |
Commercial Vault Associate | 16,000 AED | +11% |
Corporate Banker | 11,800 AED | -18% |
Corporate Dealer | 18,100 AED | +26% |
Credit Analyst | 13,100 AED | -9% |
Credit and Collections Manager | 22,100 AED | +54% |
Credit Card Fraud Investigator | 17,200 AED | +20% |
Credit Portfolio Manager | 31,500 AED | +120% |
Credit Risk Analyst | 18,700 AED | +30% |
Credit Risk Associate | 18,500 AED | +29% |
Cryptocurrency Accountant | 9,590 AED | -33% |
Cryptocurrency Adviser | 20,500 AED | +43% |
Cryptocurrency Analyst | 15,500 AED | +8% |
Cryptocurrency Compliance Manager | 20,200 AED | +41% |
Cryptocurrency Trader | 16,700 AED | +16% |
Digital Banking Manager | 23,200 AED | +62% |
Digital Currency Analyst | 15,800 AED | +10% |
Direct Bank Sales Representative | 11,700 AED | -19% |
Exchange Control Consultant | 17,900 AED | +25% |
Executive Account Analyst | 17,000 AED | +18% |
Financial Bank Planning Consultant | 22,500 AED | +57% |
Financial Banking Analysis Manager | 24,800 AED | +73% |
Financial Banking Assistant | 7,300 AED | -49% |
Financial Banking Systems Manager | 24,200 AED | +69% |
Foreign Exchange Manager | 24,300 AED | +69% |
Fraud Analyst | 17,900 AED | +25% |
Fraud Detection Associate | 11,700 AED | -19% |
Fraud Detection Manager | 27,000 AED | +88% |
Fraud Detection Supervisor | 14,800 AED | +3% |
Internal Bank Audit Manager | 31,300 AED | +120% |
Internal Bank Auditor | 16,500 AED | +15% |
Internal Private Banker | 11,200 AED | -22% |
International Banking Manager | 33,900 AED | +140% |
Investment Banking Analyst | 25,300 AED | +76% |
Loan Analyst | 16,300 AED | +14% |
Loan Area Manager | 19,800 AED | +38% |
Loan Audit Team Leader | 18,400 AED | +28% |
Loan Branch Manager | 18,800 AED | +31% |
Loan Business Development Officer | 9,770 AED | -32% |
Loan Clerk | 4,750 AED | -67% |
Loan Collection and Recovery Manager | 20,500 AED | +43% |
Loan Collection Manager | 19,900 AED | +39% |
Loan Collector | 4,680 AED | -67% |
Loan Examiner | 6,290 AED | -56% |
Loan Officer | 5,550 AED | -61% |
Loan Processing Manager | 18,100 AED | +26% |
Loan Processor | 6,930 AED | -52% |
Loan Quality Assurance Auditor | 16,200 AED | +13% |
Loan Quality Assurance Manager | 18,800 AED | +31% |
Loan Quality Assurance Representative | 12,400 AED | -14% |
Loan Review Manager | 18,100 AED | +26% |
Loan Team Leader | 16,600 AED | +16% |
Loans Manager | 22,600 AED | +57% |
Mortgage Advisor | 11,300 AED | -21% |
Mortgage Collection Manager | 20,600 AED | +43% |
Mortgage Collector | 4,370 AED | -70% |
Mortgage Credit Analyst | 8,220 AED | -43% |
Mortgage Credit Manager | 19,400 AED | +35% |
Mortgage Development Manager | 21,000 AED | +46% |
Mortgage Document Reviewer | 6,420 AED | -55% |
Mortgage Funding Manager | 22,500 AED | +57% |
Mortgage Operations Manager | 29,100 AED | +100% |
Mortgage Payment Processing Clerk | 5,490 AED | -62% |
Mortgage Processing Manager | 18,400 AED | +28% |
Mortgage Processor | 6,600 AED | -54% |
Mortgage Quality Assurance Auditor | 17,000 AED | +18% |
Mortgage Quality Assurance Manager | 18,300 AED | +27% |
Mortgage Servicing Clerk | 4,920 AED | -66% |
Mortgage Servicing Manager | 19,400 AED | +35% |
Mortgage Underwriter | 6,170 AED | -57% |
Online Banking Manager | 29,500 AED | +110% |
Open Banking Strategist | 16,700 AED | +16% |
Payment Processing Clerk | 5,050 AED | -65% |
Personal Banker | 11,800 AED | -18% |
Personal Banking Advisor | 12,200 AED | -15% |
Phone Banker | 7,200 AED | -50% |
Private Banker | 12,100 AED | -16% |
Reconciliation and Investigation Specialist | 13,300 AED | -7% |
Tax Officer | 9,360 AED | -35% |
Teller | 4,890 AED | -66% |
Trade Officer | 5,990 AED | -58% |
Trade Product Manager | 20,400 AED | +42% |
Trader | 7,180 AED | -50% |
Treasury Operations Officer | 14,400 AED | +0% |
Wealth Management Advisor | 24,300 AED | +69% |
City | Average Salary |
Abu Dhabi | 14,700 AED |
Al Ain | 13,900 AED |
Dubai | 15,100 AED |
Fujairah | 12,700 AED |
Ras Al Khaimah | 13,200 AED |
Sharjah | 14,400 AED |
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in United Arab Emirates is 6% on average across all career fields.
Private Sector | 13,800 AED | |
Public Sector | +6% | 14,700 AED |
A good and competitive compensation would range anywhere between 13,700 AED and 15,800 AED. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
The base salary for a careers like Treasury Operations Officer in Sharjah ranges from 6,600 AED to 11,100 AED. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary